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Open Banking APIs

UK Open Banking Hits 100B API Calls and 1B Payments Milestone

The UK Open Banking framework has crossed twin operational milestones, surpassing one billion payments and 100 billion API calls across the CMA9. Here...

  • July 29, 2026
  • 4 minutes

The A2A Paradigm Shift: How the UK’s National Payments Vision Accelerates Commercial Open Banking

As the UK government pushes its National Payments Vision, a new era of account-to-account (A2A) infrastructure is unfolding. Driven by the UK Payments...

  • June 11, 2026
  • 6 minutes

The UK’s Open Finance Roadmap Nears Its March 2026 Deadline

The UK’s financial services sector is on the cusp of its next major digital transformation. Following the foundational success of Open Banking, ...

  • November 5, 2025
  • 5 minutes

Winning the cyber war for the future of lending

The shift to Open Finance and AI is revolutionizing lending, but it creates a massive digital jackpot for criminals. We break down the new threat land...

  • October 15, 2025
  • 5 minutes
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Data is the new customer key

Data is the new power dynamic in finance. Regulators in the UK and US are forcing the banking sector to give consumers the key to their own financial ...

  • October 9, 2025
  • 4 minutes

GDPR vs. PSD2: Navigating fintech’s contradictory compliance matrix in the shadow of DORA

The core tension in FinTech is defined by two regulations: the push for data openness (PSD2) and the demand for data protection (GDPR). With billions ...

  • October 2, 2025
  • 6 minutes

The Ethereum ETF green light: Bob’s deep dive into the SEC’s pivotal approval

The SEC's pivotal approval of spot Ethereum ETFs is a tectonic regulatory shift. This decision validates Ethereum as a 'blue chip' asset, accelerating...

  • October 1, 2025
  • 6 minutes

Open banking was just the start, experience is the finish line

Strategic partnerships, like the one between Ozone API and Plumery, are forging a new era of banking by combining open API infrastructure with seamles...

  • September 10, 2025
  • 4 minutes

CASE STUDIES

The 7-month migration that shook FNZ

A recent migration of 126,000 accounts from wealth management giant FNZ signals a broader industry shift. We examine why this move highlights the crit...


From JLR’s shutdown to Robinhood’s rise

The first week of September served as a chilling preview of the next generation of financial threats, as security and regulatory news exposed systemic...


The TSB and Lloyds Bank APP fraud saga and the rise of CoP

Following the fallout from a catastrophic IT migration at TSB that fueled a surge in Authorized Push Payment (APP) fraud, the UK financial sector was ...