Retail Banking Systems Insights


ECB wants crypto alternative

30th September 2020

Company: bobsguide
Last week European Central Bank (ECB) president Christine Lagarde announced the central bank’s ambition to implement a digital euro. Lagarde’s statement shows the ECB is yet planning on staying ahead of big tech firms in the race for digital currencies, according to Paolo Ardoino, CTO at Bitfinex. “Tech giants are... read more

Harnessing alternative data in the fight against fraud

28th September 2020

The recent global crisis has set off a major fraud resurgence. With the world continuing its acceleration towards becoming digital-first, and with everything from work and transactions to entertainment and shopping happening online, potential attack vectors and opportunities are exponentially growing. The UK alone has seen a 66 percent rise in... read more

Fintechs show appetite for growth despite market anxieties

24th September 2020

Company: bobsguide
The pandemic and upcoming negotiations around Brexit are causing unprecedented uncertainty for fintech market participants, but many are still seeking to expand internationally, according to research conducted by Newfound, seen by bobsguide. The study – which was produced in July and surveyed 50 fintech executives - revealed that 68... read more

Redefining the future of finance

22nd September 2020

Company: Finastra
The impact of the pandemic has been felt around the world, and in so many ways. It has highlighted the need to counter some of the world’s problems and, in that respect, has increased the urgency to create better outcomes for society. We’ve witnessed an acceleration in digital transformation strategies, as institutions look to better... read more

Q&A: RTGS Global founder talks liquidity visibility for banks

17th September 2020

Company: bobsguide
With financial institutions around the world facing liquidity challenges during the pandemic, efficient settlements and liquidity visibility have moved to the top of bank’s priority list. Bobsguide spoke to Nick Ogden, founder of Worldpay, ClearBank and most recently RTGS Global – a cross-border liquidity network – about building... read more

US banks call for federal data sharing standards

10th September 2020

Company: bobsguide
Federal data protection standards must be created to allow open banking to take off in the US, said Abishek Gupta, head of BBVA Open Platform, BBVA during a Fintech Talents North America panel yesterday. “I agree there has to be some minimum standards across all of those principles to capture it all, and at the same time given how complex... read more

Banks to move from digital to invisible services

7th September 2020

Company: bobsguide
As the new generation of customers increasingly relies on tech, expectations from the services that banks offer are also expected to change – particularly as Gen-Z and millennials focus in on financial wellbeing. “Gen Z and new consumers in the marketplace want to put so much trust and faith in [artificial intelligence] (AI). We are... read more

Older generations overlooked in banks’ digitisation efforts

7th September 2020

Company: Entersekt
Until recently, there was reluctance amongst some to embrace digital banking. And then the coronavirus spread. The pandemic has made many more people move to digital channels out of necessity. In their push to stay relevant, most banks have concentrated their digitisation efforts on the requirements of Gen Z and Gen Y, a growing potential... read more

Accessibility emerges as a commercial differentiator

2nd September 2020

Company: Onfido
The global pandemic and lockdowns have compounded awareness of how technology enables consumers to stay connected to goods and services in a digital age. And companies are responding – according to a June study by IFS, 70 percent of firms globally are increasing or at least maintaining their digital transformation spend following the... read more