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Over half of Americans now banking online

More than half of adults in the US are now using online banking, according to the Pew Research Center.

A study by the organisation found 85 per cent of Americans go on the internet and 61 per cent of them bank using it, an increase on the 58 per cent of web users who did so in 2010.

In total 51 per cent of adults in the US are banking online, up from the 46 per cent three years ago.

Meanwhile, over a third of people in the country (35 per cent) are using their phones to complete banking tasks, which is a large increase on the 18 per cent recorded in 2011.

This could be a result of smartphones becoming more prominent in the marketplace, giving individuals the opportunity to bank on their mobile device.

In terms of gender, men are more likely to bank online than women, while the young do so more than older generations.

By Claire Archer