Open Banking APIs

Winning the cyber war for the future of lending

The shift to Open Finance and AI is revolutionizing lending, but it creates a massive digital jackpot for criminals. We break down the new threat land...

October 15, 2025
5 minutes

Data is the new customer key

Data is the new power dynamic in finance. Regulators in the UK and US are forcing the banking sector to give consumers the key to their own financial ...

October 9, 2025
4 minutes

GDPR vs. PSD2: Navigating fintech’s contradictory compliance matrix in the shadow of DORA

The core tension in FinTech is defined by two regulations: the push for data openness (PSD2) and the demand for data protection (GDPR). With billions ...

October 2, 2025
6 minutes

The Ethereum ETF green light: Bob’s deep dive into the SEC’s pivotal approval

The SEC's pivotal approval of spot Ethereum ETFs is a tectonic regulatory shift. This decision validates Ethereum as a 'blue chip' asset, accelerating...

October 1, 2025
6 minutes

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Open banking was just the start, experience is the finish line

Strategic partnerships, like the one between Ozone API and Plumery, are forging a new era of banking by combining open API infrastructure with seamles...

September 10, 2025
4 minutes

Open banking was the spark – open finance is the fire

Open Finance is the next evolution of Open Banking, expanding secure data sharing to a wider range of financial products like pensions and investments...

August 27, 2025
6 minutes

Can open banking work without trust?

Open banking is reshaping the financial services industry, but its success hinges on addressing critical security and trust concerns. We explore how r...

August 8, 2025
2 minutes

API security best practices for fintech applications

In an era of open banking and interconnected financial services, APIs are the new frontline of cybersecurity. This piece explores the critical vulnera...