Insights

New findings from Adox Research has warned asset managers and investment banks that cloud deployed, insight-driven data management will become the mainstream model in two to five years time, leaving legacy on-premise solutions to collect dust. But the research conducted, which surveyed c-suite executives in 2018, found that the largest concern... read more

More and more, we conduct business online and through one or several digital identities, ranging from credentials issued from a single organization to a reusable, verified electronic identity. In a research report we conducted 72% of consumers interviewed wanted a digital-only onboarding process for new financial services. Coinciding with this... read more

“If you look at the leverage market let’s say ‘correction’, margins are higher now than they were six months ago,” says Dafydd Joyner, director of syndicated finance at ING bank. “There is not a huge amount of deals out there, you’ve got three or four deals out there. Whether they are a new issuer or an... read more

A breed of emergent vendors is aiming to break apart the oligarchy ruling the core banking space and disrupt a market which has been experiencing consolidation for a decade. Those in the market suggest that cloud-based platforms could see the pureplay core system business model “come to an end”. In 2014, Gartner listed 19 core... read more

In Asia Pacific (APAC) more than any other region, service quality will determine the depth and longevity of relationships between banks and clients in the near term. Sell-side firms in APAC are still building regional brands and expanding their product offerings. Their institutional customers are finding their comfort zone in terms of risk. Those... read more

Trilogue negotiations began last week to discuss EU supervision of the continent's central counterparty clearing houses (CCPs) and third-country CCPs. However, with European Parliament (EP) elections fast approaching, a spokesperson close to the negotiations says that there is considerable pressure to bring the discussions to a... read more

The global payments landscape is changing. Digital transformation, new collaborative approaches between banks, fintechs and payments providers, and a changing regulatory environment are just some of the overarching themes impacting the sector. In association with Western Union Business Solutions, bobsguide is researching and producing the... read more

Ever since early cave dwellers painted a visualisation of the world around them, humans have had a fundamental need to socialise and communicate with others, to transfer a common understanding of states past, present and future between them. Body language and the spoken word were the early protocols to achieve that transfer and understanding,... read more

Early on in my treasury consulting career, a new client approached me with what seemed to me a rather unusual request during their system implementation: “Could you please set up Deutsche Mark as one of our currencies?” I blinked. Deutsche Mark – the former German currency replaced by the euro in 2002? My confusion must have shown... read more

A spokesperson for challenger bank N26 believes that “traditional banks have historically charged hidden fees and higher rates”, unfairly affecting customers who may have “unknowingly or accidentally used the overdraft function”. In December, Financial Conduct Authority (FCA) chief executive Andre Bailey announced... read more