David Beach

David Beach is a reporter for bobsguide, covering banking, regulations, payments, and emerging technologies. He studied at the University of Bath and the University of Zaragoza. Want to get in touch? [email protected]

Latest content from David Beach

Video: Banks must sequence investments to deal with reg loads
Banking

Video: Banks must sequence investments to deal with reg loads

2y | By David Beach, Reporter

Video: Banks must sequence investments to deal wit...

The sheer volume of regulatory hurdles is putting banks under significant pressure this year, according to Harry Chopra, chief client officer, AxiomSL...

View article
Video: Asset managers turn to data for multijurisdictional disclosure requirements
Asset management

Video: Asset managers turn to data for multijurisdictional disclosure requirements

2y | By David Beach, Reporter

Video: Asset managers turn to data for multijurisd...

Asset managers working across a variety of regimes are faced with an uphill struggle with the volume of data required to comply with shareholder discl...

View article
Video: Asset managers struggling to interpret regulations
Asset management

Video: Asset managers struggling to interpret regulations

2y | By David Beach, Reporter

Video: Asset managers struggling to interpret regu...

As new rules are applied to asset managers, data sourcing and management are growing challenges for firms, according to a video panel conducted by bob...

View article
The changing face of asset management technology in 2019
Asset management

The changing face of asset management technology in 2019

2y | By David Beach, Reporter

The changing face of asset management technology i...

Juggling an ever-tightening compliance burden, fending off technological challengers and satisfying customer expectation is a tall order for many esta...

View article
Banks’ top brass need persuading over T2/T2S opportunities
Trading & brokering

Banks’ top brass need persuading over T2/T2S opportunities

2y | By David Beach, Reporter

Banks’ top brass need persuading over T2/T2S oppor...

Banks’ middle management and specialists must do more to convince the executive of the opportunities and cost saving benefits posed by T2/T2S (T...

View article
Nationwide steps up data game with new “speed layer”
Banking

Nationwide steps up data game with new “speed layer”

2y | By David Beach, Reporter

Nationwide steps up data game with new “speed laye...

As regulation, customer expectation and increased data volumes push legacy bank data models to breaking point, UK financial services provider Nationwi...

View article
Algo-assistance: The compliance vs profit margin battle | AssetManTech Series
Asset management

Algo-assistance: The compliance vs profit margin battle | AssetManTech Series

2y | By David Beach, Reporter

Algo-assistance: The compliance vs profit margin b...

Caught between the rock of regulation and the hard place of fee reduction, it's currently a difficult climate for banks and asset managers.  ...

View article
Large US banks up security to get ahead of the quantum threat
Insurance

Large US banks up security to get ahead of the quantum threat

2y | By David Beach, Reporter

Large US banks up security to get ahead of the qua...

Large US banks are racing to get ahead of quantum computing powered encryption breakers, by showing interest and investing early in quantum key distri...

View article
Nationwide uses Open Banking to target financially squeezed
Banking

Nationwide uses Open Banking to target financially squeezed

2y | By David Beach, Reporter

Nationwide uses Open Banking to target financially...

As market participants, lawyers and industry bodies continue to raise questions over Open Banking use cases, Nationwide has embarked on an alternative...

View article
The SME technology revolution | video
Banking

The SME technology revolution | video

2y | By David Beach, Reporter

The SME technology revolution | video

For what SMEs lack in size, they more than make up for in passion. There are some 5.4m SMEs across the UK operating with fewer than nine employee...

View article
Hedge funds besieged by hackers on a daily basis
Insurance

Hedge funds besieged by hackers on a daily basis

2y | By David Beach, Reporter

Hedge funds besieged by hackers on a daily basis

Hackers are exploiting inherent weaknesses in mature hedge funds on a daily basis, say a security vendor and the chief technology officer of an establ...

View article
BankTech series | Biometrics: A step beyond the security versus convenience debate?
Banking

BankTech series | Biometrics: A step beyond the security versus convenience debate?

2y | By David Beach, Reporter

BankTech series | Biometrics: A step beyond the se...

Security and convenience are the twin pillars of retail banking, as banks seek to find the golden compromise between secure yet easy access for custom...

View article
EBA’s Farkas: Jury out on Open Banking
Banking

EBA’s Farkas: Jury out on Open Banking

2y | By David Beach, Reporter

EBA’s Farkas: Jury out on Open Banking

Market participants, lawyers and the European Banking Authority (EBA) are still pondering the impact of Open Banking more than a year into the initiat...

View article
Old habits and mobile wallets key to US contactless card adoption
Insurance

Old habits and mobile wallets key to US contactless card adoption

2y | By David Beach, Reporter

Old habits and mobile wallets key to US contactles...

The adoption of contactless cards is being dwarfed by that of alternative payment methods in the US, according to market participants. “While pe...

View article
Fintechs blocked by SCA “walled garden”
Banking

Fintechs blocked by SCA “walled garden”

2y | By David Beach, Reporter

Fintechs blocked by SCA “walled garden”

Fintech vendors believe there are still obstacles in place as banks “drag their feet” – and potentially put hurdles in place –...

View article
Banks forced to turn to machine learning to tackle compliance burdens
Banking

Banks forced to turn to machine learning to tackle compliance burdens

2y | By David Beach, Reporter

Banks forced to turn to machine learning to tackle...

Banks are increasingly turning to machine learning to innovate heavily manual and costly middle and back office mission critical compliance management...

View article
Research finds in-house banking apps easier to hack
Banking

Research finds in-house banking apps easier to hack

2y | By David Beach, Reporter

Research finds in-house banking apps easier to hac...

New research released this week has revealed that banking applications developed in-house are more vulnerable than those produced by third-party vendo...

View article
New CMA directions are “naming and shaming” late banks
Banking

New CMA directions are “naming and shaming” late banks

2y | By David Beach, Reporter

New CMA directions are “naming and shaming” late b...

The new directions issued by the Competition & Markets Authority (CMA) offering extensions to Open Banking deadlines for five CMA9 banks is a publ...

View article
NatWest brings PFM app to crowded market
Insurance

NatWest brings PFM app to crowded market

2y | By David Beach, Reporter

NatWest brings PFM app to crowded market

Yesterday, NatWest began trials on the bank’s Mimo app, its new personal finance manager (PFM) designed to give customers greater insight into t...

View article
Banking panel: Incumbents must cauterise core systems
Banking

Banking panel: Incumbents must cauterise core systems

2y | By David Beach, Reporter

Banking panel: Incumbents must cauterise core syst...

Banks must act quickly to cannibalise their core banking systems or risk losing market share to newbuild challengers. “Incumbents cannot be inno...

View article
Starling head of fraud: In-house tech allows us to react more quickly
Banking

Starling head of fraud: In-house tech allows us to react more quickly

2y | By David Beach, Reporter

Starling head of fraud: In-house tech allows us to...

The in-house technology employed by Starling Bank gives the digital-only challenger great advantage over their incumbent competition when it comes to ...

View article
Industry reacts to Apple Card: “extremely similar to other products”
Insurance

Industry reacts to Apple Card: “extremely similar to other products”

2y | By David Beach, Reporter

Industry reacts to Apple Card: “extremely similar ...

“Built on simplicity, transparency and privacy, and designed to help customers lead a healthier financial life” reads the opening of the A...

View article
GhIPSS CEO: Ghanaian and international payment schemes in a “battle”
Insurance

GhIPSS CEO: Ghanaian and international payment schemes in a “battle”

2y | By David Beach, Reporter

GhIPSS CEO: Ghanaian and international payment sch...

The duopoly of international card schemes are working at odds with Ghana’s own payments plans,  according to Archie Hesse, CEO of the Ghana...

View article
The zero-fee mobile trading revolution: Remaining competitive yet compliant
Trading & brokering

The zero-fee mobile trading revolution: Remaining competitive yet compliant

2y | By David Beach, Reporter

The zero-fee mobile trading revolution: Remaining ...

The monumental shift from online to mobile trading has gone hand in hand with digital natives and the convenience it provides. But such democratisatio...

View article
Soc Gen considering new payments pricing system post-Brexit
Insurance

Soc Gen considering new payments pricing system post-Brexit

2y | By David Beach, Reporter

Soc Gen considering new payments pricing system po...

Should the UK’s banks reconsider pricing mechanisms as they leave the Single Euro Payments Area (SEPA), Société Géné...

View article
Retail bank NatWest turns to biometrics
Banking

Retail bank NatWest turns to biometrics

2y | By David Beach, Reporter

Retail bank NatWest turns to biometrics

If biometric authentication comes into the mainstream, security experts have warned the technology is only as good as its weakest link. “Ultimat...

View article
SMEs “historically ignored” by banks
Banking

SMEs “historically ignored” by banks

2y | By David Beach, Reporter

SMEs “historically ignored” by banks

Incumbent banks have neglected corporate SMEs opening the door for fintechs to move into the market, according to Sean Hunter, CIO of OakNorth An...

View article
"Investors will forgive" Metro Bank
Banking

"Investors will forgive" Metro Bank

2y | By David Beach, Reporter

"Investors will forgive" Metro Bank

Metro bank’s full year results were hotly anticipated by investors and the industry alike following early scares brought on by an accounting err...

View article
Webinar invite: Starling Bank & Feedzai to discuss machine learning, fraud and trust
Insurance

Webinar invite: Starling Bank & Feedzai to discuss machine learning, fraud and trust

2y | By David Beach, Reporter

Webinar invite: Starling Bank & Feedzai to discuss...

On 28, March at 3PM, bobsguide is hosting a webinar along with the machine learning anti-fraud specialists, Feedzai and the UK challenger, Starling Ba...

View article
Report: Machine learning aids visible hand of payments
Insurance

Report: Machine learning aids visible hand of payments

2y | By David Beach, Reporter

Report: Machine learning aids visible hand of paym...

Banks are turning to machine learning and other advanced technological protocols to protect consumers in the escalating fraud arms race, as legacy sys...

