Mosaic Software Appoints New Business Manager for Mobile Sector

Experienced Mobile Industry Figure Leads Drive into the Mobile Payments Market

London, 21 August 2002 – Mosaic Software, the global transaction processing software provider, today announced the appointment of Robert Frost as their New Business Manager for the Mobile Cellular Operator sector, focussed on the European and Middle East markets.

Robert Frost brings with him 11 years experience in secure data communications that includes 5 years at the centre of international pre-paid cellular markets. This expertise is vital for Mosaic Software as the company continues its expansion into Europe and into the mobile payments market assisted by the recently announced relationship with SmartTrust. Robert has previously held
management and business development roles at a number of companies including Securicor Telecommunications, Nynex, PSINet-TNS, The Caudwell Group and E-Commercell. Of particular relevance to Mosaic Software is Robert’s experience in successfully launching prepay products in over 22 countries across the world.

Mosaic Software provides key solutions for mobile operators, in particular Postilion for Over The Air (OTA)recharge, a product developed conjunction with
SmartTrust. Postilion for OTA recharge enables operators to automate their existing prepayment processes and offer their own customers instantaneous online prepaid top-up using their own mobile phones. The flexibility of the
Postilion transaction platform allows an operator to further extend this to services around ATMs, Point of Sale systems and the Internet. Mobile customers at Mosaic Software include MTN, Polfon, Vodacom and Telkom as well as a large number of processing bureaus providing prepaid services to the mobile operators including PayPoint, Go!Mobile and TNS.

"Postilion is a product that brings maximum flexibility and speed of delivery to any mobile operator of any size and has a very significant role to play in the future development of over the air, mobile based transactions. I am very excited about the speed of change this will bring about in the industry," commented Robert Frost, as he discussed his reasons for joining Mosaic Software.

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