Payhawk unveils AI ‘dream team’ for finance automation

In the high-stakes world of finance, where every minute counts and compliance is non-negotiable, the daily grind of manual tasks can be a significant drain on productivity and morale.

But what if your finance team had a new colleague a tireless, intelligent assistant ready to tackle the most tedious back-office work? That’s the promise of Payhawk‘s new Fall ’25 Product Edition, which is set to introduce four enterprise-ready AI agents designed to automate the very tasks that bog down financial professionals.

The launch couldn’t be more timely. As searches for “AI agents” surge by a staggering 900% this year, businesses are urgently seeking solutions to streamline everything from expense reports to cross-border payments. Payhawk is stepping into this breach with a clear message: enterprises don’t just need more AI chat; they need tangible outcomes.

According to CEO Hristo Borisov, the true power lies in agents that can operate within a company’s existing policies, permissions, and security standards an absolute must for business payments.

The new suite of AI agents is engineered to bring a new level of automation and control to financial operations, all while maintaining a full audit trail. The agents work in the background, making processes “invisible” to employees who can simply make natural-language requests. This replaces the tedious, jargon-filled forms, tickets, and reports that typically slow things down.

The New Financial Dream Team

Payhawk’s new AI agents are more than just a single tool; they’re a coordinated team designed to tackle specific financial functions with measurable impact:

• The Financial Controller Agent: This agent is a workhorse for the month-end close. It automatically chases receipts and uploads documents from vendor portals, flagging anomalies and sending reminders. The result? Expenses are submitted twice as fast.
• The Procurement Agent: It transforms the purchasing process. An employee can simply state what they need, and the agent applies budgets and policies, routes approvals, and can even increase card limits or create purchase orders. Payhawk reports that this can cut the request-to-purchase time by 60%.
• The Travel Agent: This agent saves employees up to 90 minutes per trip by handling bookings based on user preferences and policy. It also auto-creates trip reports and groups expenses for easy approval.
• The Payments Agent: This one is a lifeline for busy finance teams. It can deflect around 40% of help desk inquiries by providing instant, compliant answers on issues like failed transactions, blocked cards, or funding problems.

Beyond Automation: The Future of Finance

The Fall ’25 Product Edition isn’t solely focused on AI. As part of a major update, Payhawk has also partnered with JPMorgan Payments to power global payments at a highly competitive 0.3% FX rate across 115 currencies. This move positions Payhawk not only as a leader in AI-driven efficiency but also as a powerful player in the global payments landscape.

The combination of advanced AI and enhanced global payment capabilities marks a significant step forward for financial technology. By offloading repetitive, low-value tasks to intelligent agents, finance professionals can shift their focus to more strategic, high-value work like data analysis, risk management, and long-term financial planning.

The days of drowning in paperwork and endless queries may soon be a thing of the past, as technology increasingly becomes an invisible partner in the pursuit of operational excellence.