Consultancy Insights

In the world of commerce, disruptive technology can make all the difference, but so often comes from simple idea, and usually one borne out of necessity. Caxton’s printing press was based on the need to produce larger quantities of written material to the court. The automobile was an attempt to support greater workforce mobility to the... read more

Small businesses are still struggling to figure out the implications of Brexit and will have a “desperate need for support”, says Pamela Novoa Ralli Sage’s vice president, product. “We fundamentally believe that Brexit will have an impact on our customers, probably much bigger than the impact something like GDPR had.... read more

A new report has found that only 1 in 10 fintech startups succeed, with seed/angel investment dropping by 57% between 2010 and 2017. In 2010 average seed funding was $6.84m, a figure that fell to just $3m despite total funding rising from $205.3m to $851m, reinforcing the growing competition in the fintech market. The report also... read more

A lack of clarity over the potential products and services spawning from the open banking revolution will make it difficult for the industry to prepare for how the market will change. “I don’t think there’s anyone that can tell you what kind of services will be delivered off the back of these APIs,” says Nick White, vice... read more

Cloud, namely VDI, is one of the fastest growing solutions as CIOs quickly realise that the vast improvements in security and underlying infrastructure are paving the way to greater efficiency, reduced IT spend, and greater scalability. In 2018, we continue to see maturing cloud technology accepted into mainstream enterprise operations.  ... read more

Volker Abel - Senior Manager, zeb Frankfurt, Martin Hluze - Manager, Office Vienna, Benjamin Banner - Senior Consultant, Office Munich, Fiammetta Rubinacci - Senior Consultant, Office Zurich  The regulatory treadmill of the banking industry European banks have been affected by comprehensive... read more

We have previously discussed how marketing channel optimisation is contingent on two processes; data integration and attribution. The first article, on data integration, covered the importance of tracking, stitching and integrating customer data from the entire end-to-end customer journey in order to produce a granular single customer view. The... read more

How business intelligence is revolutionising banking Ilan Hertz, Head of digital marketing at Sisense In the early 1990's, the increasing popularity of automated teller machines (ATM's) revolutionised banking, lowering the number of tellers required for each branch and allowing thousands of new branches to be opened as a result. ... read more

So far in the bob’s guide to treasury management systems series, we’ve looked at how organisations can determine whether they need a TMS, the kinds of systems that are available, and what treasury professionals should consider before making their selection. Now it’s time for the nitty gritty – implementation. As... read more