Leading Financial Institution Implements Migration Metrics - Risk Migration Analysis System

CHICAGO, IL – January 23, 2006 – Migration Metrics today announced the successful implementation of its Risk Migration Analysis system at a 15 billion dollar financial institution headquartered in Greenville, South Carolina. The company plans to use the system as a key part of its credit quality management program for commercial and consumer loans.

"The Risk Migration Analysis system will enhance this bank’s ability to recognize credit trends, identify concentration risk and forecast reserve requirements with greater speed and accuracy", said Glenn Bailey, Managing Principal at Migration Metrics. "We are confident that the system will help them satisfy increasingly stringent regulatory requirements while providing new insights and opportunities within their credit portfolio."

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