Lenders are being urged by federal and state officials to stump up a multi-billion dollar deal to make up for the debacle, which centres upon a number of irregularities associated with foreclosing homes around the US.
However, the Wall Street Journal reports that Wells Fargo & Co - which has been operating for more than 150 years - does not feel it needs to pay as much as JPMorgan Chase and Bank of America Corporation.
Paul Miller, a banking analyst with FBR Capital Markets, said it is of greater importance that the institutions are seen to finalise the agreement, rather than focusing on aspects of it.
"As time goes on, banks will lose the PR battle. They need to get everything behind them," he added.
The disputes mean a resolution has been delayed well past the mid-June target earlier set by officials.
By Tony Aynsley