TOYOTA LIVE WITH ATOM FROM FINANCIAL SCIENCES

Money Market Trading supports increased volume of new direct issuance short-term funding program

JERSEY CITY, NJ, June 10, 2004 – Financial Sciences Corporation, Inc., a leading developer of enterprise financial systems, today announced that Toyota Motor Credit Corporation, the financing unit of Toyota Motor Corporation in the United States and one of the top 10 direct issuers of commercial paper, has licensed and installed ATOM Money Market Trading, Financial Sciences’ comprehensive global processing system for issuers of commercial paper and other money market securities. Toyota Motor Credit Corporation, which previously placed its commercial paper through dealers, is using ATOM Money Market Trading to support its new direct $8 billion issuance program.

"Going from a dealer-based to a direct commercial paper program required a proven and robust software solution," said Jeff Carter, Director of Short-Term Markets for Toyota Motor Credit Corporation. "Not only can ATOM Money Market Trading handle the increase in volume typically resulting from direct issuance, but the system’s interfaces to our Issuing/Paying Agent, general ledger software, Bloomberg, Reuters and other electronic trading platforms provide the data integrity and accuracy of account information that enable us to better serve our growing investor base."

ATOM Money Market Trading automates the administration of money market debt instruments and structures throughout the trade lifecycle -- from funding to maturity. It is a comprehensive, flexible system that supports both direct and dealer-placed money-market programs including commercial paper.

"Financial Sciences is the provider of choice for six out of the top 10 largest non-bank direct issuers of short-term debt. We leveraged our market knowledge and product functionality in this area to implement Toyota in a very short time-frame," said Alf Newlin, Managing Director and co-owner of Financial Sciences Corporation. "It has been a privilege working with Toyota and we are delighted to play an important role in assisting them meet their short-term funding objectives."

Jeff Carter concludes, "The experience and can-do attitude that the Financial Sciences team brought to the table were instrumental in successfully deploying ATOM according to Toyota’s technical philosophy. Financial Sciences has been an eager and responsive partner."

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