Insights

OakNorth CEO and co-founder Rishi Khosla speaks to bobsguide.  What drove you to create OakNorth? Joel and I started our first business in our 20s in 2002 – it was called Copal and did financial research outsourcing for investment banks, asset managers, PE firms, etc. About four years into that business, we were looking for... read more

From early-stage payments fintechs to giant acquirers, every company is asking themselves the same question: “How can we turn our data into dollars?” After all, most companies these days are to some extent data companies, whether they are aware of it or not. Many businesses try to leverage certain types of data they capture, but... read more

The US Commodity Futures Trading Commission (CFTC)’s inadequate cybersecurity provisions could impact capital markets, according to the CEO of an alternative data source for investors and hedge funds, while lawyers say it will bring into question the budgetary allowance for enhancing protection of proprietary data given to the US regulator. ... read more

Accelerators A venture or scheme that promotes and aids the rapid growth of selected new small businesses. Acquirer A company that buys the rights to another company or business relationship. Acquirers are also financial institutions which buy rights to a merchant account which allows them to service and manage the merchant’s... read more

Extreme remote banking – a term encompassing the provision of banking services to extremely remote, rural communities – should be a key focus for every UK retail bank right now. Why? There are potential ramifications of new legislation on banks as well as ethical reasons for banks maintaining access to financial services for small... read more

Transaction vs holdings-based performance calculations It’s important for your firm to know the pros and cons of each method. Whilst both methods provide inputs to analysis providing a breakdown of the returns, enabling the effectiveness of various investment strategies to be evaluated and explained, it is important to understand that... read more

Banks, payments providers and those looking to move money across territories are looking to simplify their processes through clearer and integrated IBAN management solutions, according to Jürgen Schneider, managing director at ONPEX. “Major clients have come to us because they’ve wanted to have easy access to our multi-currency... read more

Benoît Legrand was appointed chief innovation officer at ING Bank in January 2018, having previously served as the bank’s global head of fintech and CEO of ING Ventures. On the sidelines of Money 20/20 in Amsterdam last week, bobsguide sat down with the Legrand to talk about the future of fintech in Europe and the hype around the... read more

Subhankar Sinha was appointed head of blockchain for BNY Mellon in May. Prior to this role Sinha founded Nabartham LLC, which advised start-ups on ecosystem governance, strategic partnerships, and the market fit of blockchain products. Sinha was also a director at PwC in the US, where he was the co-founder of the firm’s blockchain... read more