DIGITAL ERA BANKING SERVICES UNVEILS OLRT E-BANKING INNOVATION

BIRMINGHAM, AL (June 27, 2005)—Digital Era Banking Services, LLC
(www.debsinc.com), an eFinance and bank services provider has installed DEBS Cash Management at First State Bank, Conway Arkansas. This on line real time business E-banking module interfaces with Kirchman Bankwayâ„¢ on the Unix platform. First State Bank, Conway Arkansas, started marketing the 24-by-7 cash management access and transaction processing to its business clients on May 6, 2005.

"Utilizing DEBS OLRTPushâ„¢ innovation, transactions are "pushed" from the host to the Cash Management data base. Transactions initiated within DEBS Cash Management are "pushed" to the host and posted to the business accounts. This provides, via Internet Banking, up to the minute information for the Cash Management customer", says George Shamburger, president of DEBS. "The business customer can view detailed transactions, transfer funds and initiate wires and NACHA (ACH) formatted files and better forecast their cash flow needs for the day." Shamburger added. The fully transactional site includes check image retrieval as well as loan payment capability, financial downloads and account histories.

Randy Mayor, CFO First State Bank, endorsed the newest E-Banking module by saying "Fraud prevention and risk assessment weighed heavily in choosing a Cash Management provider." Mayor was impressed with the layered security that exists at the bank and customer level which grants or denies the end user’s access to applications and accounts. DEBS also automates their back office operations and provides Internet Banking services to over 6000 First State Bank customers.

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