Challenger Banks

Monzo-Nubank Talks Point to £10bn Cross-Border Megamerger

UK digital bank Monzo is exploring strategic options including a potential £10bn majority sale to Nubank parent Nu Holdings, a new European expansion...

September 29, 2026
4 minutes

What Bunq’s OCC Rejection Teaches Foreign Fintechs

following the OCC’s rejection of Bunq’s US bank charter application, foreign challenger banks face a clear reality check: European operating model...

August 11, 2026
4 minutes

Revolut Secures Full Authorised Deposit-Taking Institution Banking Licence in Australia

Global super-app Revolut has officially secured its full Authorised Deposit-taking Institution (ADI) licence in Australia. Moving beyond its stored-va...

July 21, 2026
5 minutes

Are US Banks Ready for Europe’s Fintech Invasion?

The centre of gravity for financial innovation is shifting. From Revolut’s federal charter pursuit to backend infrastructure plays, European fintech...

July 1, 2026
5 minutes

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Fintech Revenues Surge to Record $504B as Sector Outpaces Incumbents

Following a volatile "reset year," global fintech revenues surged by 22% to reach a record $504 billion. As tech stacks accelerate with a 5x boost in ...

June 9, 2026
4 minutes

LemFi Anchors in London: A Pivot for Global Remittance

In a move that reaffirms the UK’s status as a premier global fintech terminal, LemFi (formerly Lemonade Finance) has officially designated London as...

April 30, 2026
4 minutes

Monzo’s American Dream Deferred: Why the “Coral Cloud” is Retreating Across the Atlantic

After a six-year attempt to conquer the American banking landscape, Monzo is shuttering its US operations. While the neobank celebrates record profits...

April 1, 2026
4 minutes

Revolut’s Long Road to ‘Bank’ Status

The five-year wait is over. Revolut has officially secured its full UK banking license, but the journey was anything but smooth. From auditing red fla...