The Provident Bank to Support Growing Commercial Loan Portfolio with ACBS

JACKSONVILLE, Fla. -- (February 10, 2005) -- Fidelity National Financial, Inc. (NYSE:FNF), a Fortune 500 provider of products and outsourced services and solutions to financial institutions and the real estate industry, and its Fidelity Information Services ("Fidelity") division today announced it has signed a long term Application Service Provider ("ASP") agreement to provide Advanced Commercial Banking Systems ("ACBS") for The Provident Bank of New Jersey.

The Provident Bank will utilize ACBS to support the bank's continued growth in commercial lending. The agreement includes implementation, application processing services and training. Through Fidelity's ASP processing capability, The Provident Bank will have complete access to the world-class capabilities of ACBS.

Established in 1839, The Provident Bank is a community and customer-oriented company. With over $6 billion in assets, The Provident Bank emphasizes personal service and customer convenience in attending to the financial needs of individuals, families and businesses in northern and central New Jersey.

"We have selected software and processing capability that will enable the The Provident Bank to continue its commercial portfolio growth, together with improvements in efficiencies and credit risk management,"
said Donald Blum, Executive Vice President & Chief Lending Officer for The Provident Bank. "Our goal is to provide our Relationship Managers with the range and depth of financial products they need to compete effectively, and couple them with timely delivery and superb customer service."

"Our customers continue to validate that our strategy and improvements in the commercial lending sector is in line with their needs," said Richard Levy, president of Fidelity Information Services' ACBS division.
"Having leading commercial lending systems available through an ASP means that The Provident Bank will have the tools to meet the corporate objectives of the bank and their customers. The Provident Bank, like all of our clients, will enjoy a close partnership with ACBS and will benefit from Fidelity's commitment to support, service and further product investment."

Fidelity Information Services' ACBS is an integrated family of commercial lending products that automates the entire range of commercial lending activity, from deal origination through settlement and accounting, to risk management and loan trading. The products operate in real time in any currency. ACBS products run on Windows and AS/400 platforms or through an Application Service Provider and are licensed by 75 leading financial institutions.

ACBS is the global leader in high-end systems for originating, syndicating, servicing, trading and settling of corporate loans, especially large syndicated loans. With more than 87 clients including
19 of the Top 25 global banks ranked by Tier 1 Capital ACBS is being used to process in excess of 30% of syndicated loans.

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