View article
Lawyer warns banks over data breach increase
Banking

Lawyer warns banks over data breach increase

2y | By David Beach, Reporter

Lawyer warns banks over data breach increase

In the same week the UK’s Financial Conduct Authority (FCA) revealed a fivefold rise in data breaches at financial services firms, Rupert Casey,...

View article
OTP vulnerability raises SCA questions
Banking

OTP vulnerability raises SCA questions

2y | By David Beach, Reporter

OTP vulnerability raises SCA questions

Market participants warn that a known vulnerability in telco operations could prove problematic for banks using one-time passwords (OTP) to authentica...

View article
ING’s CIO: Despair & disappointment part of innovation
Banking

ING’s CIO: Despair & disappointment part of innovation

2y | By David Beach, Reporter

ING’s CIO: Despair & disappointment part of innova...

Speaking on the sidelines of FinovateEurope, Benoit Legrand, the chief innovation officer of ING Group discussed the intricacies of innovation from ps...

View article
Digital experience key focus for UK retail banks
Banking

Digital experience key focus for UK retail banks

2y | By David Beach, Reporter

Digital experience key focus for UK retail banks

A strong digital customer experience, relationship management and increased growth in small and medium sized enterprise (SME) banking are among the to...

View article
Banks deliberate tech vendor cycle
Banking

Banks deliberate tech vendor cycle

2y | By David Beach, Reporter

Banks deliberate tech vendor cycle

“At what point should a bank move away from a traditional vendor? The answer is probably at the point at which the amount of change you want to ...

View article
Starling adds major new clients, ups investment pull
Banking

Starling adds major new clients, ups investment pull

2y | By David Beach, Reporter

Starling adds major new clients, ups investment pu...

Starling Bank’s Julian Sawyer, chief operating officer has announced that three new clients have signed up to its banking services. The three ne...

View article
Politics and speed of change hit blockchain adoption
Insurance

Politics and speed of change hit blockchain adoption

2y | By David Beach, Reporter

Politics and speed of change hit blockchain adopti...

The slow adoption of blockchain solutions has little to do with the maturity of the technology but rather the speed at which it changes and the politi...

View article
Tech giant Adobe brings cost-cutting ID verification to KYC
Banking

Tech giant Adobe brings cost-cutting ID verification to KYC

2y | By David Beach, Reporter

Tech giant Adobe brings cost-cutting ID verificati...

Adobe, the stock content platform, is straying more and more outside of its traditional heartlands to offer digital KYC solutions in an attempt to red...

View article
SWIFT community boosted by gpi & R3 future | webinar
Insurance

SWIFT community boosted by gpi & R3 future | webinar

2y | By David Beach, Reporter

SWIFT community boosted by gpi & R3 future | webin...

Cost-efficiency and an exciting roadmap – including the Corda R3 tie up – have galvanised the gpi community, a bobsguide poll conducted du...

View article
Benefits of insight-driven data management swell
Asset management

Benefits of insight-driven data management swell

3y | By David Beach, Reporter

Benefits of insight-driven data management swell

On January 28 bobsguide hosted a webinar on mapping the opportunities of insight-driven data management with participation from Adox Research and Asse...

View article
Legacy on-premise data management will be a thing of the past
Insurance

Legacy on-premise data management will be a thing of the past

3y | By David Beach, Reporter

Legacy on-premise data management will be a thing ...

New findings from Adox Research has warned asset managers and investment banks that cloud deployed, insight-driven data management will become the mai...

View article
UK challenger aims to simplify overdrafts
Banking

UK challenger aims to simplify overdrafts

3y | By David Beach, Reporter

UK challenger aims to simplify overdrafts

A spokesperson for challenger bank N26 believes that “traditional banks have historically charged hidden fees and higher rates”, unfairly ...

View article
Investor caution to shed fintech dead weight
Insurance

Investor caution to shed fintech dead weight

3y | By David Beach, Reporter

Investor caution to shed fintech dead weight

A market strategist has warned this year will see a cull of the fintech startup market, as hyper-valuation in the tech sector get reined in while inve...

View article
OneSavings Bank: UK retail banks not set for share plummet
Banking

OneSavings Bank: UK retail banks not set for share plummet

3y | By David Beach, Reporter

OneSavings Bank: UK retail banks not set for share...

“We’re comfortable with how we allocate risk weighted assets. From our view it suggests it’s idiosyncratic to Metro Bank,” say...

View article
Open Banking suggests life insurance opportunities
Insurance

Open Banking suggests life insurance opportunities

3y | By David Beach, Reporter

Open Banking suggests life insurance opportunities

The combined effects of Open Banking, the General Data Protection Regulation (GDPR) and developments within artificial intelligence could see banks of...

View article
Challenger J-Curve business model ultimately leads to “conduct problems”
Banking

Challenger J-Curve business model ultimately leads to “conduct problems”

3y | By David Beach, Reporter

Challenger J-Curve business model ultimately leads...

The mentality of racking up overheads in order to acquire customers leads banks to act on their own and not the customer’s best interest later d...

View article
Open Banking clears way for tech giants to move into financial services
Insurance

Open Banking clears way for tech giants to move into financial services

3y | By David Beach, Reporter

Open Banking clears way for tech giants to move in...

Two in three (66%) of UK banking decision makers believe the tech giants will be offering retail banking services by 2024, according to a recent surve...

View article
The 2019 fintech conferences not to miss
Banking

The 2019 fintech conferences not to miss

3y | By David Beach, Reporter

The 2019 fintech conferences not to miss

Conferencing is a key part of the fintech industry and one of the only ways to stay up to date with the ever quickening pace of technological change i...

View article
Growing appetite for crypto risks sees insurance premiums tumble
Insurance

Growing appetite for crypto risks sees insurance premiums tumble

3y | By David Beach, Reporter

Growing appetite for crypto risks sees insurance p...

The exciting story of crypto currency trading has seen many businesses and individuals amass huge fortunes over the last few years. Notable examples i...

View article
Design “blindspot” hampering innovation, says ex-Citi head of design
Banking

Design “blindspot” hampering innovation, says ex-Citi head of design

3y | By David Beach, Reporter

Design “blindspot” hampering innovation, says ex-C...

Financial services are struggling with a customer blind spot that’s hampering innovation, says Stephen Gates, head of design transformation at I...

View article
2019: The year of Open Banking? | on-demand podcast
Banking

2019: The year of Open Banking? | on-demand podcast

3y | By David Beach, Reporter

2019: The year of Open Banking? | on-demand podcas...

As 2018 draws to a close, so too does the first year of mandated Open Banking – a regulatory initiative to force banks to make customer data ava...

View article
Metro Bank: "Fans not customers" | video
Banking

Metro Bank: "Fans not customers" | video

3y | By David Beach, Reporter

Metro Bank: "Fans not customers" | video

In the ever more open and competitive banking market, customer service is paramount. Once a bastion of customer service, bank branches are closing in ...

View article
Tandem COO: Challenger race “a marathon not a sprint”
Banking

Tandem COO: Challenger race “a marathon not a sprint”

3y | By David Beach, Reporter

Tandem COO: Challenger race “a marathon not a spri...

Speaking at FinTech Connect this week, Nick Bennett, chief operating officer of Tandem, said the bank is well poised to win the challenger race, with ...

View article
Nationwide head of transformation: “We’re taking our time with Open Banking”
Banking

Nationwide head of transformation: “We’re taking our time with Open Banking”

3y | By David Beach, Reporter

Nationwide head of transformation: “We’re taking o...

“Most people who are working on the Open Banking initiative would agree that the collective uptake rate has been less than expected,” said...

View article
Interoperable APIs to help fuel financial inclusion, not blockchain
Banking

Interoperable APIs to help fuel financial inclusion, not blockchain

3y | By David Beach, Reporter

Interoperable APIs to help fuel financial inclusio...

Since its inception, it has been a core tenet of a decentralised blockchain to bring citizens from developing countries into the global financial syst...

View article
“Omnishamble” banks fuelling digital challenger success
Banking

“Omnishamble” banks fuelling digital challenger success

3y | By David Beach, Reporter

“Omnishamble” banks fuelling digital challenger su...

“The big banks lacked focus on getting a full and seamless customer experience right,” said Andrew Stevens, financial services specialist ...

View article
Consent dilemma a major hurdle to Open Banking ecosystem
Banking

Consent dilemma a major hurdle to Open Banking ecosystem

3y | By David Beach, Reporter

Consent dilemma a major hurdle to Open Banking eco...

Nearly a year on from PSD2 implementation, UK consumers remain none the wiser over the benefits of sharing their data across the financial ecosystem, ...

View article
Muted interest in quantum computing threatens early adoption
Insurance

Muted interest in quantum computing threatens early adoption

3y | By David Beach, Reporter

Muted interest in quantum computing threatens earl...

A recent poll in a bobsguide webinar found that 47.7% of industry professionals do not consider quantum computing a priority with ...

View article
The AI workhorse: demystifying RPA | podcast
Insurance

The AI workhorse: demystifying RPA | podcast

3y | By David Beach, Reporter

The AI workhorse: demystifying RPA | podcast

The story of automation in financial services is one told with heavy hype. Reportedly driver technologies of the fourth industrial revolution, th...

View article
Interview: Barclaycard CIO on Open Banking APIs and blockchain non-adoption
Banking

Interview: Barclaycard CIO on Open Banking APIs and blockchain non-adoption

3y | By David Beach, Reporter

Interview: Barclaycard CIO on Open Banking APIs an...

A new Barclaycard survey of 100 UK chief information officers (CIOs) goes some way to clarifying how the role is changing in the face of fast technolo...

View article
Fresh start: TSB appoints new IT-heavy CEO
Banking

Fresh start: TSB appoints new IT-heavy CEO

3y | By David Beach, Reporter

Fresh start: TSB appoints new IT-heavy CEO

It was today announced in a press release that Debbie Crosbie, currently group chief operating officer at Clydesdale and Yorkshire Bank (CYBG),&n...

