Global Payments & Transfers Insights
6th August 2018
Managing and monitoring transactions has always been crucial for any organisation, but with the slew of regulations to have reshaped markets over the past few years, the compliance requirements that have come with them have set the bar high in terms of administration and governance. From Mifid II to PSD2 and GDPR, the regulations have been felt... read more
3rd August 2018
“The benefit of Banking-as-a-Service (BaaS) is that it lowers costs and lets the organization focus on what matters most: the customers,” says Sophie Guibaud in this fireside interview. Guibaud who heads Fidor Solutions in Europe gives bobsguide the ins and outs of BaaS as well as explaining the practicalities of a bank transitioning to... read more
1st August 2018
Cryptocurrencies still remain on the sidelines of mainstream financial markets, with question marks still being raised over their viability among major market participants.
“I’ve been a crypto fanatic ever since it came out, to be part of the ecosystem, not speculate,” Says Gurjeet Singh, CEO of Palo Alto-based... read more
30th July 2018
With increasing institutional use of Al and machine learning methods, more and more industry regulators are making use of such software to provide financial stability through services and systemic risk surveillance.
Central to the UK Financial Conduct Authority’s (FCA) agenda is their intent to develop “both their technology side... read more
27th July 2018
During the morning commute, while jogging or on a long road trip, listen to the financial industry leaders of the day on the bobsguide Fintalk podcast.
The Fintalk podcast covers everything fintech and bankingtech related, from asset management and risk to data infrastructure, core banking and payments.
The Fintalk podcast will also sort the... read more
26th July 2018
In the shadow of the credit crunch, Generation Millennial - born 1980-1995 - learned a valuable lesson, according to Christer Holloman, CEO of retail finance fintech, Divido.
The retail finance industry, now standing at half a trillion dollars, has traditionally been dominated by a minority of large incumbents Hitachi Capital and Barclays,... read more
25th July 2018
The digital market in the Asia-Pacific region is growing at a remarkable rate. Several factors play into this, particularly a growing middle-class population throughout the region and widespread smartphone and internet penetration.
In total, the value of the Asia-Pacific eCommerce market will grow from £1.05 trillion GBP in 2017, to more... read more
23rd July 2018
Casinos and other gaming establishments from across the globe are increasingly facing the consequences of failing to comply with anti-money laundering (AML) regulations and to maintain effective compliance programs. In British Columbia, Canada, River Rock Casino’s business practices—including accepting C$13.5m in cash in only one month,... read more
20th July 2018
Competition has ramped up around ‘banking abroad’ with retail banks - challenger and legacy - vying for the shoparound holidaymaker, most open to trialling new and different financial services for their holidays if it saves them from those hidden fees.
For years, the lack of collaborative infrastructure or competition in the area... read more
12th July 2018
According to the World Bank, access to the internet—and smartphones in particular—is having a measurable effect on financial inclusion. In 2011, just half of the adults in the world had access to a bank account or mobile money provider. That has since increased to 69%, with 1.2bn more people having opened a bank account.
This 69%... read more