Paytech market updates: Klarna, PayPal and ACI Worldwide lead in collaborations
Payments

Paytech market updates: Klarna, PayPal and ACI Worldwide lead in collaborations

4w | By Aoife Morgan, Journalist

Paytech market updates: Klarna, PayPal and ACI Wor...

PayPal, on August 23, launched a new service enabling customers in the UK to buy, hold and sell cryptocurrency. The announcement is the first step of ...

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In the middle reign of the Real-Time-Payments story, firms are still searching for a strong investment case
Payments

In the middle reign of the Real-Time-Payments story, firms are still searching for a strong investment case

1m | By Jeremy Chan, Journalist

In the middle reign of the Real-Time-Payments stor...

Each business will have to single out its strongest use case for RTP adoption - with smaller firms in pole position, says McKinsey Read More...

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Unravelling Open Banking’s Complexities
Payments

Unravelling Open Banking’s Complexities

2m | By Christoph Berentzen

Unravelling Open Banking’s Complexities

Christoph Berentzen, head of API banking at Commerzbank, examines the various forms that open banking can take and the challenges that bank-fintech co...

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Kalifa: Stronger open banking and consumer data measures would speed up fintech transformation
Banking

Kalifa: Stronger open banking and consumer data measures would speed up fintech transformation

2m | By Tom Lemmon, Reporter

Kalifa: Stronger open banking and consumer data me...

With the help of open banking regulations, fintech can have a “transformational” impact on society, according to Ron Kalifa OBE. The author of the hig...

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Banks enhance UX by accelerating investment in digital technologies
Banking

Banks enhance UX by accelerating investment in digital technologies

5m | Profile Software

Banks enhance UX by accelerating investment in dig...

The pandemic has accelerated digital transformation in banking, leading banks to faster adopt new digital delivery models. The rise of neo and digital...

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Unresponsive bank APIs causing open banking challenges
Payments

Unresponsive bank APIs causing open banking challenges

8m | By Aoife Morgan, Journalist

Unresponsive bank APIs causing open banking challe...

Unreliable payment rails still pose a challenge for third party providers, according to Luke Massie, CEO of VibePay. Problems with the technical infra...

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Open Banking fails to meet targets
Banking

Open Banking fails to meet targets

11m | By Leanna Reeves, Journalist

Open Banking fails to meet targets

Despite having registered over two million users in the UK, Open Banking is still failing to meet its objectives of creating a more competitive retail...

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‘Data to cash’ as a service: Time to invest in open banking
Banking

‘Data to cash’ as a service: Time to invest in open banking

1y | bobsguide

‘Data to cash’ as a service: Time to invest in ope...

By Andries Smit, CEO and founder of Upside There are 11.95m+ households in the UK with less than £1,500 in savings. Since early March, the catastrophi...

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Finastra CSO: Regulators risk inhibiting open banking
Banking

Finastra CSO: Regulators risk inhibiting open banking

1y | By Emma Olsson, Reporter

Finastra CSO: Regulators risk inhibiting open bank...

Regulators are stifling open banking innovation and competition according to Akber Jaffer, chief strategy officer, Finastra. “When financial instituti...

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LatAm embraces OB
Payments

LatAm embraces OB

1y | By Leanna Reeves, Journalist

LatAm embraces OB

Effective since 2018, the implementation of Open Banking standards in the UK has established a model across the globe – particularly for ambitio...

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Open banking could see monopolies emerge

Open banking could see monopolies emerge

1y | By Emma Olsson, Reporter

Open banking could see monopolies emerge

Areas of the market in which open banking protocols are implemented without standards could risk seeing new bank monopolies emerge, according to Paul ...

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Six use cases for Open Banking that will change how you view it
Banking

Six use cases for Open Banking that will change how you view it

2y | DirectID

Six use cases for Open Banking that will change ho...

The last twenty-four months have seen the publication of hundreds upon hundreds of articles decrying the lack of impact that Open Banking has made upo...

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Fragmented market and regulatory guidelines create Open Banking headache for PSPs
Banking

Fragmented market and regulatory guidelines create Open Banking headache for PSPs

2y | By Marina Jacobone, Head of Strategic Marketing & Partnerships

Fragmented market and regulatory guidelines create...

Open Banking should have been a huge opportunity for Europe’s payment service providers (PSPs), but so far a lack of unified standards, the abse...

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FIS looks for scale in Worldpay deal
Payments

FIS looks for scale in Worldpay deal

2y | By Michael McCaw, Editor

FIS looks for scale in Worldpay deal

The announcement of the closure of FIS’s acquisition of Worldpay last week is part of a continual expansion strategy into new markets and opport...

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What do consumers want to use Open Banking for?
Banking

What do consumers want to use Open Banking for?

2y | Crealogix

What do consumers want to use Open Banking for?

In our recent survey of UK bank account customers, we found that only a third of respondents were aware of Open Banking, yet two thirds of the same ov...

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The opportunity for open banking awareness has been missed
Banking

The opportunity for open banking awareness has been missed

2y | Crealogix

The opportunity for open banking awareness has bee...

Considering it was heralded as one of the biggest revolutions in retail banking of recent times, consumer awareness of open banking remains disappoint...

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Mastercard’s Wadsworth: Banks need time to fit into Open Banking future
Banking

Mastercard’s Wadsworth: Banks need time to fit into Open Banking future

2y | By Alex Hamilton, Reporter

Mastercard’s Wadsworth: Banks need time to fit int...

There will be no instantaneous change when September's final deadline for Europe's second payments directive (PSD2) passes, and the ...

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Nationwide uses Open Banking to target financially squeezed
Banking

Nationwide uses Open Banking to target financially squeezed

2y | By David Beach, Reporter

Nationwide uses Open Banking to target financially...

As market participants, lawyers and industry bodies continue to raise questions over Open Banking use cases, Nationwide has embarked on an alternative...

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