Insights

Corporate treasurers are experiencing more payments volume than ever before, with billions of transactions executed daily across a variety of channels, currencies, and countries. Enhanced formats are emerging at lightspeed, and organizational structures are shifting with buyouts/expansions and the adoption of multi-system environments. The... read more

Cloud adoption is increasingly powering the banking industry's ability to improve customer engagement worldwide. Though many banks are still in the early stages of adoption, the use of sophisticated and secure ways of migrating to the cloud is growing steadily across the industry. Cloud applications enable banks to drive enhanced operational... read more

The capital impact of the Basel Committee on Banking Supervision (BCBS)’s Fundamental review of the trading book (FRTB) is still being debated by the industry, according to several bankers, and market participants. As part of the Basel III reforms, banks must choose whether to calculate their market risk capital requirements using the... read more

Technology continues to progress at breakneck speed. At the same time, regulations imposed by national and supra-national bodies are introduced very slowly. This leads to a lag in which technology can impact without there being ample regulatory safeguards in place. We see this across industry, with questions asked on an ever-increasing frequency: ... read more

A relatively new development is the recent growth in corporate venture capital (CVC) spending. Corporates interest in start-ups and, consequently, their involvement in both early and later-stage deals continues to rise. According to data from Pitchbook, CVC in the US accounted for $71bn of the total $135bn in overall venture capital investment... read more

In August, the International Organisation for Standardisation (ISO) and the International Electrotechnical Commission (IEC) released a new privacy standard set to become the benchmark for helping organisations comply with international privacy frameworks and laws. ISO/IEC 27701:2019 serves as a privacy extension to the internationally recognised... read more

Last month, the FCA published complaints data revealing an increase in complaints from 3.91m in the second half of 2018 to 4.29m in the first half of 2019. This can be attributed, mainly, to a 34 percent increase in the volume of PPI complaints received. This number rose from 1.58m to 2.12m. While an early rush to meet the August 2019 PPI... read more

This is part two of our blog series, taking a deep dive into the generations that banks are at risk of neglecting, such as Generation Z. Our second instalment focuses on the over 55s – an important group for banks to ensure they are keeping in mind, especially given the UK’s ageing population. Read on to find out how banks can... read more

Fintechs involved in accelerators need to keep their independence to drive innovation, according to the deputy head of sales for global markets at Societe Generale.  “We think that it is important for the fintech to keep their agility, their independence .We are happy to accompany them, to make them grow but we don’t necessarily... read more