Insights

Insurtechs may suffer short-term losses from the coronavirus outbreak, but stand to gain in the long-term due to an increased need for digital offerings. Conversely, traditional insurers may face long-term disruption to business models, according to Johnny Stubbs, UK head of insurance and business development, GetSafe. “I think for... read more

Uncertainty around Brexit, oil wars and America’s multiple trade disputes have been complicating firms’ ability to manage cash flows and prepare treasury plans, but many of these issues have been totally overshadowed by the devastating emergence of COVID-19. Finance and treasury functions face uncertain times. JPMorgan is forecasting... read more

Take the one minute survey here. The coronavirus outbreak and the economic downturn it has spurred leaves many fintech businesses in a state of uncertainty. Between decreasing access to capital, redundancies and internal restructuring, many fintechs are facing fundamental changes to the way they work. Most are focusing on day-to-day challenges... read more

The European payments industry may not be prepared to reach the deadline for strong customer authentication (SCA) as it attempts to mitigate the coronavirus outbreak, some market participants say. Uncertainty pervades the sector ahead of the December 2020 deadline for the EU and March 2021 deadline for the UK, with travel and retail sectors... read more

In 2016, the global fraud detection market was valued by Allied Marked Research at $13.6bn. Fast forward to today: according to Fortune Business Insight, the global market for anti-fraud solutions will grow from $19.3bn in 2018 to $110bn in 2026. The growth is exponential, and the banking, financial services, insurance and manufacturing sectors... read more

In my previous article, I examined how effective liquidity management in treasury depends upon having a consolidated view and control of corporate cash. In this one, I consider why building dedicated connectivity is necessary to achieve this, who should build it and who will pay for it. One of the many effects of globalisation has been the... read more

The delay to the launch of the Securities Financing Transactions Regulation (SFTR) will lead to further aggregation of regtech solutions, some providers argue. But the delay also exposes weaknesses in investment firms’ regulatory infrastructure, adding to market instability. Mikkel Mördrup, executive advisor on global transaction... read more

The clock is ticking on the European Union (EU)’s Shareholder Rights Directive II (SRD II), which comes into force on 3 September 2020. It’s part of a cross-sector industry initiative to improve the existing set of standards on corporate actions and general meetings for listed equities, whilst addressing other issues for which the... read more

The scale of the problem has been demonstrated by the legislative activity of the European Parliament, which over the past five years has adopted three directives regarding anti-money laundering and terrorism financing. Complying with the directives is a particular challenge for banks, exposed to a three-fold risk in terms of money laundering... read more