Lessons from Banking Industry Disruptors

by Temenos | White Paper

Digitization is changing the industry’s dynamics. It is opening up banking to new (non-traditional) competitors while handing more power to consumers.

Improvements in mobile technology are rendering banking anytime, anywhere and accessible over any device. Big data is making it possible for firms to draw major insights into customers’ lives from their transaction and other data. And social media is providing the opportunity to inject a social context into banking services.

About Temenos

TEMENOS Group AG provides integrated modular core banking systems to over 1000 financial institutions in more than 150 countries. We are headquartered in Geneva with 55 offices worldwide, and listed on the main segment of the SWX Swiss Exchange (TEMN).

Temenos software provides banks with a single, real-time view of the client across the enterprise, enabling banks to maximise returns while streamlining costs. We provide 24×7 functionality to the retail, wholesale, universal and private banking sectors; partner with central banks on core system replacement; and work with the World Bank on solutions for emerging markets. Temenos has a transparent approach to its operations and we bring to bear our experience, expertise, commitment and professionalism on every project.

Temenos’ only domain is banking software and our success is achieved by being completely focused on providing the best banking software available today. To this end, Temenos consistently devotes 20% of its revenues to research and development, higher than the average of our industry peers. This ensures that we can support banks with functionally rich systems that provide the flexibility to adapt to changes in business strategy or regulation.

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