View article
Faster payments pushing API ecosystems in the US | On-demand webinar
Insurance

Faster payments pushing API ecosystems in the US | On-demand webinar

3y | By David Beach, Reporter

Faster payments pushing API ecosystems in the US |...

Faster payments is gripping the US. PSPs, clearing houses and banks are all in earnest discussion about how best to leverage the emerging faster and r...

View article
ISO 20022: migration journey poses problems for banks
Insurance

ISO 20022: migration journey poses problems for banks

3y | By David Beach, Reporter

ISO 20022: migration journey poses problems for ba...

A key theme of this year’s Sibos in Sydney, Australia, ISO 20022 had its own track dedicated to it. The messaging standard has been hailed a &ld...

View article
Canada’s Tangerine utilises customer data to disrupt status quo
Banking

Canada’s Tangerine utilises customer data to disrupt status quo

3y | By David Beach, Reporter

Canada’s Tangerine utilises customer data to disru...

As the impact of GDPR continues to ruffle feathers with the European data protection supervisor, Giovanni Buttarelli, told Reuters to expect fines &ld...

View article
Monzo API engineer backs Open Banking strategy
Banking

Monzo API engineer backs Open Banking strategy

3y | By David Beach, Reporter

Monzo API engineer backs Open Banking strategy

“People are going full Monzo,” said the bank’s founding API engineer, Simon Vans-Colina on the sidelines of Fin42, reacting to the s...

View article
SWIFT eyes bigger role with API standardisation, says head of standards
Banking

SWIFT eyes bigger role with API standardisation, says head of standards

3y | By David Beach, Reporter

SWIFT eyes bigger role with API standardisation, s...

“APIs are new from a technological standpoint, but also what SWIFT has played for since inception,” said the company's head of standar...

View article
SWIFT eyes bigger role with API standardisation, says head of standards
Banking

SWIFT eyes bigger role with API standardisation, says head of standards

3y | By David Beach, Reporter

SWIFT eyes bigger role with API standardisation, s...

“APIs are new from a technological standpoint, but also what SWIFT has played for since inception,” said the company's head of standar...

View article
UK banking payments report: The race to become Open Banking ecosystem orchestrator
Banking

UK banking payments report: The race to become Open Banking ecosystem orchestrator

3y | By David Beach, Reporter

UK banking payments report: The race to become Ope...

“Payments is now a new battleground,” says John Hutton, director of payments at Nationwide, “particularly with Open Banking and the ...

View article
Broadridge head of strategy outlines innovation by acquisition approach
Asset management

Broadridge head of strategy outlines innovation by acquisition approach

3y | By David Beach, Reporter

Broadridge head of strategy outlines innovation by...

Since 2007, Broadridge has announced the acquisition of 29 companies, three of which have been in 2018. At Sibos 2018 in Sydney, the company...

View article
Marcus Treacher: Ripple open to collaboration with big fintechs
Banking

Marcus Treacher: Ripple open to collaboration with big fintechs

3y | By David Beach, Reporter

Marcus Treacher: Ripple open to collaboration with...

Nearly a year has passed since Ripple spoke to bobsguide in late 2017, and 2018 has proven to be a big year for the blockchain cross-border payments s...

View article
Early engagement gives banks chance to lead quantum revolution
Banking

Early engagement gives banks chance to lead quantum revolution

3y | By David Beach, Reporter

Early engagement gives banks chance to lead quantu...

If blockchain and distributed ledger technology is only just being spoken about from an application point of view in financial services, then the fled...

View article
Mifid II: asset managers "hearing from the regulators"
Asset management

Mifid II: asset managers "hearing from the regulators"

3y | By David Beach, Reporter

Mifid II: asset managers "hearing from the regulat...

“The regulatory burden on a financial institution operating in multiple regimes – plus Brexit – is incredibly large,” said Har...

View article
Ethereum co-founder: Decentralise central banks to foster greater trust
Asset management

Ethereum co-founder: Decentralise central banks to foster greater trust

3y | By David Beach, Reporter

Ethereum co-founder: Decentralise central banks to...

The world's central banks should consider a decentralised approach to economic management, said Ethereum blockchain co-founder and curre...

View article
Finastra CTO: Data is the "big play" in firm’s new SaaS payment solution
Insurance

Finastra CTO: Data is the "big play" in firm’s new SaaS payment solution

3y | By David Beach, Reporter

Finastra CTO: Data is the "big play" in firm’s new...

Finastra revealed its cloud-based instant payments offering for small and mid-sized banks at Sibos 2018 today, in Sydney, Australia. Th...

View article
4 ways to ensure Open Banking doesn't become the next Cambridge Analytica
Banking

4 ways to ensure Open Banking doesn't become the next Cambridge Analytica

3y | By David Beach, Reporter

4 ways to ensure Open Banking doesn't become the n...

The Open Banking Initiative, brought in by PSD2 on January 13, heralded the start of a new dawn. A key proponent of European Banking Authority (EBA), ...

View article
Open Banking fuels rise of BaaS
Insurance

Open Banking fuels rise of BaaS

3y | By David Beach, Reporter

Open Banking fuels rise of BaaS

The financial services industry is well used to the as-a-service suffix. A service offered to incumbents by a variety of specialist third parties as w...

View article
59% of asset managers preparing for no-deal Brexit
Asset management

59% of asset managers preparing for no-deal Brexit

3y | By David Beach, Reporter

59% of asset managers preparing for no-deal Brexit

While Theresa May told the UK's House of Commons on Monday that a Brexit deal was “still achievable” with five months remain...

View article
Magento unveils data-driven payment solution
Trading & brokering

Magento unveils data-driven payment solution

3y | By David Beach, Reporter

Magento unveils data-driven payment solution

Since Adobe acquired the commerce platform, Magento has moved further into the e-commerce market with its newly announced payment and risk manage...

View article
Starling CCO: Service diversification key to success
Insurance

Starling CCO: Service diversification key to success

3y | By David Beach, Reporter

Starling CCO: Service diversification key to succe...

Starling has acquired 10,000 business customers and 210,000 current account customers to date, with the TSB crisis reportedly bringing in eight times ...

View article
Challenger Monzo makes changes in “hostile banking market”
Banking

Challenger Monzo makes changes in “hostile banking market”

3y | By David Beach, Reporter

Challenger Monzo makes changes in “hostile banking...

The challenger banks do not only have to stick to the old adage of hitting the ground running – they need to sprint. With incumbents increasingl...

View article
Banking services “unbundling” in fintech market
Banking

Banking services “unbundling” in fintech market

3y | By David Beach, Reporter

Banking services “unbundling” in fintech market

At the recent Amazon Web Services FS Insight conference, Jonno Southam, venture capital business development manager at AWS led a panel with Jai ...

View article
Fintechs scale up to take on incumbents
Banking

Fintechs scale up to take on incumbents

3y | By David Beach, Reporter

Fintechs scale up to take on incumbents

The great unbundling of the financial services industry continues in earnest as new market participants enter with increasing frequency. Their stated...

View article
Inside the Klarna/Modo deal: how to deliver fast and flexible payments
Banking

Inside the Klarna/Modo deal: how to deliver fast and flexible payments

3y | By David Beach, Reporter

Inside the Klarna/Modo deal: how to deliver fast a...

The payments space is heating up. As the open banking initiative facilitates a monumental shift, new market participants are looking to disrupt in ent...

View article
Banking innovation: incumbents hit back at challengers
Banking

Banking innovation: incumbents hit back at challengers

3y | By David Beach, Reporter

Banking innovation: incumbents hit back at challen...

Speaking at the Global Digital Banking Conference, Ruchir Rodrigues, managing director of digital banking at Barclays, took to the stage to deliver a ...

View article
As Brexit threatens, Absa Bank opens Africa to UK investors
Insurance

As Brexit threatens, Absa Bank opens Africa to UK investors

3y | By David Beach, Reporter

As Brexit threatens, Absa Bank opens Africa to UK ...

Last week Absa Bank, one of Africa’s largest diversified financial services groups, launched its UK office.   The move supports the group&r...

View article
Legacy failings ramp up finance's digital costs
Insurance

Legacy failings ramp up finance's digital costs

3y | By David Beach, Reporter

Legacy failings ramp up finance's digital costs

The recent CIO Survey by Couchbase, the innovative NoSQL database company, found that financial services spent twice the industry average spend on dig...

View article
The Zero Fee card acceptance revolution: How they do it
Banking

The Zero Fee card acceptance revolution: How they do it

3y | By David Beach, Reporter

The Zero Fee card acceptance revolution: How they ...

The costly card payment acceptance fee is among the most frequently cited complaints of small businesses across Europe. Small merchants, a slave to &l...

View article
Absa Group Launches in UK
Insurance

Absa Group Launches in UK

3y | By David Beach, Reporter

Absa Group Launches in UK

Today, Absa, one of Africa’s largest diversified financial services group, launches their UK office. Officially trading as Absa Securities UK, t...

View article
New Broadridge CEO: We can help banks create better than any of them could create for themselves
Asset management

New Broadridge CEO: We can help banks create better than any of them could create for themselves

3y | By David Beach, Reporter

New Broadridge CEO: We can help banks create bette...

This week the board of directors at Broadridge announced that Tim Gokey, current president and chief operating officer, will become the company's ...

View article
Starling Bank CIO: "You have to design the software for failure"
Banking

Starling Bank CIO: "You have to design the software for failure"

3y | By David Beach, Reporter

Starling Bank CIO: "You have to design the softwar...

The chief information officer role could not be more crucial than it is now. A role that simultaneously requires the robust upkeep of mission critical...

View article
Asset management: innovation “behind other sectors”
Asset management

Asset management: innovation “behind other sectors”

3y | By David Beach, Reporter

Asset management: innovation “behind other sectors...

Renewed regulation and technological disruption in other areas of financial services are pushing the asset management community towards a critical poi...

View article
TSB CEO quits following second IT crisis
Banking

TSB CEO quits following second IT crisis

3y | By David Beach, Reporter

TSB CEO quits following second IT crisis

TSB Bank has announced that CEO Paul Pester is stepping down from his position after seven years. Richard Meddings, current non-executive chairman, ta...

