Challenger Banks

Monzo’s American Dream Deferred: Why the “Coral Cloud” is Retreating Across the Atlantic

After a six-year attempt to conquer the American banking landscape, Monzo is shuttering its US operations. While the neobank celebrates record profits...

April 1, 2026
4 minutes

Revolut’s Long Road to ‘Bank’ Status

The five-year wait is over. Revolut has officially secured its full UK banking license, but the journey was anything but smooth. From auditing red fla...

March 12, 2026
5 minutes

Profit over Survival as Interest Rates Tumble and Fintech Finds its Second Wind

As the Federal Reserve and Bank of England pivot toward rate cuts, the fintech sector enters a new phase of growth. From the rejuvenation of venture c...

February 19, 2026
6 minutes

Challenger banks face their biggest test yet

Challenger banks stormed the market with growth and innovation, but now face their biggest test: turning users into profit. This piece explores the ma...

September 11, 2025
4 minutes

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Why UK fintechs are buying their way into the US

UK fintechs are rewriting the rules of global expansion. In a strategic pivot from prolonged regulatory applications, digital giants like Revolut and ...

September 3, 2025
4 minutes

What Revolut’s UK banking license chase really reveals

Revolut’s latest valuation has the fintech world talking, but for our expert, Bob, the real story lies in the company’s long and scrutinized chase...

September 2, 2025
4 minutes

Fintech’s pivot from growth to profitability

After a decade of hypergrowth fueled by venture capital, the fintech industry is entering a new, more mature phase. This article explores the "great r...

September 1, 2025
5 minutes

The rise of financial super apps

The era of fragmented financial apps is ending. This article explores the rise of financial super apps in the UK and US, and how these all-in-one plat...