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Mozhnosti selects Rubikon for their Macedonian operations

Savings House Mozhnosti, a partner of Opportunity International was established in 2000 to offer loans and savings products to the local community. Mozhnosti’s head office is situated in Skopje and it has another 11 branches throughout the Republic. After almost a decade, Mozhnosti is still expanding and Rubikon will play an important role in fueling the growth. Mozhnosti first began operations in Macedonia with just 5 members of staff; this has increased over the years to 97 people.

Rubikon will provide the complete banking platform at Mozhnosti and help the institution to be well prepared for conversion from a Savings house to a Commercial Bank with an aggressive implementation time-line thanks to Rubikon’s modern web-based architecture, rules-based integrated business process management capabilities, model-based products and services factory, combined with continuous operations thanks to virtualisation of the end-of-day processes.

Snezana Andova, CEO at Savings House Mozhnosti comments “The Rubikon banking software is expected to greatly improve Mozhnosti's robustness and ability to adapt to changing market conditions, offering suitable products and services at all times, which should increase our market share and profitability. It will provide us with an integrated 360 degrees view of the customer by sharing information between the front and back office, which in turn will allow for customised client service and an increase in the quality of service we provide to our customers. The software will also improve our internal processes by making them more efficient, as well as provide us with better decisions and designing better strategies for the future.”

Stacey Small, Sales Director, who led the sale for Neptune, concludes “we are extremely excited and pleased to be working with Mozhnosti. This was a long chase and to win we had to beat national and local competition. Rubikon is fast becoming recognised internationally, not just for its innovation in enabling financial services organisations, but equally as having a low risk rapid implementation profile. Rubikon was recently implemented in a multi-branch national savings and credit bank in under six months, including data migration. This is possible thanks to Rubikon’s clean modern architecture and highlights the quick win benefits compared to some of our big name competitors!”