View article
"China to remain fintech leader despite Trump's trade war"
Payments

"China to remain fintech leader despite Trump's trade war"

3y | By David Beach, Reporter

"China to remain fintech leader despite Trump's tr...

“As Trump threatens a trade war with Beijing, companies around the world are all the more concerned with how they get money in and out of China,...

View article
"Gross negligence" accusations rife in bank transfers
Payments

"Gross negligence" accusations rife in bank transfers

3y | By David Beach, Reporter

"Gross negligence" accusations rife in bank transf...

The UK's Financial Ombudsman Service (FOS) has released a statement addressing fairness in scam complaints made against banks. Caroline Wayman, Ch...

View article
“We are not a bank”: the lessons new banks take from tech giants
Banking

“We are not a bank”: the lessons new banks take from tech giants

3y | By David Beach, Reporter

“We are not a bank”: the lessons new banks take fr...

Techfin might be a more appropriate name for the rise of challengers in the UK’s financial services. “This isn’t banking as you know...

View article
Trax and Thomson Reuters team up to tackle systematic internalisers
Asset management

Trax and Thomson Reuters team up to tackle systematic internalisers

3y | By David Beach, Reporter

Trax and Thomson Reuters team up to tackle systema...

Thomson Reuters announced a partnered with Trax on August 22 to enable systematic internalisers (SIs) to more easily meet their Mifid II reporting and...

View article
Impending trade war to slow down flourishing Chinese fintech?
Payments

Impending trade war to slow down flourishing Chinese fintech?

3y | By David Beach, Reporter

Impending trade war to slow down flourishing Chine...

China's fintech and financial industries are booming thanks to shrewd economic planning since 2011, but with plans to internationalize the co...

View article
Challenger CEO reacts to CMA’s bank rankings
Banking

Challenger CEO reacts to CMA’s bank rankings

3y | By David Beach, Reporter

Challenger CEO reacts to CMA’s bank rankings

On the 15th of August, the UK's Financial Conduct Authority (FCA) and Competition & Markets Authority (CMA) released data on quality of servic...

View article
Major move towards production: Ripple's new US, Mexico and Philippines liquidity hubs
Payments

Major move towards production: Ripple's new US, Mexico and Philippines liquidity hubs

3y | By David Beach, Reporter

Major move towards production: Ripple's new US, Me...

  Cross-border payments company Ripple has today announced partnerships with Bittrex, the digital asset exchange for xRapid through US dolla...

View article
UK's FCA/CMA banking surveys: fintechs given crucial market intelligence
Banking

UK's FCA/CMA banking surveys: fintechs given crucial market intelligence

3y | By David Beach, Reporter

UK's FCA/CMA banking surveys: fintechs given cruci...

As reported yesterday, the UK's Financial Conduct Authority (FCA) has enforced new rules requiring providers of personal and business bank current...

View article
BoE: "Synchronisation innovative step for new Real-Time Gross Settlement"
Payments

BoE: "Synchronisation innovative step for new Real-Time Gross Settlement"

3y | By David Beach, Reporter

BoE: "Synchronisation innovative step for new Real...

The Bank of England (BoE) is looking to work with a range of organisations, including fintech firms, to explore the demand for implementing synchronis...

View article
FCA and CMA release UK bank scores in line with Open Banking
Banking

FCA and CMA release UK bank scores in line with Open Banking

3y | By David Beach, Reporter

FCA and CMA release UK bank scores in line with Op...

  The UK's Financial Conduct Authority (FCA) and Competition & Markets Authority (CMA) has released data on quality of service for t...

View article
Distress around fraud hits UK payments market
Payments

Distress around fraud hits UK payments market

3y | By David Beach, Reporter

Distress around fraud hits UK payments market

Consumers view fraud as part and parcel of the ecommerce experience, leading to security concerns in the payment industry while simultaneously pressin...

View article
Employees aware of cyber threats but not acting upon it
Banking

Employees aware of cyber threats but not acting upon it

3y | By David Beach, Reporter

Employees aware of cyber threats but not acting up...

Just 56% of UK firms believe they have sufficient cyber security skill in-house to deal with increasingly potent and mission critical cyber attacks. D...

View article
Most popular articles: BaaS | blockchain | fraud evolution
Payments

Most popular articles: BaaS | blockchain | fraud evolution

3y | By David Beach, Reporter

Most popular articles: BaaS | blockchain | fraud e...

We're trying something different at bobsguide. Dave Beach talks through the most popular stories this week.   1. Banking-as-a-Service s...

View article
Fintalk with Nick Kerigan, future payments at Barclaycard
Banking

Fintalk with Nick Kerigan, future payments at Barclaycard

3y | By David Beach, Reporter

Fintalk with Nick Kerigan, future payments at Barc...

First published on our sister site PaymentEye. At the beginning of 2018, bobsguide readers may remember that we published our list of payment predicti...

View article
Dodd Frank rollback: now is the time for regtech to shine
Banking

Dodd Frank rollback: now is the time for regtech to shine

3y | By David Beach, Reporter

Dodd Frank rollback: now is the time for regtech t...

Would the 2008 financial crisis have occurred if the original Dodd Frank had been in place? This was one such question posited by the audience in yest...

View article
Banking-as-a-Service to transform age-old model
Banking

Banking-as-a-Service to transform age-old model

3y | By David Beach, Reporter

Banking-as-a-Service to transform age-old model

“The benefit of Banking-as-a-Service (BaaS) is that it lowers costs and lets the organization focus on what matters most: the customers,” ...

View article
Regulators struggle with crypto's decentralization
Asset management

Regulators struggle with crypto's decentralization

3y | By David Beach, Reporter

Regulators struggle with crypto's decentralization

Cryptocurrencies still remain on the sidelines of mainstream financial markets, with question marks still being raised over their viability among majo...

View article
New: The Fintalk Podcast
Asset management

New: The Fintalk Podcast

3y | By David Beach, Reporter

New: The Fintalk Podcast

During the morning commute, while jogging or on a long road trip, listen to the financial industry leaders of the day on the bobsguide Fintalk podcast...

View article
Netflixification: the rise of millennial pay-by-finance
Banking

Netflixification: the rise of millennial pay-by-finance

3y | By David Beach, Reporter

Netflixification: the rise of millennial pay-by-fi...

In the shadow of the credit crunch, Generation Millennial – born 1980-1995 – learned a valuable lesson, according to Christer Holloman, CE...

View article
Innovation forcing CIOs to compromise IT security
Asset management

Innovation forcing CIOs to compromise IT security

3y | By David Beach, Reporter

Innovation forcing CIOs to compromise IT security

Cyber criminals are frequently targeting systemically vital infrastructure in healthcare, government and finance, and are increasingly sponsored by na...

View article
Challengers get competitive over zero fees
Banking

Challengers get competitive over zero fees

3y | By David Beach, Reporter

Challengers get competitive over zero fees

Competition has ramped up around ‘banking abroad’ with retail banks – challenger and legacy – vying for the shoparound holiday...

View article
Report: Fintech startups need to up their game in increasingly turbulent funding rounds
Asset management

Report: Fintech startups need to up their game in increasingly turbulent funding rounds

3y | By David Beach, Reporter

Report: Fintech startups need to up their game in ...

A new report has found that only 1 in 10 fintech startups succeed, with seed/angel investment dropping by 57% between 2010 and 2017. In 2010 average s...

View article
US, EU and UK losing innovation arms race
Trading & brokering

US, EU and UK losing innovation arms race

3y | By David Beach, Reporter

US, EU and UK losing innovation arms race

“The Innovation Arms Race analysis illustrates that the US, EU and UK need to be more focused and strategic in converting R&D dollars into i...

View article
The fintech budget 2018 | infographic
Asset management

The fintech budget 2018 | infographic

3y | By David Beach, Reporter

The fintech budget 2018 | infographic

What is the tech budget for the world's fintech industry? Ever since finance and technology shook hands, entrepreneurs and innovators have spent t...

View article
Bank of England: "We don’t think crypto assets are money, or a particularly good store of value"
Banking

Bank of England: "We don’t think crypto assets are money, or a particularly good store of value"

3y | By David Beach, Reporter

Bank of England: "We don’t think crypto assets are...

At London Fintech Week, Cordelia Kafetz, head of the Bank of England’s Fintech Hub made clear the central bank’s position on cryptocurrenc...

View article
La Cour on financial utility: “Banks have been missing a huge opportunity”
Payments

La Cour on financial utility: “Banks have been missing a huge opportunity”

3y | By David Beach, Reporter

La Cour on financial utility: “Banks have been mis...

In this fintalk, bobsguide speaks to Anders La Cour, CEO of Saxo Payments Banking Circle. La Cour and Banking Circle are pioneers in adopting the fina...

View article
Panzarino: Brexit talent gap “can no longer be ignored”
Payments

Panzarino: Brexit talent gap “can no longer be ignored”

3y | By David Beach, Reporter

Panzarino: Brexit talent gap “can no longer be ign...

Fintech market participants are growing wary of the impact of Brexit, with some suggesting the recruitment pool will be the most pressing issue. &ldqu...

View article
How Nationwide is using fintech to tackle the first-time buyer housing crisis
Banking

How Nationwide is using fintech to tackle the first-time buyer housing crisis

3y | By David Beach, Reporter

How Nationwide is using fintech to tackle the firs...

Property and banking are intimately entwined, yet it is remarkable how little impact fintech has had on the property market – until now. With ho...

View article
Why the utility model is “a necessary evolutionary step” | podcast
Payments

Why the utility model is “a necessary evolutionary step” | podcast

3y | By David Beach, Reporter

Why the utility model is “a necessary evolutionary...

With tectonic shifts in the global banking industry, digital SMEs are demanding greater services from regional banks. The intertwined and mutually ben...

