Insights

News that a Beijing-backed digital currency is in the offing comes as no shock to the market, according to Daniel Scott, CEO at CoinCorner. “China has historically had a volatile relationship with Bitcoin, over the years they have banned then unbanned then banned and so on. It's been on their radar for years, so creating their own... read more

The Board of Banking Competition Remedies (BCR) has announced results of the Capability and Innovation Fund (CIF) Pool C grant process, which will see Modulr Finance, Atom Bank, Iwoca and The Currency Cloud Group receive £10m grants to expand and offer improved SME lending and payment services. Each organisation undertook an... read more

Difficulties in explaining machine learning (ML) models is causing concern as banks look to the technology for default risk analysis, according to market participants.   “Many different types of ‘black-box’ models have been developed out there even by banks claiming that they can accurately predict mortgage defaults. This... read more

As the US Consumer Financial Protection Bureau (CFPB) turns its attention to applications of machine learning and alternative data within credit markets, small businesses are likely to feel the advantages of the technological developments, says Brock Blake, CEO of Lendio. “With the CFPB's regulatory support, more fintech innovators... read more

For traders, billions of data points have become available over the past few years – useful in the search for arbitrage only when the appropriate management and direction are applied to them. The surge in big data has created an ever-growing market for data management tools, driven in large part by technology, with machine learning and... read more

Nishkama Capital, a long/short equity fund based in the US, became one of the first adopters of Eze Eclipse, SS&C Eze’s born-in-the-cloud investment management solution, in 2017. Thanks to the platform’s adaptability and continued support from the Eclipse team, Nishkama’s operation was able to get up and running quickly, and... read more

Global Investment Performance Standards (GIPS) are voluntary, ethical standards based on the fundamental principles of full disclosure and fair representation of investment performance. As investor expectations increase and product innovation develops, the standards are evolving to remain relevant and maintain their core purpose: ensuring... read more

“We are seeing some companies looking to establish a payment system that bypasses our banks and our currency,” US Federal Reserve governor Lael Brainard said in early August, announcing the central bank’s plans to launch a new payments network. “Facebook's Libra project raises numerous concerns that will take time to... read more

“This is the beginning of de-globalization and balkanization of the global economy and de-coupling between the US and China,” said economist Nouriel Roubini, in a recent post. “No wonder we are back in risk-off mode markets are sharply down. Even Fed easing cannot backstop markets hit by a double negative supply shock: trade and... read more