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Under the terms of the deal, Bank Austria's HVB Bank Biochem and Hebros will unite with Unicredito's Bulbank to form a bank with assets of $5.46 billion, making it the third-largest in the nascent banking market.
The merger has been approved by the relevant local regulatory bodies and is expected to be fully complete by the end of June.
Once complete the new venture will have 300 outlets and will serve 1.1 million people, in a country with a population of close to eight million.
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