View article
Modernizing ACH for a real-time world | webinar
Payments

Modernizing ACH for a real-time world | webinar

3y | By David Beach, Reporter

Modernizing ACH for a real-time world | webinar

NACHA and FIS sat down with bobsguide to discuss the rising need to modernise the  Automated Clearing House (ACH) network in a webinar hoste...

View article
Interview: Ripple’s chief cryptographer on bitcoin and the company's changing strategy
Payments

Interview: Ripple’s chief cryptographer on bitcoin and the company's changing strategy

3y | By David Beach, Reporter

Interview: Ripple’s chief cryptographer on bitcoin...

San Francisco-based Ripple has had meteoric success, many would argue off the back of the crypto hype but few can deny the possibilities of what the c...

View article
US fintech perspective: Dodd Frank repeal an opportunity
Asset management

US fintech perspective: Dodd Frank repeal an opportunity

3y | By David Beach, Reporter

US fintech perspective: Dodd Frank repeal an oppor...

On May 24, the Trump administration followed through on its pledge to begin the process of reforming parts of the Dodd Frank Act, implemented by Obama...

View article
How Currencies Direct uses Ripple to navigate the FX market
Payments

How Currencies Direct uses Ripple to navigate the FX market

3y | By David Beach, Reporter

How Currencies Direct uses Ripple to navigate the ...

Earlier this month Currencies Direct announced the “resounding success” of using xRapid (commonly known as XRP) to make near immediate pay...

View article
Alipay to be used on London tourist attractions
Banking

Alipay to be used on London tourist attractions

3y | By David Beach, Reporter

Alipay to be used on London tourist attractions

Alipay, the world’s largest lifestyle and mobile payment platform, operated by Ant Financial Services Group (“Ant Financial”, &ldquo...

View article
The best API will win the day for regional banks
Insurance

The best API will win the day for regional banks

3y | By David Beach, Reporter

The best API will win the day for regional banks

With more than 75% of larger global banks retracting their correspondent banking relationship in the international markets, regional banks are frequen...

View article
Chinese cross-border fintechs "racing to build networks"
Insurance

Chinese cross-border fintechs "racing to build networks"

3y | By David Beach, Reporter

Chinese cross-border fintechs "racing to build net...

As Trump threatens a trade war with Beijing, companies around the world are all the more concerned with how they get money in and out of China. &ldquo...

View article
Patel: "SWIFT gpi the new norm" as SEB go live
Insurance

Patel: "SWIFT gpi the new norm" as SEB go live

3y | By David Beach, Reporter

Patel: "SWIFT gpi the new norm" as SEB go live

SEB, the Nordic financial services group, has today launched live on SWIFT’s global payments innovation (gpi) service.   With SWIFT gp...

View article
Skills shortage tops fear rankings for financial services
Banking

Skills shortage tops fear rankings for financial services

3y | By David Beach, Reporter

Skills shortage tops fear rankings for financial s...

New research indicates that 49% of financial services leaders rank finding the necessary talents and skills as their number one concern. The research,...

View article
Podcast with Wealthify CEO: fintech propositions must remain "distinct"
Asset management

Podcast with Wealthify CEO: fintech propositions must remain "distinct"

3y | By David Beach, Reporter

Podcast with Wealthify CEO: fintech propositions m...

A new wave of fintech is taking full advantage of the collaborative ecosystem, powered by advances in APIs and encouraged by Open Banking regulation.&...

View article
Is disintermediation coming? A video case study into the emerging utility model
Insurance

Is disintermediation coming? A video case study into the emerging utility model

3y | By David Beach, Reporter

Is disintermediation coming? A video case study in...

Regulation, compliance and legacy systems have, for so long, been the stumbling blocks for financial institutions to capitalise on the new digital age...

View article
Rise in cryptos leads bid to tackle addictive trading
Asset management

Rise in cryptos leads bid to tackle addictive trading

3y | By David Beach, Reporter

Rise in cryptos leads bid to tackle addictive trad...

Huge volatility and emerging institutional interest in the cryptocurrency market have made many traders incredibly wealthy, but the dark underbelly ra...

View article
The future of e-wallets, US vs. EU paytech and how to regulate crypto
Banking

The future of e-wallets, US vs. EU paytech and how to regulate crypto

3y | By David Beach, Reporter

The future of e-wallets, US vs. EU paytech and how...

At Money20/20, bobsguide and PaymentEye caught up with Transact Payments (TPL) and GATE about their new partnership, the future of e-wallets, the inte...

View article
Finastra’s FusionFabric.cloud: “We’re changing the way banks develop, deploy and consume financial software”
Banking

Finastra’s FusionFabric.cloud: “We’re changing the way banks develop, deploy and consume financial software”

3y | By David Beach, Reporter

Finastra’s FusionFabric.cloud: “We’re changing the...

Finastra unveiled three core components of its FusionFabric.cloud platform at Money20/20 in Amsterdam. “FusionFabric.cloud is our most exciting ...

View article
Monese CEO: fintech must serve post-Brexit banking community
Insurance

Monese CEO: fintech must serve post-Brexit banking community

3y | By David Beach, Reporter

Monese CEO: fintech must serve post-Brexit banking...

“I’m not a big fan of Brexit,” says Norris Koppel, CEO of Monese, on the sidelines of Money 20/20, in Amsterdam. “It flies in ...

View article
Metro Bank: "We sit between challenger and incumbents"
Banking

Metro Bank: "We sit between challenger and incumbents"

3y | By David Beach, Reporter

Metro Bank: "We sit between challenger and incumbe...

Founded in 2010, Metro Bank has seen rapid growth in its 8 years of existence, gathering some 1.5m customers.  Young enough to be called a challe...

View article
FCA’s Cook hopes to embrace machine learning
Banking

FCA’s Cook hopes to embrace machine learning

3y | By David Beach, Reporter

FCA’s Cook hopes to embrace machine learning

On the sidelines of Money20/20, held in Amsterdam this week, bobsguide caught up with Nick Cook, head of regtech and advanced analytics at the UK&rsqu...

View article
Money20/20: Ripple commits $50m to crypto and blockchain R&D
Trading & brokering

Money20/20: Ripple commits $50m to crypto and blockchain R&D

3y | By David Beach, Reporter

Money20/20: Ripple commits $50m to crypto and bloc...

At Money20/20, held in Amsterdam this week, fintech outfit Ripple announced plans to support 17 universities – including MiT and UCL – to ...

View article
Visa Europe CEO “sorry” for outage and unveils commitments to Europe’s fintech
Banking

Visa Europe CEO “sorry” for outage and unveils commitments to Europe’s fintech

3y | By David Beach, Reporter

Visa Europe CEO “sorry” for outage and unveils com...

At Money20/20, hosted this week in Amsterdam, Charlotte Hogg, CEO of VISA Europe apologised for the Visa outage that left many consumers and merchants...

View article
EU start-up initiative “too late” to compete with US and China
Insurance

EU start-up initiative “too late” to compete with US and China

3y | By David Beach, Reporter

EU start-up initiative “too late” to compete with ...

Earlier this month, France and Germany teamed up to demand an EU-wide initiative designed to fund innovation and research in tech start-up projects to...

View article
BNY’s Eagle moves to the Microsoft Cloud | Analysis of the deal
Asset management

BNY’s Eagle moves to the Microsoft Cloud | Analysis of the deal

3y | By David Beach, Reporter

BNY’s Eagle moves to the Microsoft Cloud | Analysi...

Investment technology subsidiary of BNY Mellon, Eagle Investment Systems, recently announced the launch of its partnership with Microsoft, fitting in ...

View article
Intelligent Environments to rebrand as ieDigital

Intelligent Environments to rebrand as ieDigital

3y | By David Beach, Reporter

Intelligent Environments to rebrand as ieDigital

After a comprehensive brand review, Intelligent Environments, the global provider of financial services technology, is set to become ieDigital. Found...

View article
Imagine Software CEO: “Market risk is not physics. It just acts like it. Until it doesn’t.”
Insurance

Imagine Software CEO: “Market risk is not physics. It just acts like it. Until it doesn’t.”

3y | By David Beach, Reporter

Imagine Software CEO: “Market risk is not physics....

One of the early quants at former Wall Street heavyweight Salomon Brothers, Dr Lance Smith has a rich mathematical background, but believes there is m...

View article
Newly appointed CIO of digital bank Fidor dubbed "essential step"
Insurance

Newly appointed CIO of digital bank Fidor dubbed "essential step"

3y | By David Beach, Reporter

Newly appointed CIO of digital bank Fidor dubbed "...

Fidor today announces that it has appointed Adam Woolford as its Group Chief Information Officer (CIO).  In his role, Woolford will be responsibl...

View article
Does fintech hype sell?
Banking

Does fintech hype sell?

3y | By David Beach, Reporter

Does fintech hype sell?

Chief executive officers, chief risk officers and increasingly, chief information officers, all claim top spot in the finserv hierarchy but how import...

View article
“We’re under the watchful eye of the regulator”
Trading & brokering

“We’re under the watchful eye of the regulator”

3y | By David Beach, Reporter

“We’re under the watchful eye of the regulator”

It has been announced today that eToro has plans to launch a crypto exchange and wallet for the US market. The multi-asset trading platform, known for...

View article
Half of companies within two years of real-time payments adoption
Insurance

Half of companies within two years of real-time payments adoption

3y | By David Beach, Reporter

Half of companies within two years of real-time pa...

A recent poll taken at the bobsguide Fintalk webinar, ‘Real-Time Payments: the growth opportunities and challenges’ revealed that 56% of t...

View article
GDPR versus Open Banking: Two sides of the same coin
Banking

GDPR versus Open Banking: Two sides of the same coin

3y | By David Beach, Reporter

GDPR versus Open Banking: Two sides of the same co...

Two hotly anticipated legislations of 2018, PSD2 and GDPR, are products of a new digital dawn. The former was met with wholehearted embrace from a hos...

View article
Barclays' CIO: "The perfect storm for disruption"
Banking

Barclays' CIO: "The perfect storm for disruption"

3y | By David Beach, Reporter

Barclays' CIO: "The perfect storm for disruption"

"We took our eye off the ball," Kirsty Rutter, chief innovation officer of Barclays UK, tells bobsguide in this podcast, "and it was a ...

