Union State Bank of Fargo Chooses Andera's oFlows Platform for Account Opening and Lending

Providence, RI - 6 December 2012

First Totally Paperless Platform Meets the Needs of Technology-Savvy Mobile Users

Andera, a financial software company that simplifies account opening and lending for banks and credit unions, announced that Union State Bank of Fargo has chosen the oFlows multi-channel platform for account opening and lending.

Founded in 1973 at the West Acres Shopping Center in Fargo, North Dakota, Union State Bank has a history of innovation in service to individual customers and local businesses. It was the first "hometown bank" to introduce fully interactive internet banking services; more recently, Union State added the latest in on-line banking and cash management tools.

"For a bank like Union State, the loyalty of our customers and a continued growth in market share are both essential. We're always seeking to meet the needs and preferences of our current customers and of businesses and individuals that we don't yet serve. The new oFlows platform from Andera gives us the ability to originate and deliver our products and services through the mobile channel. We can join our customers in taking advantage of all the conveniences and benefits of fully automated, paperless mobile banking," said Union State Director of Operations Lane Huseby.

"The oFlows platform gives Union State Bank another powerful weapon in its arsenal: the ability to serve depositors and borrowers wherever they may be. Their customers are seeking convenient, self-directed channels of access - including tablets and mobile devices - to products and services," stated Andera CEO Charlie Kroll.

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