Fintech

American Express and Hyper: The Dawn of the Autonomous Expense Era

The acquisition of Hyper by American Express signals a paradigm shift from digital tools to "agentic" finance. As Amex integrates autonomous AI agents...

April 20, 2026
4 minutes

Why cash still matters in a hybrid payment world

As payment habits continue to change, the five A’s reinforce the role of cash in inclusion, trust and everyday resilience....

April 15, 2026
6 minutes

Why the UK’s Fintech Sector is Bleeding Capital While the World Recovers

While global markets emerge from a funding winter, the UK’s fintech sector faces a critical crossroads as investment plummeted to £8.5 billion in 2...

April 13, 2026
4 minutes

The Perils of “One-Click” Ambition: Bolt’s AI Pivot and the $11bn Reality Check

Once valued at $11 billion, Bolt has confirmed its fourth round of redundancies since 2022, cutting another third of its staff. As CEO Ryan Breslow be...

April 9, 2026
4 minutes

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Monzo’s American Dream Deferred: Why the “Coral Cloud” is Retreating Across the Atlantic

After a six-year attempt to conquer the American banking landscape, Monzo is shuttering its US operations. While the neobank celebrates record profits...

April 1, 2026
4 minutes

Shopify vs everyone: The race to own AI-driven transactions

Shopify’s new Agentic Storefronts and the Universal Commerce Protocol (UCP) are shifting the fintech landscape from traditional click-to-buy models ...

March 30, 2026
3 minutes

Tokenization enters the execution phase within regulated market infrastructure

As tokenization enters its execution phase, attention is shifting from digital assets to the market infrastructure that supports them. Richard Baker, ...

March 23, 2026
4 minutes

MPs and Peers Call for a “Culture Change” in UK Financial Supervision

A powerful coalition of UK lawmakers is demanding a cultural reset of the nation's financial regulators. From the House of Lords’ critique of "risk-...