Michael McCaw

Michael McCaw is the editor at bobsguide. Previously, he was the commodities editor at Risk, editor at Energy Risk and managing editor at Petroleum Economist. He has an MBA in risk management.

Latest content from Michael McCaw

Kalifa, Crosswell: UK must harness and develop resources
Banking

Kalifa, Crosswell: UK must harness and develop resources

3m | By Michael McCaw, Editor

Kalifa, Crosswell: UK must harness and develop res...

The UK government must prioritise the protection and expansion of the country’s fintech markets, according to Ron Kalifa and Charlotte Crosswell, co-a...

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bobsguide Awards 2020: Winners announced
Treasury

bobsguide Awards 2020: Winners announced

6m | By Michael McCaw, Editor

bobsguide Awards 2020: Winners announced

It’s with great pleasure that we announce the 2020 bobsguide Awards. Given the levels of fluidity in markets and the increased rate of innovatio...

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Retail banks can no longer afford tech mistakes
Banking

Retail banks can no longer afford tech mistakes

12m | By Michael McCaw, Editor

Retail banks can no longer afford tech mistakes

Incumbent retail banks who have not yet developed a progressive digital strategy face significant cost pressures in the coming years, according to ind...

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Firms look to better cash management capabilities
Treasury

Firms look to better cash management capabilities

1y | By Michael McCaw, Editor

Firms look to better cash management capabilities

Uncertainty around Brexit, oil wars and America’s multiple trade disputes have been complicating firms’ ability to manage cash flows and p...

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Bank trading floors reassess risks and controls
Banking

Bank trading floors reassess risks and controls

1y | By Michael McCaw, Editor

Bank trading floors reassess risks and controls

Trading floors at many of the world’s tier one banks will be reconsidering their view of risk in the face of the coronavirus pandemic according ...

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COVID-19: our action plan
Accounting

COVID-19: our action plan

1y | By Michael McCaw, Editor

COVID-19: our action plan

Dear reader, As the coronavirus pandemic spreads, we continue to hear and read unsettling stories from around the globe. At bobsguide, we recognise th...

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Vote now for the 2020 bobsguide Fintech Influencers

Vote now for the 2020 bobsguide Fintech Influencers

2y | By Michael McCaw, Editor

Vote now for the 2020 bobsguide Fintech Influencer...

Which individual do you think is really driving the fintech agenda in your organisation? Or perhaps you’ve been dealing with someone externally ...

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Q&A: Habito CTO on the new mortgage market
Banking

Q&A: Habito CTO on the new mortgage market

2y | By Michael McCaw, Editor

Q&A: Habito CTO on the new mortgage market

Over the past few years the mortgage market has grown increasingly complex, leading to the growth of broker websites that aim to help consumers make i...

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Report: Pressure on retail banktech as relations change
Insurance

Report: Pressure on retail banktech as relations change

2y | By Michael McCaw, Editor

Report: Pressure on retail banktech as relations c...

Over the past year credit risk has accumulated across portfolios, volatility in market rates has led to increased levels of interest rate risk, and yi...

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Q&A: Currencycloud CTO on market choice, AML, and real-time payments
Trading & brokering

Q&A: Currencycloud CTO on market choice, AML, and real-time payments

2y | By Michael McCaw, Editor

Q&A: Currencycloud CTO on market choice, AML, and ...

Ed Addario was appointed Currencycloud’s chief technology officer in December 2016. Since then, technological advances across payments have ramp...

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Q&A: Thought Machine CTO on agility, legacy systems, and cloud management
Insurance

Q&A: Thought Machine CTO on agility, legacy systems, and cloud management

2y | By Michael McCaw, Editor

Q&A: Thought Machine CTO on agility, legacy system...

Previously a senior software engineer at Google, William Montgomery brought unique insights into developing large scale cloud infrastructure with him ...

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Report: Race on for CCPA compliance
Insurance

Report: Race on for CCPA compliance

2y | By Michael McCaw, Editor

Report: Race on for CCPA compliance

With the California Consumer Privacy Act (CCPA) going into effect on January 1, firms with activities in the world’s fifth largest economy ...

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Identity intelligence and biometrics key to fraud prevention
Insurance

Identity intelligence and biometrics key to fraud prevention

2y | By Michael McCaw, Editor

Identity intelligence and biometrics key to fraud ...

