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Whistlebrook Ltd Head Office

Unit 6, The Forum, Icknield Way,
Tring
Hertfordshire
GB

Telephone

07793768508

Contact

Jon Sayer
[email protected]

Whistlebrook Margin Management System

Whistlebrook’s Margin Management application (MM) is a budgeting and forecasting tool that provides for the calculation of budgets down to the Net Interest Income line in the P+L. Margin Management is an assumption based application that works on Loans, Savings, Treasury and Current Accounts.

 The application consists of a visual component for entering planning assumptions and a non-visual planning engine that processes those assumptions and produces budgeted output.
 
Actuals data is imported into the Margin Management database and is used as the starting point for ‘Business As Usual’ processing. This consists of interest calculation, repayment processing (loans), interest capitalisation and account maturity.

Within the visual application, assumptions about the future of the business are entered and the planning engine then overlays these onto the Business As Usual results. Assumption type varies by business area, but the main assumptions are:

  • New Product Launch
  • Balance Increases (new advances, new deposits, new account openings)
  • Balance Decreases (early redemptions, withdrawals and account closures)
  • Product Migration
  • Transfers (money moving from one product to another)
  • Rate Changes

For more information on Margin Management please follow this link

View other products from Whistlebrook

Whistlebrook - Regulatory Reporting

Whistlebrook’s reg reporting system is scalable to meet the requirements of organisations of all sizes. The system is recognised by both the Financial Conduct Authority and The Bank of England as a means of direct electronically submitting regulatory returns. – COREP – FINREP – BoE – FCA/FSA

Whistlebrook Business Intelligence

Interactively monitor, analyse & plan operational & performance data. Data is pulled from IT systems into our central data warehouse to give a single view of your business. Using Microsoft’s Power BI tool, data can be used for corporate & self-service BI for localised queries & ad-hoc reporting.

Whistlebrook Budgeting and Planning

Whistlebrook’s Budgeting and Planning Application (B&P) is a general ledger budgeting and forecasting tool. It provides for the input of cost centre overheads, the accurate calculation of future employee costs and the separate planning of the fixed asset register.   Overhead Planning The budgeting & planning application is essentially a cost centre overhead and balance …