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Whistlebrook Ltd Head Office

Unit 6, The Forum, Icknield Way,




Jon Sayer
[email protected]

Whistlebrook Funds Transfer Pricing (FTP)

Following the banking crisis it is now a regulatory requirement for financial institutions to accurately state the cost of funding.


Whistlebrook’s Funds Transfer Pricing application ( FTP) provides financial institutions with the ability to apply a cost of funding rate to their asset portfolio (typically loans and treasury liquidity) and an investment rate to their liabilities (typically retail deposits and treasury wholesale) in order to provide both product and branch profitability.


The FTP application allows you to break down the cost of funding rate or the investment rate for a particular product into four separate components:

  •  The Interest Transfer Price Component (ITP)
  • The Liquidity Transfer Price Component (LTP)
  • The Liquidity Asset Buffer Component (LAB)
  • The Other Costs Component (OTH)

Once the Funds Transfer Price components have been defined, a full FTP can be applied to each account. Loans, overdrawn current accounts and liquidity will attract a cost of funding whilst deposits, in-credit current accounts and wholesale will attract an investment return.


View other products from Whistlebrook

Whistlebrook - Regulatory Reporting

Whistlebrook’s reg reporting system is scalable to meet the requirements of organisations of all sizes. The system is recognised by both the Financial Conduct Authority and The Bank of England as a means of direct electronically submitting regulatory returns. – COREP – FINREP – BoE – FCA/FSA

Whistlebrook Business Intelligence

Interactively monitor, analyse & plan operational & performance data. Data is pulled from IT systems into our central data warehouse to give a single view of your business. Using Microsoft’s Power BI tool, data can be used for corporate & self-service BI for localised queries & ad-hoc reporting.

Whistlebrook Budgeting and Planning

Whistlebrook’s Budgeting and Planning Application (B&P) is a general ledger budgeting and forecasting tool. It provides for the input of cost centre overheads, the accurate calculation of future employee costs and the separate planning of the fixed asset register.   Overhead Planning The budgeting & planning application is essentially a cost centre overhead and balance …