Utilising digital identity intelligence and behavioural biometrics on top of a multilayer approach to detecting and preventing fraud could be crucial ...

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JP Morgan head of analytics and data: Change required before banks embrace AI
Banking

JP Morgan head of analytics and data: Change required before banks embrace AI

2y | By Michael McCaw, Editor

JP Morgan head of analytics and data: Change requi...

Banks need to address a cultural shift in order to make the best use of artificial intelligence (AI), according to Samik Chandarana, head data and ana...

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Centralised database “the next step” in biometrics
Insurance

Centralised database “the next step” in biometrics

2y | By Michael McCaw, Editor

Centralised database “the next step” in biometrics

A centralised biometrics storage entity will develop in the near future, but questions are being raised over what that entity would look like, how to ...

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Baas choice critical for early stage fintechs
Banking

Baas choice critical for early stage fintechs

2y | By Michael McCaw, Editor

Baas choice critical for early stage fintechs

Making the right choice of banking as a service (baas) provider is critical for start up and early stage fintechs, according to Kristen Tyrrell A...

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PayPal CEO: Parts of capitalism are broken
Banking

PayPal CEO: Parts of capitalism are broken

2y | By Michael McCaw, Editor

PayPal CEO: Parts of capitalism are broken

Problems sit at the core of modern day market dynamics, according to Dan Schulman, president and CEO of PayPal. “It is broken in certain areas&h...

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Robust governance procedures key to bank-vendor relationship
Banking

Robust governance procedures key to bank-vendor relationship

2y | By Michael McCaw, Editor

Robust governance procedures key to bank-vendor re...

“We put in place rigorous governance mechanisms, we agreed with Finastra what the governance mechanism would be like and we then started to exec...

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Voting opens for the bobsguide Software Rankings 2019
Trading & brokering

Voting opens for the bobsguide Software Rankings 2019

2y | By Michael McCaw, Editor

Voting opens for the bobsguide Software Rankings 2...

Voting is now open for the 2019 bobsguide Software Rankings.  Each year we ask those within financial services to vote for technology firms ...

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Upgrading banking systems: A Finastra/HBL case study
Trading & brokering

Upgrading banking systems: A Finastra/HBL case study

2y | By Michael McCaw, Editor

Upgrading banking systems: A Finastra/HBL case stu...

The relationship between a bank and its fintech partners is one that needs gentle management, on both parts, as well as regular review. Throughout imp...

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Video: Treasury's great disruptors
Treasury

Video: Treasury's great disruptors

2y | By Michael McCaw, Editor

Video: Treasury's great disruptors

The influx of regulations over the past few years – from Emir, Mifid II, Mifir in the EU, and Dodd-frank in the US – has put significant p...

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Hurdles in real-time payments despite accelerated uptake
Banking

Hurdles in real-time payments despite accelerated uptake

2y | By Michael McCaw, Editor

Hurdles in real-time payments despite accelerated ...

Adoption of real-time payments has been picking up recently, according to a recent report by FIS, but not without barriers. Research by the payments g...

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Ripple builds liquidity capabilities
Banking

Ripple builds liquidity capabilities

2y | By Michael McCaw, Editor

Ripple builds liquidity capabilities

US-based Ripple is ramping up its instant liquidity capabilities in a bid to stand out in the increasingly competitive cross-border payments sphere, a...

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Delatinne: RippleNet clients' exposure to XRP fluctuations minimal
Banking

Delatinne: RippleNet clients' exposure to XRP fluctuations minimal

2y | By Michael McCaw, Editor

Delatinne: RippleNet clients' exposure to XRP fluc...

Ripple customers looking to utilise the firm’s on-demand liquidity capabilities are not impacted by fluctuations in the company’s crypto a...

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Fraud a natural fit for AI applications
Banking

Fraud a natural fit for AI applications

2y | By Michael McCaw, Editor

Fraud a natural fit for AI applications

Detection of fraudulent activity in the payments world is the perfect place for artificial intelligence to blossom, according to Riteesh Singh, senior...

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Standard Bank’s Thatiah: Corporate client-driven APIs at heart of transformation
Banking

Standard Bank’s Thatiah: Corporate client-driven APIs at heart of transformation

2y | By Michael McCaw, Editor

Standard Bank’s Thatiah: Corporate client-driven A...

API-enabled corporates have driven the transformation of Standard Bank, according to Dushen Thatiah, head of trade and cash management. “The nee...

