Wholesale / Commercial Banking Systems Insights
18th September 2018
What’s the main thing that payment facilitators have that ISVs and ISOs don’t? They control the merchant experience in ways that ISOs and ISVs can’t. Why? Risk decisioning lies with the payment facilitator.
A great customer onboarding experience can be characterized by speed and ease, but the underlying drivers are how long it... read more
16th September 2018
Winning, or even succeeding, in today’s global market requires a new set of tactics. Manoeuvring through the rapidly changing landscape demands a wider and yet more detailed map. Gone are the days when providing a faster, better, cheaper solution is all it takes to stay ahead of the competition. Indeed, the only way for banks and financial... read more
13th September 2018
Account reconciliation is the act of cross referencing a company’s financial records with those of an external source such as a bank or other financial institution to make sure that they match up. On the surface, this doesn’t seem like a particularly arduous or even important process, but it is one of the key pillars of any good... read more
5th September 2018
Renewed regulation and technological disruption in other areas of financial services are pushing the asset management community towards a critical point.
To survive, the community needs to attract the best and brightest fintech talent to solve its very real and very pressing challenges.
In response to this changing market, the Investment... read more
5th September 2018
According to the World Bank, almost 2.5 billion people in the world have no access to banking infrastructure, with an estimated 1.1 billion people unable to prove their identity – one in every seven individuals. These issues resonate in sub-Saharan Africa, where just four years ago, 66% of the population didn’t have a bank account.
... read more
3rd September 2018
Payments is a fast-paced sector – new technologies and payment methods are entering the market all the time. This means that the way consumers want to pay for goods and services is rapidly diversifying, as each individual seeks out a more convenient, seamless payment experience.
People are no longer happy to wait in line to hand over cash... read more
31st August 2018
Amazon has been sitting pretty as the undisputed global king of ecommerce for more than two decades, and the multinational’s bold move into the payments sector has been relatively smooth. Since its quiet launch in 2014, the Amazon Pay mobile wallet has established itself as a strong and reliable competitor in the mobile payments space.
... read more
28th August 2018
Although the technology is in its infancy, financial services are now experimenting with use cases for quantum computers. While the systems are expensive, few and far between, and much of the technology is still at experimental phase, organisations in financial markets are finding ways of getting ahead of the competition.
“A lot of... read more
24th August 2018
It is impossible to ignore the effect of today’s mobile world, particularly in the financial services sector. Customers are increasingly turning to their mobile devices to manage all aspects of their daily lives, including their finances. This ongoing shift in consumer behaviour is certainly being felt by financial institutions who are... read more
9th August 2018
First published on our sister site PaymentEye.
At the beginning of 2018, bobsguide readers may remember that we published our list of payment predictions, with particular focus on PSD2.
We’ve revisited those predictions to see if they’ve come to pass or altered course. And who better to speak to about the future of payments... read more