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Polaris Software signs up Lloyds TSB for INTELLECT SUITE Prestigious win signals Polaris’ growing success in Global Tier-1 Banks

Chennai, November 21, 2005: Polaris Software Lab, Ltd. (MUMBAI: POLS.BO), a leading global provider of banking, insurance and financial technology solutions and strategic offshore IT services today announced the initiation of a new relationship with Lloyds TSB, one of the most prestigious high street banks in UK.

Lloyds TSB Bank has selected INTELLECT SUITE as the banking solution for part of its International Cash Management Offering. The initial project
revolves around the requirements for Sweeping (Cash Concentration) where
the bank plans to roll out an automated solution to replace current
processes. With the addition of this prestigious relationship, Polaris has
now established the Intellect Suite footprint across UK, Germany and
Benelux within a short span of two years.

Commenting on this new relationship, Ernie Battey, Director Corporate
Transaction Services (CTS), Lloyds TSB Bank, said, "We are pleased to be
working with Polaris on this project to improve customer service and
product flexibility for our customers. We will be working closely together
over the coming months to deliver the benefits to the Bank."

Speaking on the occasion, Arun Jain, Chairman and CEO, Polaris Software Lab
Ltd said, "It is a privilege to be associated with such a prestigious name
like Lloyds TSB Bank. We are delighted to be able to assist Lloyds TSB to
add new services to their customers and are committed to delivering to the
expectations of Lloyds TSB Bank."

Commenting on this new win, Bikash Mathur, EVP and Business Head EMEA,
Polaris Software Lab, said, "Intellect Suite was chosen for its Modular
architecture and the unique ability to enable inter-operability across the
bank’s current systems and the new systems that the bank is adding. This is
yet another re-confirmation of our strategy for Tier-1 banks."