The Signature solution is a complete, powerful real-time or batch core engine for retail and commercial banking, consumer finance, credit unions and direct banks around the globe. Robust, scalable, functionally rich and reliable, Signature supports all retail financial products and processes including savings, checking/current accounts, time accounts, loans, mortgages, revolving credit, transfer orders, collections, dealer management and document management. SOA-based, Signature is integrated with best-of-breed solutions from across Fiserv including: Aperio for Signature, Desktop Teller for Signature, Teller for Signature, Voyager for Signature Internet banking, Mobile Money for Signature, AML and Fraud Manager, analytics solutions and third-party front-ends, providing powerful hosted support for seamless straight-through processing. Signature is targeted at mid to large financial institutions and is available in a variety of delivery models including licensed/in-house, Service Bureau, resource-managed, facilities-managed or BPO. Signature is recommended by the American Bankers Association and is a Leader in the Gartner International Core Retail Banking Magic Quadrant. It is implemented in over 300 institutions in 44 countries.