View article
Anees: Crypto has yet to shake off it’s wild west reputation
Insurance

Anees: Crypto has yet to shake off it’s wild west reputation

3y | By David Beach, Reporter

Anees: Crypto has yet to shake off it’s wild west ...

“Cryptocurrencies may have yet to shake off their ‘Wild West’ reputation,” said Nauman Anees, CEO of ThinkCoin, in a recent st...

View article
Market tussles over Open Banking
Banking

Market tussles over Open Banking

3y | By David Beach, Reporter

Market tussles over Open Banking

Today's editor's picks looks at the Open Banking picture: how the industry is currently managing the initative, how they are reacting to PSD2&...

View article
Barclays PayPal pact goes beyond Open Banking
Banking

Barclays PayPal pact goes beyond Open Banking

3y | By David Beach, Reporter

Barclays PayPal pact goes beyond Open Banking

Barclays has announced a new strategic partnership with PayPal in the UK and US that is designed to enable customers to manage and use respective acco...

View article
What keeps AIG’s chief risk officer up at night?
Insurance

What keeps AIG’s chief risk officer up at night?

3y | By David Beach, Reporter

What keeps AIG’s chief risk officer up at night?

The chief risk officer role is crucial at any modern organisation, perhaps especially so at a multinational insurance organisation where risk on the b...

View article
The secret of insurtech’s chatbots: frontend charm, backend efficiency
Insurance

The secret of insurtech’s chatbots: frontend charm, backend efficiency

3y | By David Beach, Reporter

The secret of insurtech’s chatbots: frontend charm...

With the convergence of machine learning and growth in popularity of customer-centric approaches driven by the wider financial industry, chatbots have...

View article
SAP Ariba Live: Blockchain and the future of sustainable procurement | podcast
Insurance

SAP Ariba Live: Blockchain and the future of sustainable procurement | podcast

3y | By David Beach, Reporter

SAP Ariba Live: Blockchain and the future of susta...

Reporter Dave Beach had the pleasure of speaking to Dr Marcell Vollmer, chief digital officer at SAP Ariba during the company's event at the RAI i...

View article
What the HSBC news means for the SWIFT vs Ripple debate
Insurance

What the HSBC news means for the SWIFT vs Ripple debate

3y | By David Beach, Reporter

What the HSBC news means for the SWIFT vs Ripple d...

SWIFT has today announced that HSBC has joined SWIFT global payments innovation (gpi), joining 50 banks that are already live from 150 that are commit...

View article
SAP Ariba Live: How to put sustainability at the heart of your supply chain
Insurance

SAP Ariba Live: How to put sustainability at the heart of your supply chain

3y | By David Beach, Reporter

SAP Ariba Live: How to put sustainability at the h...

“Amsterdam is known for two things, bikes and canals”, said SAP Ariba President, Barry Padgett as he opened the SAP Ariba Live event in Am...

View article
The big squeeze on trading: caught between Mifid II and a hard place
Asset management

The big squeeze on trading: caught between Mifid II and a hard place

3y | By David Beach, Reporter

The big squeeze on trading: caught between Mifid I...

This editor's picks analyses trading from all sides – the legislation, the emerging technologies and the best practice shared by the th...

View article
Denizen CEO: Borderless approach key to post-Brexit financial services
Banking

Denizen CEO: Borderless approach key to post-Brexit financial services

3y | By David Beach, Reporter

Denizen CEO: Borderless approach key to post-Brexi...

While Brexit deliberations remain the overbearing concern for the financial services industry BBVA-backed fintech Denizen is attempting to calm those ...

View article
Will disintermediation happen through the blockchain?
Insurance

Will disintermediation happen through the blockchain?

3y | By David Beach, Reporter

Will disintermediation happen through the blockcha...

This editor's picks is all about real use cases of blockchain in the financial industry, in preparation for our live podcast on Monday 16th at 10:...

View article
Challenger banks step forward
Banking

Challenger banks step forward

3y | By David Beach, Reporter

Challenger banks step forward

When Tom Blomfield, CEO of Monzo, told bobsguide “If we do our job right, we’ll make some of the high street banks extinct”, it soun...

View article
Who is Deutsche Bank's new CEO?
Banking

Who is Deutsche Bank's new CEO?

3y | By David Beach, Reporter

Who is Deutsche Bank's new CEO?

On Sunday April 8, the Supervisory Board of Deutsche Bank appointed Christian Sewing as Chief Executive Officer with immediate effect. Sewing wil...

View article
The truth behind voice biometrics and banking
Banking

The truth behind voice biometrics and banking

3y | By David Beach, Reporter

The truth behind voice biometrics and banking

Advocates of biometrics would have us believe in some dystopian future where customers have microchips embedded in their palm for seamless payments. B...

View article
How BBVA is leading the Open Innovation revolution
Banking

How BBVA is leading the Open Innovation revolution

3y | By David Beach, Reporter

How BBVA is leading the Open Innovation revolution

The big banks are besieged on all fronts by challengers baying for change and pushing for disruption. It leaves the likes of Barclays, RBS, HSBC and S...

View article
Editor’s picks: the financial industry’s response to GDPR
Insurance

Editor’s picks: the financial industry’s response to GDPR

3y | By David Beach, Reporter

Editor’s picks: the financial industry’s response ...

In which department does GDPR sit? How will GDPR affect me? What happens if I’m breached? What are the fines? No, really, what are the fines? Th...

View article
How Brexit will shape the payments landscape
Banking

How Brexit will shape the payments landscape

3y | By David Beach, Reporter

How Brexit will shape the payments landscape

Brexit stunned financial markets. As regulators in Paris were in the midst of establishing the largest set of rules to define European markets ever &#...

View article
Digital disruption or a digital renaissance for wealth managers? | Event omnibus
Asset management

Digital disruption or a digital renaissance for wealth managers? | Event omnibus

3y | By David Beach, Reporter

Digital disruption or a digital renaissance for we...

bobsguide reporter, Dave Beach, recently attended the Objectway 2018 wealth management conference in Rome. After a great pollo parmiggiano and a tour ...

View article
How banks can use data effectively | editor's picks
Banking

How banks can use data effectively | editor's picks

3y | By David Beach, Reporter

How banks can use data effectively | editor's pick...

This editor's picks is all about the sexy world of data solutions and specifically how banks can get ahead using data correctly. Since 2015, we...

View article
Compliance and collaboration: Key data projects for banks in 2018
Banking

Compliance and collaboration: Key data projects for banks in 2018

3y | By David Beach, Reporter

Compliance and collaboration: Key data projects fo...

bobsguide's Dave Beach caught up with data infrastructure architects DataStax to learn more about the challenges and opportunities financial ...

View article
A step-by-step guide to hacking a bank | Inside the mind of an ethical hacker
Banking

A step-by-step guide to hacking a bank | Inside the mind of an ethical hacker

3y | By David Beach, Reporter

A step-by-step guide to hacking a bank | Inside th...

bobsguide spoke to Neil Haskins, Director of IOActive’s advisory services in EMEA and Middle East. With over 27 years worth of industry experien...

View article
The quiet revolution of Cloud technology | Editor's picks
Banking

The quiet revolution of Cloud technology | Editor's picks

3y | By David Beach, Reporter

The quiet revolution of Cloud technology | Editor'...

If history has taught us anything, it's that nothing turns out the way it was thought it would: the Titanic never arrived, a certain president bec...

View article
The blockchain pioneers paying the public for their data
Insurance

The blockchain pioneers paying the public for their data

3y | By David Beach, Reporter

The blockchain pioneers paying the public for thei...

Dave Beach spoke to Pavol Magic, CEO of Biotron.io about the challenges and opportunities of the data market. Biotron.io is a user-permissioned and re...

View article
How the countdown to GDPR is unfolding | Editor's picks
Banking

How the countdown to GDPR is unfolding | Editor's picks

3y | By David Beach, Reporter

How the countdown to GDPR is unfolding | Editor's ...

In preparation for the next podcast in our Fintalk series – Ready for GDPR? – we've pulled together our most popular article...

View article
Why challenger banks are third in line to benefit from PSD2
Banking

Why challenger banks are third in line to benefit from PSD2

3y | By David Beach, Reporter

Why challenger banks are third in line to benefit ...

bobsguide spoke to Genpact, who lead digital enterprise transformation for a number of Tier One banks in the UK and globally. We spoke to Alex Bray wh...

View article
The role of the regulator in enabling blockchain adoption
Asset management

The role of the regulator in enabling blockchain adoption

3y | By David Beach, Reporter

The role of the regulator in enabling blockchain a...

bobsguide sat down with CEO of Smart Valor and 'Bitcoin Queen' of Switzerland, Olga Feldmeier. Olga explicitly outlines the real use cases of ...

View article
How NatWest is using AI to restore customer trust
Banking

How NatWest is using AI to restore customer trust

3y | By David Beach, Reporter

How NatWest is using AI to restore customer trust

Dave Beach spoke to Joanne Smith, CEO of Recordsure, and Annamaria Jatta, Strategy and Innovation Leader at RBS, about how NatWest is piloting Records...

View article
IBM Global Head of Blockchain interview: The future of enterprise blockchains in financial services
Banking

IBM Global Head of Blockchain interview: The future of enterprise blockchains in financial services

3y | By David Beach, Reporter

IBM Global Head of Blockchain interview: The futur...

bobsguide caught up with Jason Kelley, Head of IBM’s Global Blockchain Services, at London Blockchain Week in January 2018. Jason shares his tho...

View article
The 2018 fintech conferences not to miss
Banking

The 2018 fintech conferences not to miss

3y | By David Beach, Reporter

The 2018 fintech conferences not to miss

Conferencing is a key part of the fintech industry and the only way to stay up to date with the ever quickening pace of technological change in your s...

