Tom Lemmon

Tom Lemmon has been a journalist at bobsguide since 2019, covering all things Capital Markets. Prior to this, he took an MA in Journalism at Kingston University where he received the award for best student and broadcaster of the year. He also holds a first-class BA in Sociology from the University of Edinburgh.

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Latest content from Tom Lemmon

MMFs to come under shadow banking, CRD 4 reporting rules as EU rushes to tighten scrutiny on the sector
Asset management

MMFs to come under shadow banking, CRD 4 reporting rules as EU rushes to tighten scrutiny on the sector

2m | By Tom Lemmon, Reporter

MMFs to come under shadow banking, CRD 4 reporting...

Money market funds (MMFs) will be considered as shadow banking entities and fall under the relevant banking regulations at least until European lawmak...

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Mifid II fines more than quadruple in 2020 as national regulators turbo-charge enforcement
Asset management

Mifid II fines more than quadruple in 2020 as national regulators turbo-charge enforcement

2m | By Tom Lemmon, Reporter

Mifid II fines more than quadruple in 2020 as nati...

Penalties linked to breaches of Mifid II reporting requirements more than quadrupled in 2020 as European member states fully switched to enforcement m...

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Data-heavy EU ESG reporting will cause hefty burden for firms, says Fitch director
Asset management

Data-heavy EU ESG reporting will cause hefty burden for firms, says Fitch director

2m | By Tom Lemmon, Reporter

Data-heavy EU ESG reporting will cause hefty burde...

Upcoming EU reporting requirements on ESG will be a costly and burdensome process, particularly for SMEs, according to Fitch Ratings director of ESG r...

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‘Golden thread’ of coordination from government and regulators needed to support UK fintech
Banking

‘Golden thread’ of coordination from government and regulators needed to support UK fintech

2m | By Tom Lemmon, Reporter

‘Golden thread’ of coordination from government an...

The UK government and regulators must show greater leadership to make London a place for fintechs of all shapes and sizes to thrive in, according to C...

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Kalifa: Stronger open banking and consumer data measures would speed up fintech transformation
Banking

Kalifa: Stronger open banking and consumer data measures would speed up fintech transformation

2m | By Tom Lemmon, Reporter

Kalifa: Stronger open banking and consumer data me...

With the help of open banking regulations, fintech can have a “transformational” impact on society, according to Ron Kalifa OBE. The author of the hig...

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BlackRock MD: Fintech can plug data gaps in green finance
Asset management

BlackRock MD: Fintech can plug data gaps in green finance

2m | By Tom Lemmon, Reporter

BlackRock MD: Fintech can plug data gaps in green ...

Fintechs could be critical in tackling the “number one” problem in green investing by developing technologies that can better report and analyse green...

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Financial institutions blocking regtech progress despite new regulatory efforts, analyst warns
Asset management

Financial institutions blocking regtech progress despite new regulatory efforts, analyst warns

3m | By Tom Lemmon, Reporter

Financial institutions blocking regtech progress d...

Increased regulatory endeavours to acknowledge the growing regtech industry will fall flat if investment banks and other financial players keep shunni...

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FCA takes up call for post-Brexit listing and fintech reform
Asset management

FCA takes up call for post-Brexit listing and fintech reform

3m | By Tom Lemmon, Reporter

FCA takes up call for post-Brexit listing and fint...

The UK’s Financial Conduct Authority (FCA) launched a consultation on primary markets reforms today, stepping up its efforts to boost post-Brexit ince...

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Sustainable investing must go beyond ESG
Asset management

Sustainable investing must go beyond ESG

3m | By Tom Lemmon, Reporter

Sustainable investing must go beyond ESG

Environmental, Social and Governance (ESG) investing is a helpful step forward, but truly sustainable investing and green fund management must proacti...

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We need oil and gas companies at the climate change table, warns Bain & Company
Asset management

We need oil and gas companies at the climate change table, warns Bain & Company

3m | By Tom Lemmon, Reporter

We need oil and gas companies at the climate chang...

Incumbent firms in the energy markets need better access to capital, particularly from ESG investors, if the global shift towards greener energy sourc...

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IOSCO chair urges global cooperation on ESG rules as EU unveils next steps
Banking

IOSCO chair urges global cooperation on ESG rules as EU unveils next steps

3m | By Tom Lemmon, Reporter

IOSCO chair urges global cooperation on ESG rules ...

Governments and regulators across the world must step up collaboration to provide full clarity and inter-operability on ESG reporting, warned Ashley A...

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Equivalence hopes on financial rules fade as EU slams UK’s lack of commitment
Banking

Equivalence hopes on financial rules fade as EU slams UK’s lack of commitment

3m | By Tom Lemmon, Reporter

Equivalence hopes on financial rules fade as EU sl...

