Insights

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Unresponsive bank APIs causing open banking challenges

26th January 2021

Company: bobsguide
Unreliable payment rails still pose a challenge for third party providers, according to Luke Massie, CEO of VibePay. Problems with the technical infrastructure of open banking is experienced “most weeks”, says Massie. The instability of the APIs creates friction, impacting negatively on consumers’ payment process. “If... read more
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Bobsguide Rankings 2020 announced

26th January 2021

Company: bobsguide
Each year, we ask the market to vote for those fintechs they believe stand out from the competition – those who have gone the extra mile in terms of development and servicing their clients. As well as sector specific categories, we ask the market to suggest those organisations that have demonstrated business attributes that have set them... read more
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Alternative tech costs spiking during crisis

25th January 2021

Company: ReconArt, Inc.
2020 will go down in history as a tumultuous year. We are in a defining period of time, challenging human ingenuity, perseverance, and priorities. Adapting to change can be painful and uneasy and it takes time to realise the opportunities for improvement it presents.   Businesses are compelled to face the reality of change and deal with it... read more
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Lockdown 3.0: The continued implications of remote trading

25th January 2021

With much of Europe and other global jurisdictions returning to yet another lockdown, we can be reasonably confident that markets will cope well this time around. The second lockdown coincided with the traditional end of the budgeting season and led to many firms shifting their priorities towards working from home and remote trading. This lockdown... read more
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UK challengers hinge profit hopes on banking licenses

21st January 2021

Company: bobsguide
In the beginning, digital challengers presented themselves as a kind of anti-bank proposition. This initially served them well, especially in the wake of the 2008 financial crisis - which eroded peoples’ confidence in high street lenders so severely that ten years on two thirds of Brits still do not trust banks, according to a YouGov poll. ... read more
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bobsguide Awards 2020: Winners announced

18th January 2021

Company: bobsguide
It's with great pleasure that we announce the 2020 bobsguide Awards. Given the levels of fluidity in markets and the increased rate of innovation required of the fintech community last year, the judges delayed many of the assessments as late as possible. Here, we have a comprehensive list of those organisations that... read more
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Bitcoin surge prompts new warnings from regulators

15th January 2021

Company: bobsguide
Regulators issued fresh warnings on investing in cryptocurrencies after Bitcoin skyrocketed to a new all-time high last week. The UK’s Financial Conduct Authority (FCA) cautioned consumers about the high risks involved in investing in cryptocurrencies. “Investing in cryptoassets, or investments and lending linked to them,... read more
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SEC charges against Ripple face criticism

14th January 2021

Company: bobsguide
The Securities and Exchange Commission’s (SEC) latest charges against Ripple Labs Inc shows the regulator’s ambition to further supervise ongoing developments in the crypto space. But while increased regulation is expected following cryptocurrencies’ recent developments, the SEC’s latest move is an attempt to curb... read more
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The #Lockdown3 challenge - how banks can help struggling retailers in 2021

12th January 2021

2020 was a year all of us are probably keen to forget. From an economic and business standpoint, the two extended periods of ‘lockdown’ delivered an unprecedented body blow across all commercial sectors. Hospitality and travel experienced an existential crisis, along with large swathes of retail suffering the most dramatic economic... read more
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What technologies should insurers bet on in 2021?

11th January 2021

Company: Comarch Finance
This is not a regular time - and, as Robert Frost said, "the best way out is always through”. Even now, insurers are following the path of technological progress, trying to keep up with the market. Many actions have already been taken, key trends are being implemented by the industry, so will 2021 bring about significant changes? Or can... read more