Challenger Banks

Challenger banks face their biggest test yet

Challenger banks stormed the market with growth and innovation, but now face their biggest test: turning users into profit. This piece explores the ma...

September 11, 2025
4 minutes

Why UK fintechs are buying their way into the US

UK fintechs are rewriting the rules of global expansion. In a strategic pivot from prolonged regulatory applications, digital giants like Revolut and ...

September 3, 2025
4 minutes

What Revolut’s UK banking license chase really reveals

Revolut’s latest valuation has the fintech world talking, but for our expert, Bob, the real story lies in the company’s long and scrutinized chase...

September 2, 2025
4 minutes

Fintech’s pivot from growth to profitability

After a decade of hypergrowth fueled by venture capital, the fintech industry is entering a new, more mature phase. This article explores the "great r...

September 1, 2025
5 minutes

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The rise of financial super apps

The era of fragmented financial apps is ending. This article explores the rise of financial super apps in the UK and US, and how these all-in-one plat...

August 19, 2025
6 minutes

Monzo fortifies investment and pension offerings amidst regulatory scrutiny

Monzo is enhancing its investment and pension services through a strategic migration to Seccl's platform, signaling a significant expansion in its wea...

July 22, 2025
5 minutes

A volatile week of ransomware, regulatory reckoning, and emerging malware

From a crippling ransomware attack on a major US distributor to a £21 million regulatory fine for a UK challenger bank, this week's cyber debrief rev...

July 14, 2025
5 minutes

Rails, regulation and real-world AI at Money 20/20 day 2

Day 2 of Money 20/20 Europe hammered home a crucial message for the financial sector: innovation is non-negotiable, but it must stand on a foundation ...