Retail Banking Systems Insights

Initially posited as organisations with the upper hand in the coronavirus pandemic, challenger banks could face difficulties ahead with a decline in lending volumes and possible drop in customers, yet the crisis will yield “winners and losers on both sides” of challengers and incumbent banks says Simon Kent, global head of financial... read more

The past 12 months has seen monumental change in the payments industry. In almost a domino effect, some of the market’s most notable names have announced landmark acquisitions which have quickly laid precedent for the future of payments. For instance, FIS, Global Payments and Fiserv have all announced acquisitions over $20bn, helping industry... read more

The scale of the problem has been demonstrated by the legislative activity of the European Parliament, which over the past five years has adopted three directives regarding anti-money laundering and terrorism financing. Complying with the directives is a particular challenge for banks, exposed to a three-fold risk in terms of money laundering... read more

At its meeting on March 12, the Governing Council of the ECB unleashed new, unconventional monetary policy measures to support the liquidity of banks and credit to households and businesses. The new package includes, among other things, changes to the current longer-term auctions (TLTROs) and introduces new weekly auctions (LTROs) to steer banks... read more

Trading floors at many of the world’s tier one banks will be reconsidering their view of risk in the face of the coronavirus pandemic according to fintech market participants. “In many ways the pandemic and the consequent market activity has delivered two simultaneous black swans: in parallel with the heightened market volatility,... read more

SEGRO is a UK Real Estate Investment Trust (REIT), and a leading owner, manager and developer of modern warehouses and light industrial property. It is the largest listed pan-European warehouse owner and developer. The group owns or manages eight million square metres of space (86 million square feet) valued at £12.2bn serving customers... read more

Incumbent banks may struggle to adapt to the impact of coronavirus as remote working and customer services falter. Commentators say these challenges could leave digital challengers with the advantage. “Do the existing banks, the traditional banks, struggle to allow their staff to work remotely compared to challengers? You may find that the... read more

Reports that 80 percent of capital markets participants said they would rather buy in a trading data integration solution, rather than build one in house, reflect the way banking IT is going, and this is a good thing. The findings, from a qualitative study undertaken by Inforalgo, are discussed in detail in the white paper, Buy vs build: The... read more

This year, technology will continue to be the main driver of disruption in the banking industry through the evolution of machine learning (ML), blockchain, quantum computing etc. as digital transformation is evolving the way banking is done, according to Deloitte’s study 2020 banking and capital markets outlook. Most banks still do not... read more