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HPE’s Armstrong-Barnes: Fraud detection and prevention becoming “significantly more problematic”
Banking

HPE’s Armstrong-Barnes: Fraud detection and prevention becoming “significantly more problematic”

2y | By Michael McCaw, Editor

HPE’s Armstrong-Barnes: Fraud detection and preven...

Banks and financial institutions are having to cope with increasingly more onerous fraud threats, according to Hewlett Packard Enterprise’s chie...

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Video: Financials embracing cloud benefits
Asset management

Video: Financials embracing cloud benefits

2y | By Michael McCaw, Editor

Video: Financials embracing cloud benefits

“Financial institutions – and in general large corporations – are more willing to accept cloud solutions and little by little they a...

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Goldman Sachs, Bloomberg streamline analytics for algo future
Banking

Goldman Sachs, Bloomberg streamline analytics for algo future

2y | By Michael McCaw, Editor

Goldman Sachs, Bloomberg streamline analytics for ...

Bloomberg’s launch of a new analytics hosting service for algorithmic orders on FXGO rationalises the trade workflow as market participants look...

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Libor fallback language management causing unrest
Banking

Libor fallback language management causing unrest

2y | By Michael McCaw, Editor

Libor fallback language management causing unrest

The negotiation of bespoke fallback clauses as firms weave their way through the transition from Libor presents a huge task, despite work by regulator...

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Risk fears dispelled by fintechs as trade bodies welcome Volcker amendment
Banking

Risk fears dispelled by fintechs as trade bodies welcome Volcker amendment

2y | By Michael McCaw, Editor

Risk fears dispelled by fintechs as trade bodies w...

Suggestions that the amendment to the Volcker rule will increase systematic risk have been cast aside by fintechs as trade associations and lobby grou...

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Revolut targets business banking market
Banking

Revolut targets business banking market

2y | By Michael McCaw, Editor

Revolut targets business banking market

Following the launch of its expenses management tool last week James Gibson, senior product owner of Revolut confirms the bank is pivoting more to the...

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Q&A: CME’s Blu Putnam on reconstructing the order book, rate cuts and slowdowns
Treasury

Q&A: CME’s Blu Putnam on reconstructing the order book, rate cuts and slowdowns

2y | By Michael McCaw, Editor

Q&A: CME’s Blu Putnam on reconstructing the order ...

For traders, billions of data points have become available over the past few years – useful in the search for arbitrage only when the appropriat...

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Ed comment: Economic headwinds batter, but will regtech bail markets out?
Trading & brokering

Ed comment: Economic headwinds batter, but will regtech bail markets out?

2y | By Michael McCaw, Editor

Ed comment: Economic headwinds batter, but will re...

“This is the beginning of de-globalization and balkanization of the global economy and de-coupling between the US and China,” said economi...

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FIS looks for scale in Worldpay deal
Payments

FIS looks for scale in Worldpay deal

2y | By Michael McCaw, Editor

FIS looks for scale in Worldpay deal

The announcement of the closure of FIS’s acquisition of Worldpay last week is part of a continual expansion strategy into new markets and opport...

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Q&A: moneycorp US CEO Bob Dowd
Payments

Q&A: moneycorp US CEO Bob Dowd

2y | By Michael McCaw, Editor

Q&A: moneycorp US CEO Bob Dowd

Foreign exchange and payments firms have upped their game significantly in recent years, with a handful of big players diversifying and looking for ne...

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TMS providers struggling with corporate change
Banking

TMS providers struggling with corporate change

2y | By Michael McCaw, Editor

TMS providers struggling with corporate change

The market for treasury management solutions has changed dramatically over the course of the past few years. From technological advances – such ...

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Risk management: new challenges, opportunities, and software
Trading & brokering

Risk management: new challenges, opportunities, and software

2y | By Michael McCaw, Editor

Risk management: new challenges, opportunities, an...

Over the past few decades, the way banks, financial institutions and corporates have approached risk management has changed seismically. While risk ma...

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Q&A: OakNorth CEO on hiring, growth, and preparing for a downturn
Banking

Q&A: OakNorth CEO on hiring, growth, and preparing for a downturn

2y | By Michael McCaw, Editor

Q&A: OakNorth CEO on hiring, growth, and preparing...