View article
How Danske Bank uses third parties to clean data for GDPR | Analysis of the Deal
Banking

How Danske Bank uses third parties to clean data for GDPR | Analysis of the Deal

3y | By David Beach, Reporter

How Danske Bank uses third parties to clean data f...

bobsguide sat down with Marion Rybnikar, Head of Data at Danske Bank UK, and Stuart Harvey, CEO of Datactics, to discuss the monolithic task of d...

View article
What financial services can learn from the Uber breach when preparing for GDPR
Insurance

What financial services can learn from the Uber breach when preparing for GDPR

3y | By David Beach, Reporter

What financial services can learn from the Uber br...

Dov Goldman of Opus, outlined exactly how the concealed Uber breach came about, what GDPR would have thought and how big businesses can prevent data b...

View article
8 disruptive fintechs to watch out for in 2018
Trading & brokering

8 disruptive fintechs to watch out for in 2018

3y | By David Beach, Reporter

8 disruptive fintechs to watch out for in 2018

The second installment of our ‘fintechs to watch’ series looks at the exciting world of newcomer fintechs since 2015. These are the compan...

View article
100 day countdown to GDPR: Everything you need to know
Banking

100 day countdown to GDPR: Everything you need to know

3y | By David Beach, Reporter

100 day countdown to GDPR: Everything you need to ...

The facts What? General Data Protection Regulation (GDPR) When? 25th May, 2018 (Adopted by European Parliament in April, 2016) By? EU&r...

View article
Inside the mind of a bitcoin miner: Why you should buy in a crash
Asset management

Inside the mind of a bitcoin miner: Why you should buy in a crash

3y | By David Beach, Reporter

Inside the mind of a bitcoin miner: Why you should...

bobsguide spoke to Sean Clark, tech entrepreneur and founder of Hut 8, a crypto mining service who’ve recently partnered with Bitfury. Sean has ...

View article
The fintech Swiss Army knife approach to Open Banking? | Analysis of the deal
Banking

The fintech Swiss Army knife approach to Open Banking? | Analysis of the deal

4y | By David Beach, Reporter

The fintech Swiss Army knife approach to Open Bank...

Colin Goldstein, Head of Strategic Partnerships at iwoca and Alan Walsh, Head of Network & Partnerships at Bud, sit down with bobsguide to talk PS...

View article
The most significant AI trends for fintech in 2018
Banking

The most significant AI trends for fintech in 2018

4y | By David Beach, Reporter

The most significant AI trends for fintech in 2018

bobsguide caught up with Gurjeet Singh, Co-founder and Executive Chairman of Ayasdi, to discuss how AI will go in 2018. Ayasdi offers an enterprise-gr...

View article
The eight blockchain companies to watch out for in 2018
Banking

The eight blockchain companies to watch out for in 2018

4y | By David Beach, Reporter

The eight blockchain companies to watch out for in...

Also read our top five most significant trends in blockchain right now for even more understanding of the current blockchain landscape. Back...

View article
How third parties are packaging fintechs into best-of-breed solutions post-PSD2
Banking

How third parties are packaging fintechs into best-of-breed solutions post-PSD2

4y | By David Beach, Reporter

How third parties are packaging fintechs into best...

Lisa Shields, CEO of FI.SPAN and former founder of Hyperwallet, spoke to bobsguide about how she groups fintechs into services and the ease with which...

View article
How Santander will use Ripple to execute cross-border payments | Analysis of the deal
Payments

How Santander will use Ripple to execute cross-border payments | Analysis of the deal

4y | By David Beach, Reporter

How Santander will use Ripple to execute cross-bor...

Ripple has caused quite a stir (we resisted the pun) in the cryptocurrency market. Recent dips and spikes of XRP, Ripple’s cryptocurrency, have ...

View article
How blockchain and the IoT is laying the groundwork for the digital economy
Payments

How blockchain and the IoT is laying the groundwork for the digital economy

4y | By David Beach, Reporter

How blockchain and the IoT is laying the groundwor...

Over the last few months, several pioneers in the blockchain space have spoken to bobsguide about the exciting new world of the digital economy. Indee...

View article
Has the financial services landscape already changed following MiFID II implementation?
Asset management

Has the financial services landscape already changed following MiFID II implementation?

4y | By David Beach, Reporter

Has the financial services landscape already chang...

With any and all significant legislation, the industry have voiced their opinions on MiFID II as the deadline came and went. The concerns, challenges ...

View article
ING’s blockchain specialist outlines tech’s developments
Banking

ING’s blockchain specialist outlines tech’s developments

4y | By David Beach, Reporter

ING’s blockchain specialist outlines tech’s develo...

Senior Program Manager of Blockchain at ING, Mariana Gomez de la Villa, spoke to bobsguide about receiving a personal email from Vitalik Buterin in re...

View article
US fintechs to watch in 2017: Were we right? | Fintech Recap 2017
Banking

US fintechs to watch in 2017: Were we right? | Fintech Recap 2017

4y | By David Beach, Reporter

US fintechs to watch in 2017: Were we right? | Fin...

As part of our 2017 roundup, we're looking back on predictions we made of the US startups to watch this year. Were we right?  What we thought...

View article
Trends: Data wars - Can banks ever get ahead of cybercrime? | Fintech Recap 2017
Banking

Trends: Data wars - Can banks ever get ahead of cybercrime? | Fintech Recap 2017

4y | By David Beach, Reporter

Trends: Data wars - Can banks ever get ahead of cy...

It is a constant arms war that costs banks millions of dollars each year to combat the attacks of increasingly sophisticated criminals. Do banks have ...

View article
10 UK blockchain startups to watch 2017: Were we right? Pt 2 | Fintech Recap 2017
Insurance

10 UK blockchain startups to watch 2017: Were we right? Pt 2 | Fintech Recap 2017

4y | By David Beach, Reporter

10 UK blockchain startups to watch 2017: Were we r...

As part of our yearly roundup, we're looking back on predictions we made early in 2017 on the blockchain companies set to make a difference. The q...

View article
Trends: Rich Data or only Data Rich? Have banks figured out Big Data? | Fintech Recap 2017
Insurance

Trends: Rich Data or only Data Rich? Have banks figured out Big Data? | Fintech Recap 2017

4y | By David Beach, Reporter

Trends: Rich Data or only Data Rich? Have banks fi...

Over the last few decades, big banks have treated transactional data as any old tit and tat to be crammed and forgotten into the landing cupboard; the...

View article
10 UK blockchain startups to watch 2017: Were we right? | Fintech Recap 2017
Banking

10 UK blockchain startups to watch 2017: Were we right? | Fintech Recap 2017

4y | By David Beach, Reporter

10 UK blockchain startups to watch 2017: Were we r...

In April we predicted the 10 UK blockchain startups to watch for 2017. At the end of 2017, we're looking back to see what those startups got up to...

View article
Trends: Is the blockchain era finally here? | Fintech recap 2017
Insurance

Trends: Is the blockchain era finally here? | Fintech recap 2017

4y | By David Beach, Reporter

Trends: Is the blockchain era finally here? | Fint...

Whilst blockchain has been knocking on the mainstream’s door for some years, it was only arguably as recently as this Sunday that it was allowed...

View article
Fintech trends: The rise of AI | Fintech 2017 Recap
Banking

Fintech trends: The rise of AI | Fintech 2017 Recap

4y | By David Beach, Reporter

Fintech trends: The rise of AI | Fintech 2017 Reca...

This article on 2017’s AI comes very recently after Google’s AutoML project created an AI child that was smarter than AI built by humans. ...

View article
Analysis of the deal: Barclays and Flux on PSD2 opportunities and innovation in banking
Banking

Analysis of the deal: Barclays and Flux on PSD2 opportunities and innovation in banking

4y | By David Beach, Reporter

Analysis of the deal: Barclays and Flux on PSD2 op...

Bobsguide invited Flux CEO, Matty Cusden-Ross and VP of Barclays Open Innovation, Richard Thompson, to sit around the table to discuss their new comme...

View article
Influencer Interview: Spiros Margaris reflects on the past 12 months | Fintech Recap 2017
Banking

Influencer Interview: Spiros Margaris reflects on the past 12 months | Fintech Recap 2017

4y | By David Beach, Reporter

Influencer Interview: Spiros Margaris reflects on ...

A year after Spiros Margaris last spoke to bobsguide, we invited him back to see whether his predictions for 2017 had come true. We also talked about ...

View article
Five (more) UK startups to watch: Were we right? | Fintech Recap 2017
Payments

Five (more) UK startups to watch: Were we right? | Fintech Recap 2017

4y | By David Beach, Reporter

Five (more) UK startups to watch: Were we right? |...

This article looks back on an article we did in February which predicted the top 10 UK fintechs to watch for 2017. Were we right? How have those finte...

View article
Five UK startups to watch: Were we right? | Fintech Recap 2017
Banking

Five UK startups to watch: Were we right? | Fintech Recap 2017

4y | By David Beach, Reporter

Five UK startups to watch: Were we right? | Fintec...

Over the next month we will be looking back at fintech in 2017 from every angle, in order to determine the most significant developments in the indust...

View article
Interview with CRO of Atom Bank: how a digital bank deals with modern risks
Banking

Interview with CRO of Atom Bank: how a digital bank deals with modern risks

4y | By David Beach, Reporter

Interview with CRO of Atom Bank: how a digital ban...

Chris Sparks, Chief Risk Officer at Atom Bank, spoke to bobsguide to discuss nightmare risks, the burgeoning technological revolution in risk manageme...

View article
Influencer Interview: Part 2, Chris Gledhill roadmapping PSD2 and 2018 banking
Banking

Influencer Interview: Part 2, Chris Gledhill roadmapping PSD2 and 2018 banking

4y | By David Beach, Reporter

Influencer Interview: Part 2, Chris Gledhill roadm...

The second part of the 'Influencer interview' with Chris Gledhill looks at the specificities of how Neural Network AIs will change the financi...

View article
The influencer interview: Chris Gledhill cuts through the hype around AI, blockchain and Big Data
Banking

The influencer interview: Chris Gledhill cuts through the hype around AI, blockchain and Big Data

4y | By David Beach, Reporter

The influencer interview: Chris Gledhill cuts thro...

