MicrofinanceSuite is an integrated banking software solution for microfinance institutions (MFIs) and banks of all sizes and active in both group and individual microfinance lending.
MicroBanking Suite is a version of Temenos' world-leading Core Banking platform with a pre-configured layer of microbank-specific functionality. Leveraging the experience gained at the >230 FIs that it supports today, MicroBanking Suite gives FIs powerful capabilities for managing:
advanced group-servicing functionality that supports four types of loan groups including Solidarity, Formal, Guaranteeing and Nested groups
tools that guide FIs through a process of setting up products around a set of common values, allowing them to easily combine product features at their will
Loans and collections:
functionality supporting the full lending lifecycle from loan applications to rates and charges, rescheduling, cash collection and document management
pre-configured reports that support CGAP reporting guidelines
customer mnemonics, biometric identification (voice recognition, fingerprints)
MicroBanking Suite provides configurable microbank-specific user-interfaces for both end-customers and field-based staff via mobile and internet channels, supporting them in daily business activities such as remote cheque and deposit capture and remote balance query.
MicroBanking Suite provides powerful business analytics capabilities to perform predictive and prescriptive customer analysis, enabling FIs to be more responsive and customer-centric.