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Milan Office

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Moscow Office

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London Office

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Frankfurt Office

c/o HighQIT for the financial industry GmbH,Rahmhofstrasse 2-4/Schillerstrasse
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Mika Mustakallio
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MORS Asset Liability Manager

Dynamic ALM and Balance Sheet Management System for Banks


MORS Asset Liability Manager enables treasurers and ALM managers to make optimal interest rate risk management decisions in all market conditions. The system provides both static and dynamic models for analysing of IRR and margins from the total Balance Sheet level to detailed cash-flow and transaction level with continuous oversight of profitability.

The impact of different assumptions related to Balance Sheet, Interest Rates and Margin changes can be monitored and stress-tested in the system, including Net Interest Income (NII), Net Interest Margin (NIM) and Interest Rate Risk in Banking Book (IRRBB).

The state of the art functionality of MORS Asset Liability Manager enables dynamic simulation of customer behaviour and growth of the balance sheet items combined with the simulation of changes in interest rates.

View other products from MORS Software

MORS Liquidity Risk Manager

A real-time Liquidity Risk Management System for Banks    MORS Liquidity Risk Manager enables Treasury, Liquidity and Risk Managers to manage, monitor and analyse liquidity in real-time. MORS Liquidity Risk Manager aggregates transactions from existing core and trading solutions, offering a full and transparent picture of the entire bank's current and future liquidity position.   …

MORS Funds Transfer Pricing

A real-time system for dynamic Funds Transfer Pricing (FTP) for Treasury, ALM and Balance Sheet managers in banks.   MORS Funds Transfer Pricing is an efficient steering tool, where FTP levels can be altered dynamically and the effects can be monitored in real-time. It enables banks to create and maintain highly automated and transparent internal …

MORS Treasury Management System

An Integrated Treasury and Risk Management System for Banks    MORS Treasury Management System offers a comprehensive front-to-back treasury management system integrating position keeping, analysis and risk management. The system provides automated and manual deal capture, valuations, limit monitoring, accounting entries, payment transactions, together with flexible risk and P/L reporting.    MORS Treasury Management System …