OakNorth CEO and co-founder Rishi Khosla speaks to bobsguide.  What drove you to create OakNorth? Joel and I started our first business in o...

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Citi’s Fenwick: Cost of compliance hitting banking
Banking

Citi’s Fenwick: Cost of compliance hitting banking

2y | By Michael McCaw, Editor

Citi’s Fenwick: Cost of compliance hitting banking

The cost of regulatory compliance for international banks has become too burdensome and has started to impact the market, according to Anthony Fenwick...

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OakNorth CEO: Defaults and downturn inevitable
Banking

OakNorth CEO: Defaults and downturn inevitable

2y | By Michael McCaw, Editor

OakNorth CEO: Defaults and downturn inevitable

Small and medium sized enterprise (SME) lenders can expect defaults and losses as they aren’t fully prepared for a downturn, according to OakNor...

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Treasury tech buying process set for review
Banking

Treasury tech buying process set for review

2y | By Michael McCaw, Editor

Treasury tech buying process set for review

Tech stack build decisions at banks and financial institutions are becoming increasingly more complex, with more vendors providing different types of ...

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Mifid crackdowns can be smoothed with software enhancements
Trading & brokering

Mifid crackdowns can be smoothed with software enhancements

2y | By Michael McCaw, Editor

Mifid crackdowns can be smoothed with software enh...

With historic fines being levied for breaches of the Markets in Financial Instruments Directive (Mifid) and national conduct authorities (NCAs) sugges...

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Merchants unprepared for SCA
Banking

Merchants unprepared for SCA

2y | By Michael McCaw, Editor

Merchants unprepared for SCA

As many as 25% of Europe’s online merchants are unaware of strong customer authentication (SCA) requirements, due to come into force in Septembe...

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Rise in alternative data sparks demand for drag and drop integration tools
Asset management

Rise in alternative data sparks demand for drag and drop integration tools

2y | By Michael McCaw, Editor

Rise in alternative data sparks demand for drag an...

While integrating data has long presented challenges for firms, the significant rise in alternative credit data has led to an even greater need for fa...

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Europe sets out fintech stall to face economic headwinds
Insurance

Europe sets out fintech stall to face economic headwinds

2y | By Michael McCaw, Editor

Europe sets out fintech stall to face economic hea...

Company leverage hit a ten-year high in January, with 48% of fund managers who took part in Bank of America Merrill Lynch’s market survey believ...

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Report: Fintech hubs and governments vie for post-Brexit market share
Banking

Report: Fintech hubs and governments vie for post-Brexit market share

3y | By Michael McCaw, Editor

Report: Fintech hubs and governments vie for post-...

In the first half of 2018 the UK received record levels of investment in the fintech sector – with over $16bn investment, according to KPMG. Tha...

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What factors are reshaping global payments?
Banking

What factors are reshaping global payments?

3y | By Michael McCaw, Editor

What factors are reshaping global payments?

The global payments landscape is changing. Digital transformation, new collaborative approaches between banks, fintechs and payments providers, and a ...

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Transparent project management key to successful treasury implementation
Banking

Transparent project management key to successful treasury implementation

3y | By Michael McCaw, Editor

Transparent project management key to successful t...

Project management proved a key factor in the timely implementation of a new treasury management system at Douglas, a Germany-based perfumery and reta...

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Regulatory divergence and presence of fraud causing pain within payments
Trading & brokering

Regulatory divergence and presence of fraud causing pain within payments

3y | By Michael McCaw, Editor

Regulatory divergence and presence of fraud causin...

Multijurisdictional regulations and the increase in fraud within payments have created a difficult environment for payments providers, says Zac Cohen,...

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Slow progress in research market sees pre-Mifid conduct continue
Asset management

Slow progress in research market sees pre-Mifid conduct continue

3y | By Michael McCaw, Editor

Slow progress in research market sees pre-Mifid co...

Despite significant rules designed to unbundle research costs within the asset management industry – which came into force under the second Mark...

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Overcoming the challenges of enabling e-money programmes | fintech podcast
Insurance

Overcoming the challenges of enabling e-money programmes | fintech podcast

3y | By Michael McCaw, Editor

Overcoming the challenges of enabling e-money prog...

In this Fintalk podcast, Transact Payments, W2 Global Data and Global Processing Services (GPS) discuss the challenges of launching a prepaid e-money ...

