Retail Banking Systems Insights

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The squeeze on B2B card payments and the convergence of payment mechanisms

25th April 2017

Company: bobsguide
Q&A with Alex Mifsud, CEO, & Andrew Auden, Business Development Director, Ixaris Systems Do card payments make up a substantial percentage of the B2B payments landscape? Card solutions have always remained steadily in the background, with constant low levels of penetration overall, in the B2B spend volume. Most commercial card... read more
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Life after launch: How challenger banks can take the next steps to success

21st April 2017

If 2016 was the year that the challenger banks laid bare their claim to the future of banking, then will 2017 be the year in which the traditional institutions begin their fight back? No longer cowering in the face of their rival’s agile, digital-first capabilities, the high-street names have started to fight back. Barclays, for example, has... read more
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Preventing fraud in real-time payments

18th April 2017

Company: Icon Solutions
What insights can the U.S. take from early real-time payments adopters?    Change is constant in the banking and payments industry – and organizations that can keep pace with this change while outsmarting the associated risks, gain a competitive advantage. One significant change across the industry currently is the widespread... read more
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Connecting islands of commercial payment innovation to the payment mainland

18th April 2017

Company: bobsguide
New technologies and regulatory change are reinvigorating commercial payments, sparking increasing collaboration between fintechs and traditional financial institutions. But significant challenges remain in this diverse and complex sector, despite the opportunities. Every part of our lives has been touched by the digital revolution. From... read more
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Five key takeaways from Innovate Finance

12th April 2017

Company: bobsguide
Innovate Finance brought together industry leaders, fintech start-ups and financial services experts on April 10th and 11th in London to discuss the future of fintech, the latest blockchain technology development, and how innovation will shape the future. Kicking off the conference, Lawrence Wintermeyer, CEO of Innovate Finance said that the... read more
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The Global Retail Banking Report: The age of co-existence

11th April 2017

Company: Temenos
The fourth global retail banking report from The Economist Intelligence Unit, sponsored by Temenos, finds an industry in flux but more certain about its future. By 2020 your bank may no longer manage your real-time digital transactions nor your new account opening, but it will still lie at the heart of your financial world. In previous years,... read more
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How close are we to a cashless society?

7th April 2017

Company: bobsguide
Deutsche Bank’s Chief Executive, John Cryan, predicted at Davos last year that cash probably wouldn’t exist in ten years’ time. Sweden, where only 20% of all consumer payments are now made in cash, appears to be at the forefront of the movement to phase out notes and coins completely. It has been predicted that Australia could... read more
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Why the digital age might not kill off the bank branch

6th April 2017

Company: Auriga
The bell is tolling for bank branches. The stream of closure notices doesn’t seem to be easing with RBS announcing only last month a further wave of neighbourhoods, towns and villages set to lose their local Natwest bank.  Some may believe that it is inevitable the bank branch will become extinct within a matter of years. This really... read more
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Can digitisation save high-street banking?

4th April 2017

Amit Dua, Executive VP & Global Head – Sales, Account Management and Alliances Almost every aspect of modern life, including how we work, travel, shop and communicate has been digitised. Yet one sector has been dragging its heels on digital transformation, the traditional Financial Services (FS) sector. It is trying to digitise but... read more