JPMORGAN HONORED AS BEST GLOBAL ONLINE CASH MANAGEMENT BANK BY GLOBAL FINANCE MAGAZINE

NEW YORK, November 2, 2003 - JPMorgan Treasury Services, a unit of JPMorgan Chase and a leader in global payment, trade finance and treasury management, today announced it has been selected as the Best Global Online Cash Management Bank by Global Finance magazine. The news will be covered in the December 2003 issue of the magazine. Earlier this year, JPMorgan was recognized by the magazine as the Best Online Cash Management Bank in Europe and Asia/Pacific, and the Best Corporate/Institutional Internet Bank in the United Kingdom and Japan.

Global Finance award winners were selected on the basis of strength of strategy for attracting and servicing online customers, success in getting clients to use Web offerings, growth of online
customer base, breadth of products offered, evidence of tangible benefits gained from Internet initiatives, and Web site design and functionality. Winners were selected by Global Finance’s editors and announced on October 16, 2003.

Press Contacts:
John Johmann
JPMorgan Treasury Services
(212) 552-9377
Flavie Lemarchand
PainePR
(212) 613-4922

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