Industry Advocates Insights

Company leverage hit a ten-year high in January, with 48% of fund managers who took part in Bank of America Merrill Lynch’s market survey believing balance sheets are overleveraged. Normally bullish wealth managers remind investors that doing nothing can often be an effective strategy. At the beginning of February, the US Federal Reserve... read more

“If you look at the leverage market let’s say ‘correction’, margins are higher now than they were six months ago,” says Dafydd Joyner, director of syndicated finance at ING bank. “There is not a huge amount of deals out there, you’ve got three or four deals out there. Whether they are a new issuer or an... read more

European Union attempts to unite the continent’s anti-money laundering (AML) approach is unlikely, says Andrew Simpson, chief operation officer at CaseWare Analytics, as is the setting up of a centralised European AML regulatory body. “Within the EU there is a possibility that you will have some jurisdictions that will co-operate... read more

Historically, the mantra that many fintechs have clinged to despite possessing many features of traditional financial services is ‘we are not financial institutions’. The rationale behind that distinction is that during the sector’s infancy it was true, giving companies the space to innovate unconstrained and justified to... read more

The fintech community needs to have more female role models if it is to redress its diversity issues and inspire young women to attempt a career in technology, according to a panel at Fintech Connect in London this week. The 2017 Women in Fintech Powerlist revealed that 30% of the UK’s fintech workplace was female. The same study reported... read more

With the dust still settling on the latest crop of firms to comply with BCBS-IOSCO regulatory initial margin (IM) requirements, the spotlight turns on the much larger number of firms expected to fall in-scope in the remaining two phases: between 30 and 50 firms in Phase 4 (2019) and 750 to 1000 firms in Phase 5 (2020). Aware... read more

Bank fee analysis remains a topic that is mundane yet extremely vital for treasurers. Essentially, bank fee analysis involves taking a meticulous look at your current and future fee structure from the relationships you have with banks and attempting to mitigate fees where possible. Traditionally, it was executed manually by generating reports and... read more

The single biggest challenge for regtech adoption is reluctance to change culture, says Ben Richmond, founder and CEO of CUBE, the compliance firm. “It comes down to the fundamentals of sponsorship, and senior level leadership to drive transformation programs to look at the 15-20% of operating cost that is currently still on the rise... read more

This article was originally published on our sister site Global Treasurer. The Working Capital Summit, held jointly in San Francisco and Chicago in October, was a game-changer for the industry in more ways than one. As Taulia’s Matthew Stammers explains, “In Europe, there are lots of events for senior financial professionals... read more