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PayTech

HM Treasury Unveils Landmark Reforms to Modernise UK Payments

As part of the National Payments Vision, HM Treasury has announced a "Digital Big Bang" for the UK financial sector. These reforms aim to sharpen Brit...

  • April 22, 2026
  • 4 minutes

American Express and Hyper: The Dawn of the Autonomous Expense Era

The acquisition of Hyper by American Express signals a paradigm shift from digital tools to "agentic" finance. As Amex integrates autonomous AI agents...

  • April 20, 2026
  • 4 minutes

Why cash still matters in a hybrid payment world 

As payment habits continue to change, the five A’s reinforce the role of cash in inclusion, trust and everyday resilience....

  • April 15, 2026
  • 6 minutes

The Perils of “One-Click” Ambition: Bolt’s AI Pivot and the $11bn Reality Check

Once valued at $11 billion, Bolt has confirmed its fourth round of redundancies since 2022, cutting another third of its staff. As CEO Ryan Breslow be...

  • April 9, 2026
  • 4 minutes
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The Anchor and the Rail: Eurosystem’s 2026 Payments Strategy

The European Central Bank is moving to an infrastructure-first approach with its 2026 Comprehensive Payments Strategy. By integrating the Digital Euro...

  • April 7, 2026
  • 4 minutes

Shopify vs everyone: The race to own AI-driven transactions

Shopify’s new Agentic Storefronts and the Universal Commerce Protocol (UCP) are shifting the fintech landscape from traditional click-to-buy models ...

  • March 30, 2026
  • 3 minutes

FCA’s Strategic Priorities: Strengthening the UK Payments Sector

The UK payments landscape is undergoing a regulatory transformation. From the March 2025 operational resilience deadline to mandatory APP fraud reimbu...

  • March 27, 2026
  • 5 minutes

Why 40% of future acquiring revenue won’t come from payments

Merchant acquiring is shedding its reputation as a back-end utility. A new report from RS2 reveals how AI is transforming the sector from a defensive ...

  • March 26, 2026
  • 3 minutes

CASE STUDIES

The 7-month migration that shook FNZ

A recent migration of 126,000 accounts from wealth management giant FNZ signals a broader industry shift. We examine why this move highlights the crit...


From JLR’s shutdown to Robinhood’s rise

The first week of September served as a chilling preview of the next generation of financial threats, as security and regulatory news exposed systemic...


The TSB and Lloyds Bank APP fraud saga and the rise of CoP

Following the fallout from a catastrophic IT migration at TSB that fueled a surge in Authorized Push Payment (APP) fraud, the UK financial sector was ...