ALS Business Intelligence provides automated account management and proactive customer care for the life of a loan by offering flexible, on-demand information, analysis and reporting of the loan for the entire life cycle of the loan from origination until it is paid off. It incorporates an integrated business and data model that monitors key performance indicators such as revenue management, planning, risk management, credit and marketing. ALS Business Intelligence also incorporates other source systems such as treasury and credit risk to provide a comprehensive real-time decision support environment.
"ALS Business Intelligence enables lending, credit and portfolio management executives and analysts to intuitively access and analyze their data so they can more easily address their organizationsâ strategies for asset/revenue growth, risk management and customer relationships," said Richard Levy, president of Fidelity Information Servicesâ lending group. "Derived from an already proven business intelligence suite used by Fidelityâs large commercial lending clients, ALS Business Intelligence brings to retail lending the same ability to maintain a comprehensive view of the business that was previously available only for largest commercial lending institutions."
Six of the top 10 and 28 of the top 50 U.S. banks use Fidelityâs ALS software solutions for retail lending. The ALS products are available to clients via a software licensing agreement, or with Fidelity as the Application Service Provider.