axe Collateral Management

axe Collateral Management

Both during the credit approval process and throughout the life cycle of a loan, ACP supports the creation and administration of collateral files, their initial and subsequent (re)valuation and realization in the event of default.

All aspects of collateral management are addressed, including a number of advanced features which ensure to effectively manage all aspects of collateral, and the associated workflows, right across the bank’s operations and departments including remote locations and international subsidiaries.

  • Capture and maintenance of credit risk mitigants:
    • Static data about guarantees and collaterals
    • Valuations (frequency, internal/external expertise etc)
    • Loan To Value (LTV) calculation and alert management
    • Adherence calculation (detection of breaches in covenants)
    • Ownership details for real estate collaterals
    • Security details for financial collaterals (number, quantities, etc.)
    • Insurance schedules, alerts etc
    • Assigned facilities/loans
  • Document storage
  • All types of collaterals are supported – securities, bonds, equities, real estate, equipment etc.
  • Fully configurable, user-definable collateral management workflows
  • Alert management (real-time, and scheduled) via SMS or email for revaluation, insurance policy renewal…)

For further info: 

Product and service specifications
• MS SQL Server
• Oracle
Language used
• N/A
Operating system
• N/A
Pricing structure
• N/A
User interface
• N/A
Collateral Management