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ACI ANNOUNCES INCREASED SUPPORT FOR MASTERCARD INSTANT CARD ISSUANCE

ACI and MasterCard Demonstrations at Cartes Showcase Instant Card Issuance of Six Smart Card Applications

(Watford, England – 15 November 2005) –ACI Worldwide (Nasdaq: TSAI), a leading international provider of enterprise payment solutions, announced the extension of its partnership with MasterCard to fully support a range of OneSMART applications. As a member of the MasterCard Smart Vendor Programme, ACI has worked closely with MasterCard to support MasterCard’s entire OneSMART product suite. MasterCard will be demonstrating this technology at Cartes 2005 in Paris, France.

ACI is a pioneer of instant card issuance of OneSMART cards, having first introduced this capability using its ACI Smart Chip Manager™ solution at Cartes last year. Since then, the capabilities of this solution have been dramatically extended to support MasterCard’s OneSMART suite of solutions. Through Smart Chip Manager, users manage all the applications on a single card.

The applications being supported this year are:
• OneSMART Authentication
• OneSMART Pre-Authorised
• OneSMART PayPass
• OneSMART MODS (MasterCard Open Data Storage)
• OneSMART PPSE (PayPass Selection Environment)
• Ticketing application

"We see our relationship with MasterCard as being a fundamental part of our business strategy," said Richard Launder, president of ACI Worldwide EMEA. "By working closely with MasterCard we are able to offer our customers the ability to deploy all of these innovative OneSMART suite solutions, built upon the EMV infrastructure. It is clear to see that as opportunities and interest in the instant card issuance of these applications grow within the industry, ACI is well positioned to deliver via our industry-leading expertise and global reach."