Prospects for a EU-UK equivalence agreement on financial services regulation appeared to ebb away after EU commissioner Mairead McGuinness criticised ...

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Too many firms still missing the mark on Mifid II and EMIR, financial advisor warns
Asset management

Too many firms still missing the mark on Mifid II and EMIR, financial advisor warns

3m | By Tom Lemmon, Reporter

Too many firms still missing the mark on Mifid II ...

A striking majority of financial firms assessed by financial advisor ACA Group are filing inaccurate data reports, falling short of requirements from ...

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Basel III preventing banks from fuelling EU’s green economy, Deutsche Bank and BNP warn
Banking

Basel III preventing banks from fuelling EU’s green economy, Deutsche Bank and BNP warn

3m | By Tom Lemmon, Reporter

Basel III preventing banks from fuelling EU’s gree...

Capital requirements for banks risk stifling their ability to finance the transformation of European economies onto a green footing, Deutsche Bank CEO...

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Crypto regulation could give UK competitive edge post-Brexit
Banking

Crypto regulation could give UK competitive edge post-Brexit

3m | By Tom Lemmon, Reporter

Crypto regulation could give UK competitive edge p...

The UK has a “golden opportunity” to become the crypto centre of the world post-Brexit, but regulators must act quickly to provide a safe framework fo...

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Evolution of cross-border payments piles pressure on banks
Payments

Evolution of cross-border payments piles pressure on banks

4m | By Tom Lemmon, Reporter

Evolution of cross-border payments piles pressure ...

Developments in sector are beneficial but bring risks too, says Intix CMO Read More...

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Video: Fintech to become future of financial services, says Kalifa
Payments

Video: Fintech to become future of financial services, says Kalifa

4m | By Tom Lemmon, Reporter

Video: Fintech to become future of financial servi...

 The UK’s role in the financial services ecosystem has been uncertain since the Brexit vote in 2016, but with Brexit finally complete, the UK governm...

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Bailey: Combination of reforms needed to tackle ‘dangerous’ money market funds
Banking

Bailey: Combination of reforms needed to tackle ‘dangerous’ money market funds

4m | By Tom Lemmon, Reporter

Bailey: Combination of reforms needed to tackle ‘d...

Pandemic revealed MMFs are still not resilient enough despite regulatory tightening since 2008 crisis Read More...

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FCA crackdown on high-risk retail investment products
Trading & brokering

FCA crackdown on high-risk retail investment products

5m | By Tom Lemmon, Reporter

FCA crackdown on high-risk retail investment produ...

The UK’s Financial Conduct Authority (FCA) is stepping up its efforts to protect retail investors by  encouraging caution around “inappropriate high-r...

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Cloud key to minimising risk for hedge funds
Trading & brokering

Cloud key to minimising risk for hedge funds

5m | By Tom Lemmon, Reporter

Cloud key to minimising risk for hedge funds

Moving to remote working has created new headaches for hedge funds through the risk of a “single point of failure” in a portfolio manager’s tech setup...

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Survey: Volatility in investment banking explored

Survey: Volatility in investment banking explored

5m | By Tom Lemmon, Reporter

Survey: Volatility in investment banking explored

While markets have broadly recovered from the shock of the coronavirus pandemic, uncertainty about the future and volatility has remained. At Bobsguid...

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Real-time payments tech puts pressure on banks
Payments

Real-time payments tech puts pressure on banks

5m | By Tom Lemmon, Reporter

Real-time payments tech puts pressure on banks

Outdated technology systems unable to keep pace with demands of clients Read More...

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Report: Hedge funds building tech stacks in-house as vendor bearings change course
Trading & brokering

Report: Hedge funds building tech stacks in-house as vendor bearings change course

6m | By Tom Lemmon, Reporter

Report: Hedge funds building tech stacks in-house ...

Hedge funds are increasingly looking to high-tech, quantitative methods to beat the competition, which in turn is changing how tech vendors place them...

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Monkey business: Investing strategies stuck in the past
Asset management

Monkey business: Investing strategies stuck in the past

6m | By Tom Lemmon, Reporter

Monkey business: Investing strategies stuck in the...

Investment management of financial institutions remains roughly as it was 40 years ago, according to Sandro Schmid, co-founder and CEO of AI tech firm...

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Budget 2021: Fintech omission disappoints
Payments

Budget 2021: Fintech omission disappoints

7m | By Tom Lemmon, Reporter

Budget 2021: Fintech omission disappoints

Hopes of detailed spending plans for fintech were dashed when Chancellor Rishi Sunak failed to specifically mention the sector in his Budget speech on...

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Fintechs praise Kalifa Review but await government response
Banking

Fintechs praise Kalifa Review but await government response

7m | By Tom Lemmon, Reporter

Fintechs praise Kalifa Review but await government...

