Editor’s picks | Is 2018 the year blockchain sees mass adoption in financial services?

By Alex Hammond | 2 February 2018

Moving beyond experiments to solving payments in capital markets with blockchains

Arjun Jayaram, Founder & CEO, Baton Systems

It has been no secret that banks are thoroughly testing blockchain applications and some have even begun to apply the technology to key business ventures. However, while most would agree that innovation is pivotal to global banking’s evolution, the last few years of “blockchain fever” have been clouded with minimal results.

Most of the high visibility initiatives including the ones with large central banks and exchanges have fallen short. Firms are spending ample time to get a deep understanding of the problems and scale needed in payments and reconciliation for capital markets. Experimentation with blockchains is being conducted and it’s fair to say that blockchain technology is providing inspiration. However, while not all solutions are built on the existing blockchain codebase, there is a way to leverage distributed ledger technology to solve some of these problems.

ING’s blockchain specialist outlines tech’s developments

David Beach, Reporter, bobsguide

Senior Program Manager of Blockchain at ING, Mariana Gomez de la Villa, spoke to bobsguide about receiving a personal email from Vitalik Buterin in response to her team’s ZKRP contribution to the blockchain ecosystem.

AI, Big Data, Digitisation, Blockchain: The fintech that will dominate 2018

Cliff Moyce, Global Head of Finance Practice, DataArt

DataArt expects to see the same growth in blockchain as firms wake up to the huge cost savings and security benefits from distributed ledger technology, and performance problems associated with original Blockchain technology start to be solved.

How Santander will use Ripple to execute cross-border payments | Analysis of the deal

David Beach, Reporter, bobsguide

bobsguide sat down with Marcus Treacher, Global Head of Strategic Accounts at Ripple and Ed Metzger, Head of Technology Innovation at Santander UK, to discuss what the recent deal with American Express to provide frictionless cross-border payments between the US and UK, using the Ripple network, means for them, for blockchain and the future.

Will investments on the blockchain democratise capitalism?

Sascha Ragtschaa, CEO, Chainium

After the financial crash and events such as the Brexit vote, it’s no surprise that new generations are losing their faith in the promise of capitalism. Sascha Ragtschaa, CEO and Co-founder at Chainium, argues that investing on the blockchain could be the answer.

The eight blockchain companies to watch out for in 2018

David Beach, Reporter, bobsguide

Back by popular demand is the bobsguide ‘fintechs to watch’ series. To kick things off, in this article we list the eight blockchain-based fintechs we think will stand-out from the growing pack of start-ups and ICOs in the next 12 months.

Why investment banks and institutional investors are turning to the blockchain

Linda Wang, Co-founder, Lendingblock

Fintech firms and blockchain based technology are sometimes cast as the enemies of the traditional financial services industry – but my prediction is that in 2018, that will be proved to be a misconception.

Hedge funds, investment banks, stock traders and fund managers have a long history of viewing the world of crypto assets with suspicion. The likes of Warren Buffet, Ray Dalio (American billionaire investor) and Jamie Dimon (Chairman and CEO of JP Morgan) have all criticised the industry to varying extents. Yet the tide is turning and indeed, Dimon has since expressed his regret at calling bitcoin “a fraud”.

What has changed?

Fraud, ‘Bots and Bitcoin: Bold treasury predictions for 2018

Robert Stark, VP Strategy, Kyriba Corporation

2018 is underway, and that means we are obligated to make deep, insightful predictions for the next 12 months. While there is much to draw from, our predictions focus on the following: Payments fraud, faster payments, hedging, lease accounting, CISO and treasury, robotics, and tax reform.

The five most significant trends in blockchain right now | Blockchain Week 2018 takeaways

Alex Hammond, Managing Editor, bobsguide

Last week many of the brightest minds in the blockchain development community gathered to share ideas on the technology’s future across a broad range of industries.

As was the case in 2017, the widespread opinion continued to be that financial services is a key target industry for blockchain to disrupt, much of the conversation focused around how and when this would happen. Here are our key takeaways from the show.

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