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Fintech

The Perils of “One-Click” Ambition: Bolt’s AI Pivot and the $11bn Reality Check

Once valued at $11 billion, Bolt has confirmed its fourth round of redundancies since 2022, cutting another third of its staff. As CEO Ryan Breslow be...

  • April 9, 2026
  • 4 minutes

Monzo’s American Dream Deferred: Why the “Coral Cloud” is Retreating Across the Atlantic

After a six-year attempt to conquer the American banking landscape, Monzo is shuttering its US operations. While the neobank celebrates record profits...

  • April 1, 2026
  • 4 minutes

Shopify vs everyone: The race to own AI-driven transactions

Shopify’s new Agentic Storefronts and the Universal Commerce Protocol (UCP) are shifting the fintech landscape from traditional click-to-buy models ...

  • March 30, 2026
  • 3 minutes

Tokenization enters the execution phase within regulated market infrastructure

As tokenization enters its execution phase, attention is shifting from digital assets to the market infrastructure that supports them. Richard Baker, ...

  • March 23, 2026
  • 4 minutes
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MPs and Peers Call for a “Culture Change” in UK Financial Supervision

A powerful coalition of UK lawmakers is demanding a cultural reset of the nation's financial regulators. From the House of Lords’ critique of "risk-...

  • March 16, 2026
  • 4 minutes

Private markets are growing. Back offices are struggling to keep up

Private markets have grown rapidly, yet many firms still run fund operations on back-office systems that cannot keep pace with evolving fund setups an...

  • March 10, 2026
  • 7 minutes

Agentic AI Reality Check: The Critical Shift Toward Autonomous Finance Workflows

The fintech industry has reached a "Trust Threshold." As we move beyond simple chatbots toward autonomous agents capable of executing complex financia...

  • February 24, 2026
  • 4 minutes

Profit over Survival as Interest Rates Tumble and Fintech Finds its Second Wind

As the Federal Reserve and Bank of England pivot toward rate cuts, the fintech sector enters a new phase of growth. From the rejuvenation of venture c...

  • February 19, 2026
  • 6 minutes

CASE STUDIES

The 7-month migration that shook FNZ

A recent migration of 126,000 accounts from wealth management giant FNZ signals a broader industry shift. We examine why this move highlights the crit...


From JLR’s shutdown to Robinhood’s rise

The first week of September served as a chilling preview of the next generation of financial threats, as security and regulatory news exposed systemic...


The TSB and Lloyds Bank APP fraud saga and the rise of CoP

Following the fallout from a catastrophic IT migration at TSB that fueled a surge in Authorized Push Payment (APP) fraud, the UK financial sector was ...