Reaction to the long-awaited Kalifa Review of UK Fintech by the fintech community has been broadly positive. But the industry’s attention now turns to...

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Evolution of fintechs prevents Brexit headaches
Payments

Evolution of fintechs prevents Brexit headaches

7m | By Tom Lemmon, Reporter

Evolution of fintechs prevents Brexit headaches

UK-based fintechs have largely been shielded from any negative Brexit side-effects by working with larger financial institutions and evolving their bu...

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Effective AANA management can move firms outside scope of UMR
Trading & brokering

Effective AANA management can move firms outside scope of UMR

7m | By Tom Lemmon, Reporter

Effective AANA management can move firms outside s...

Understanding and monitoring the Average Aggregate Notional Amount (AANA) calculations as early as possible can provide firms caught by the Uncleared ...

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GameStop ‘hysteria’ wont spark social media analytics boom
Trading & brokering

GameStop ‘hysteria’ wont spark social media analytics boom

8m | By Tom Lemmon, Reporter

GameStop ‘hysteria’ wont spark social media analyt...

Using data and analytics to scrape social media sites to combat the influence Reddit pages like r/wallstreetbets have had over markets in recent weeks...

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No-deal Brexit a “nightmare” for fintechs
Treasury

No-deal Brexit a “nightmare” for fintechs

9m | By Tom Lemmon, Reporter

No-deal Brexit a “nightmare” for fintechs

A no-deal Brexit or a failure to produce close regulatory alignment in the financial services sector will be an “absolute nightmare” for f...

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Salesforce catching up with Slack deal
Insurance

Salesforce catching up with Slack deal

10m | By Tom Lemmon, Reporter

Salesforce catching up with Slack deal

Salesforce’s decision to acquire Slack for $27.7bn can be read as an attempt to try to gain ground on competitors, according to Graham Norton-St...

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ING & Bank of America: Banks won’t “spring back” to normal after vaccine
Banking

ING & Bank of America: Banks won’t “spring back” to normal after vaccine

10m | By Tom Lemmon, Reporter

ING & Bank of America: Banks won’t “spring back” t...

The pandemic has forced banks to accelerate digitisation programmes and permanently changed working habits according to Gerald Walker, CEO of ING Amer...

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Video: Automation to drive evolution of financial services
Asset management

Video: Automation to drive evolution of financial services

11m | By Tom Lemmon, Reporter

Video: Automation to drive evolution of financial ...

In this bobsguide video, sponsored by FactSet, Drake Bushnell, VP director of content and technology solutions strategy at FactSet and Byron Bianco, m...

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Retail banks at odds over coronavirus impact
Banking

Retail banks at odds over coronavirus impact

1y | By Tom Lemmon, Reporter

Retail banks at odds over coronavirus impact

High-street bank branches are here to stay as customers value speaking to bank staff in person, according to Metro Bank’s managing director of d...

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‘You don’t need to be in an office to be productive’
Treasury

‘You don’t need to be in an office to be productive’

1y | By Tom Lemmon, Reporter

‘You don’t need to be in an office to be productiv...

Working from home is likely to become part of the new normal as the coronavirus crisis has taught business leaders that work doesn’t need to be ...

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JP Morgan MD: Changes brewing in e-commerce
Banking

JP Morgan MD: Changes brewing in e-commerce

1y | By Tom Lemmon, Reporter

JP Morgan MD: Changes brewing in e-commerce

Innovation in the e-commerce and payments sector could slow down due to the global disruption caused by the pandemic, while businesses look to reconsi...

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Profitability over growth key for fintechs to secure investment

Profitability over growth key for fintechs to secure investment

1y | By Tom Lemmon, Reporter

Profitability over growth key for fintechs to secu...

Fintechs must show that they have a solid business model focused on achieving profitability, not just rapid growth if they are to secure investment, a...

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Security requirements push customers away from banks
Banking

Security requirements push customers away from banks

1y | By Tom Lemmon, Reporter

Security requirements push customers away from ban...

Regulations and requirements aimed at making retail banks more secure are driving customers away, according to Aarti Samani, SVP of product and market...

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Government bureaucracy could be blown away by biometric security solutions
Insurance

Government bureaucracy could be blown away by biometric security solutions

1y | By Tom Lemmon, Reporter

Government bureaucracy could be blown away by biom...

Biometric authentication solutions could open a gateway for governments to drive efficiency and reduce bureaucracy, says Aarti Samani, SVP of product ...

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OakNorth’s head of debt finance: Challenger banks use agility to thrive
Banking

OakNorth’s head of debt finance: Challenger banks use agility to thrive

1y | By Tom Lemmon, Reporter

OakNorth’s head of debt finance: Challenger banks ...

Incumbent banks have slashed profits to prepare for corporate defaults because they aren’t flexible and agile enough to manage their books with ...

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