Credit Scoring and Risk Assessment

When AI decides who gets credit

Traditional credit scores are losing their grip. AI-powered lending is here, using a new universe of data to decide who gets a loan and creating a mor...

September 9, 2025
5 minutes

Synthetic data in financial services unlocking privacy-preserving analytics and innovation

Financial institutions operate under a constant tension between leveraging vast quantities of sensitive customer data for competitive advantage and ri...

August 4, 2025
6 minutes

Fintech is unlocking financial access for the ‘invisible’ economy

The global financial system, for all its advancements, leaves a staggering number of individuals and small businesses operating in an 'invisible' econ...

July 7, 2025
8 minutes

Top 10 strategies to elevate cybersecurity in fintech

Fintech companies must prioritize cybersecurity to protect sensitive data and maintain customer trust. This article outlines 10 key strategies to enha...

February 11, 2025
4 minutes

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Experian and Paylink launch debt consolidation tool

Experian has partnered with Paylink Solutions to launch a new debt consolidation tool, ReFi™, aiming to expand credit access and improve financial i...