Chris Gledhill, CEO of Secco Aura and frequently referenced as one of the top 10 fintech influencers, speaks to bobsguide about going beyond 'incr...

View article
How Millennials may shape the future of asset management
Banking

How Millennials may shape the future of asset management

4y | By David Beach, Reporter

How Millennials may shape the future of asset mana...

The PIMFA Millennial Report 2017 was published today, with the aim of learning how the youngest working generation views personal investment managemen...

View article
Everything you need to know about SWIFT gpi
Banking

Everything you need to know about SWIFT gpi

4y | By David Beach, Reporter

Everything you need to know about SWIFT gpi

With SWIFT announcing its new SWIFT gpi network, extensively covered at Sibos 2017, we’ve pulled together an overview and the best SWIFT gpi art...

View article
Bob’s guide to… risk management systems: Your implementation questions answered
Asset management

Bob’s guide to… risk management systems: Your implementation questions answered

4y | By David Beach, Reporter

Bob’s guide to… risk management systems: Your impl...

This final article in our risk management systems guide will look at the struggle of implementing risk management solutions with expert insight as wel...

View article
Digital transformation: ING Chief Innovation Officer on the need to future-proof
Banking

Digital transformation: ING Chief Innovation Officer on the need to future-proof

4y | By David Beach, Reporter

Digital transformation: ING Chief Innovation Offic...

Ignacio Juliá Vilar, Chief Innovation Officer, speaks to bobsguide about ING’s historic fintech roots, the bank’s strategy to stay ...

View article
Countdown to PSD2: What you should know ten weeks from implementation
Banking

Countdown to PSD2: What you should know ten weeks from implementation

4y | By David Beach, Reporter

Countdown to PSD2: What you should know ten weeks ...

#PSD2FinishLine recently started trending on Twitter. As the country slowly grows in excitement throughout the month of November, with the C-word on t...

View article
The shifting priorities of CIOs in 2018
Insurance

The shifting priorities of CIOs in 2018

4y | By David Beach, Reporter

The shifting priorities of CIOs in 2018

Whilst this last decade has been anointed with grand, sweeping titles, the fact remains that society is changing irreversibly. Historians of the futur...

View article
Are fintech’s latest buzzwords up to the task of solving MiFID II?
Asset management

Are fintech’s latest buzzwords up to the task of solving MiFID II?

4y | By David Beach, Reporter

Are fintech’s latest buzzwords up to the task of s...

Quentin Limouzi, Chief Revenue Officer for TS, an electronic trading solution provider, speaks to bobsguide about the current trading market, challeng...

View article
Using fintech to promote social change
Payments

Using fintech to promote social change

4y | By David Beach, Reporter

Using fintech to promote social change

bobsguide spoke to Pennies CEO Alison Hutchinson about the potential collaboration with fintech players can have on facilitating and enablin...

View article
Regtech and financial inclusion: "For Millennials opening a bank account online is a no-brainer"
Asset management

Regtech and financial inclusion: "For Millennials opening a bank account online is a no-brainer"

4y | By David Beach, Reporter

Regtech and financial inclusion: "For Millennials ...

Onfido CEO and co-founder, Husayn Kassai, talks to bobsguide about the regtech disruption, how machines are better at detecting fraud than humans and ...

View article
The future of ATM transactions: Old school meets new school security
Banking

The future of ATM transactions: Old school meets new school security

4y | By David Beach, Reporter

The future of ATM transactions: Old school meets n...

In 1967, the first ATM hit the UK’s high streets. 50 years on, David Beach, reporter at bobsguide, attended RBR's ATM & Cyber Security e...

View article
"It's Moore's law on steroids" - Fast data meets Big Data and a whole new technological generation is born
Insurance

"It's Moore's law on steroids" - Fast data meets Big Data and a whole new technological generation is born

4y | By David Beach, Reporter

"It's Moore's law on steroids" - Fast data meets B...

Five years ago in the ever so tech primitive 2012, you either managed Big Data or Fast Data. There was a compromise and trade-off between the two, it ...

View article
Are AI and blockchain the future of trade credit?
Insurance

Are AI and blockchain the future of trade credit?

4y | By David Beach, Reporter

Are AI and blockchain the future of trade credit?

bobsguide spoke to Jérôme Pezé, CEO of Tinubu Square, the SaaS trade credit firm. Jérôme talks us through the tr...

View article
Bob’s guide to… risk management systems: What should your priorities be?
Asset management

Bob’s guide to… risk management systems: What should your priorities be?

4y | By David Beach, Reporter

Bob’s guide to… risk management systems: What shou...

This article is the second installment in the bob’s guide to acquiring risk management systems (RMS). The previous article in this guide, looked...

View article
“People say data infrastructure might not be sexy, but get it right, and you’ll go far”
Insurance

“People say data infrastructure might not be sexy, but get it right, and you’ll go far”

4y | By David Beach, Reporter

“People say data infrastructure might not be sexy,...

Billy Bosworth, CEO of DataStax, sat down with bobsguide to talk about the past, present and future of data challenges and how a bit of forward thinki...

View article
Owning the fintech innovation roadmap: Broadridge global CMO Deborah Bussiere interview
Asset management

Owning the fintech innovation roadmap: Broadridge global CMO Deborah Bussiere interview

4y | By David Beach, Reporter

Owning the fintech innovation roadmap: Broadridge ...

bobsguide sat down with Deborah Bussiere, global chief marketing officer of Broadridge Financial Solutions, to discuss the unique challenges of market...

View article
What is GDPR?: The implications you need to know
Insurance

What is GDPR?: The implications you need to know

4y | By David Beach, Reporter

What is GDPR?: The implications you need to know

The facts What? General Data Protection Regulation (GDPR) When? 25th May, 2018 (Adopted by European Parliament in April, 2016) By? EU’s Article ...

View article
bob's guide to... risk management systems: Five questions to determine if you need a new risk management system
Asset management

bob's guide to... risk management systems: Five questions to determine if you need a new risk management system

4y | By David Beach, Reporter

bob's guide to... risk management systems: Five qu...

A well-articulated and reliable risk management system, can free up much needed manpower to put towards exclusively human risk management. The trouble...

View article
Everything you wanted to know about the Internet of Things and banking
Banking

Everything you wanted to know about the Internet of Things and banking

4y | By David Beach, Reporter

Everything you wanted to know about the Internet o...

What is the Internet of Things (IoT)? First coined by Kevin Ashton of Procter & Gamble in a 1999 article describing how RFID tags might make indus...

View article
Throwing down the disruption gauntlet in insurtech
Insurance

Throwing down the disruption gauntlet in insurtech

4y | By David Beach, Reporter

Throwing down the disruption gauntlet in insurtech

Alberto Chierici, CPO of SPIXII, a fintech specialising in chatbot technology, spoke to bobsguide about the insurtech landscape, its pioneering UX sol...

View article
bob's guide to... risk management systems: Our annual industry survey results
Asset management

bob's guide to... risk management systems: Our annual industry survey results

4y | By David Beach, Reporter

bob's guide to... risk management systems: Our ann...

In August and September we ran the bobsguide Risk Management Systems Survey to get a better idea of what you, the industry risk professionals, need an...

View article
How to combat bad trading behaviour in the FX market
Trading & brokering

How to combat bad trading behaviour in the FX market

4y | By David Beach, Reporter

How to combat bad trading behaviour in the FX mark...

Roger Rutherford, Chief Operating Officer at ParFX, speaks to bobsguide about the tech (r)evolution in the FX market, the impact of bad trading behavi...

View article
How HSBC is using AI in its anti-money laundering compliance
Insurance

How HSBC is using AI in its anti-money laundering compliance

4y | By David Beach, Reporter

How HSBC is using AI in its anti-money laundering ...

Gurjeet Singh, co-founder and Executive Chairman of Ayasdi, spoke to bobsguide about the challenges of compliance with anti-money laundering, the char...

View article
The LEI mechanism implementation: Next steps explained
Banking

The LEI mechanism implementation: Next steps explained

4y | By David Beach, Reporter

The LEI mechanism implementation: Next steps expla...

The LEI Handbook, Exchange Data's Guide to Financial Codes, written by economist and Harvard trained Ozren Cvjetic, has recently been publish...

View article
The evolution of the chief risk officer: A bumpy road to seniority
Asset management

The evolution of the chief risk officer: A bumpy road to seniority

4y | By David Beach, Reporter

The evolution of the chief risk officer: A bumpy r...

There’s probably a very good anecdote about a host of castle architects being given the axe by their liege lords because they couldn’t bui...

View article
The insurtech trends making the greatest impact in 2017
Insurance

The insurtech trends making the greatest impact in 2017

4y | By David Beach, Reporter

The insurtech trends making the greatest impact in...

A study of Google Trends will show you a huge spike in the mentions of ‘InsurTech’ since February 2016, and that’s because people an...

View article
Everything you need to know about omni-channel banking
Banking

Everything you need to know about omni-channel banking

4y | By David Beach, Reporter

Everything you need to know about omni-channel ban...

Omni-channel banking must meet the ever more demanding space of digital consumer finance, but what is it? And how is it different from multi-channel b...

View article
“There’s a lot of hand waving with machine learning in Trade Surveillance”
Insurance

“There’s a lot of hand waving with machine learning in Trade Surveillance”

4y | By David Beach, Reporter

“There’s a lot of hand waving with machine learnin...

bobsguide spoke to Dermot Harriss, Senior Vice President of Regulatory Solutions at OneMarketData, about how machine learning and new regulations are ...

View article
The biggest fintech appointments of 2017 so far Pt. 2
Asset management

The biggest fintech appointments of 2017 so far Pt. 2

4y | By David Beach, Reporter

The biggest fintech appointments of 2017 so far Pt...

Our roundup of the biggest people moves affecting the fintech industry throughout 2017. Monzo appoints Curve co-founder as COO Monzo has named Tom Fos...

View article