Through this wireless interface, IRIS users can present clients with illustrations and quotes virtually anywhere outside the office in real-time. This mobile device technology utilizes XML and the industry Accord Standard XMLife and TXLife transactions to communicate to the web based calculation engine. All calculations and product information reside on the web server and transmit to the mobile device generating product information that can be presented to the client. The user also has the capability to email the fully compliant illustration to anyone anywhere in PDF format. The end result is a simple, quick quote which serves as an invaluable sales tool for financial products such as universal, term, whole, and variable life, long term care, disability insurance, annuities and mutual funds.