Credit Agricole turns to ACI Worldwide to update its cards and payments

25 June 2012

Credit Agricole Cards and Payments (CAC&P) is working with ACI Worldwide to update its infrastructure. The latest installation in this on-going project which has been running since 2009 is the introduction of an international switch, enabling CAC&P to route its clients’ payments directly to MasterCard, without going through the national switch in France.

The French headquartered cards and payment unit processes all of the payments business of Credit Agricole and has been using ACI since 2009 as part of a project to update the company’s infrastructure and improve the scalability and reliability of one of Europe’s biggest banks, including its large network of ATMs.

The core technology installed as part of the project is ACI’s Base 24-eps payments engine, running on IBM Power 770 systems. The core banking software has enabled the bank to begin supporting customers internationally and means that the transaction authorisations for the 30 million cards issued by the various CA institutions can now be handled centrally.

The first phase of the technology overhaul was the creation of a vendor-independent ATM acquiring solution to support CA’s network of 22,000 ATMs. This latest MasterCard switch phase is expected to deliver significant cost savings and is important because CA is MasterCard’s largest customer in France.

By Neil Ainger

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