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2019: market turmoil to drive fintech demand
Banking

2019: market turmoil to drive fintech demand

3y | By Michael McCaw, Editor

2019: market turmoil to drive fintech demand

If a number of economic indicators are to no longer be ignored, financial markets are not far off a sharp correction, followed by a deep and lasting d...

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bobsguide Software Rankings 2018 winners announced!
Asset management

bobsguide Software Rankings 2018 winners announced!

3y | By Michael McCaw, Editor

bobsguide Software Rankings 2018 winners announced...

We asked market participants to vote for their top fintech software providers for the year, and they obliged: the bobsguide 2018 Software Rankings vot...

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Selecting the right data management platform
Insurance

Selecting the right data management platform

3y | By Michael McCaw, Editor

Selecting the right data management platform

As more market participants realize how essential strong data governance is over the past few years, the market for enterprise data management (EDM) s...

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Insurers identifying AI applications “across the value chain”
Insurance

Insurers identifying AI applications “across the value chain”

3y | By Michael McCaw, Editor

Insurers identifying AI applications “across the v...

The insurance market is fully embracing artificial intelligence (AI) in a bid to drive cost efficiencies, according to Craig Beattie, senior analyst a...

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UK insurers must deal with “lack of trust”
Banking

UK insurers must deal with “lack of trust”

3y | By Michael McCaw, Editor

UK insurers must deal with “lack of trust”

The insurance market is “tough” and the product “isn’t loved in anyway shape or form”, according to Matt Poll, CEO of Ne...

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In the FCA’s back end: processing 31 million Mifid II transactions daily
Insurance

In the FCA’s back end: processing 31 million Mifid II transactions daily

3y | By Michael McCaw, Editor

In the FCA’s back end: processing 31 million Mifid...

The run up to the second Markets in Financial Instruments Directive (Mifid II), which came into force on January 3 this year, posed challenges for all...

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US CAT roll-out could lead to market playing catch-up
Trading & brokering

US CAT roll-out could lead to market playing catch-up

3y | By Michael McCaw, Editor

US CAT roll-out could lead to market playing catch...

The US Securities and Exchange Commission (SEC)’s mandated consolidated audit trail (CAT) will be a test for market participants, when its phase...

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Firms utilising risk-based approach to deal with Mifid compliance
Banking

Firms utilising risk-based approach to deal with Mifid compliance

3y | By Michael McCaw, Editor

Firms utilising risk-based approach to deal with M...

Many firms have turned to a risk-based approach in assessing compliance capabilities to fall in line with the Markets in Financial Instruments Directi...

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Bloomberg’s Tonin outlines blockchain’s three critical applications
Banking

Bloomberg’s Tonin outlines blockchain’s three critical applications

3y | By Michael McCaw, Editor

Bloomberg’s Tonin outlines blockchain’s three crit...

There is a small handful of primary use cases for blockchain technology, according to Francesco Tonin, FX market specialist, Bloomberg speaking at an ...

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Robotics “just one pillar” of American Express’s treasury automation strategy
Insurance

Robotics “just one pillar” of American Express’s treasury automation strategy

3y | By Michael McCaw, Editor

Robotics “just one pillar” of American Express’s t...

Robotic Process Automation (RPA) is just one element of American Express’s treasury move to automation, the company’s vice president, paym...

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Goldman’s US head of liquidity solutions: 2018 has been good for treasurers
Banking

Goldman’s US head of liquidity solutions: 2018 has been good for treasurers

3y | By Michael McCaw, Editor

Goldman’s US head of liquidity solutions: 2018 has...

This year has been the best environment for treasurers in the US since the global financial crisis, according to Dave Fishman, managing director and h...

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Treasury management does not need “bells and whistles”
Banking

Treasury management does not need “bells and whistles”

3y | By Michael McCaw, Editor

Treasury management does not need “bells and whist...

The software market serving treasury managers requires fundamental change rather than many “flashy” offerings currently being provided by ...

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US retail banking: Gap growing between giants and community players
Banking

US retail banking: Gap growing between giants and community players

3y | By Michael McCaw, Editor

US retail banking: Gap growing between giants and ...

The gap between the product and service offerings of the US’s biggest retail banks and its smaller community players is set to become much more ...

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Ignore the Nasdaq: confidence high in fintech
Banking

Ignore the Nasdaq: confidence high in fintech

3y | By Michael McCaw, Editor

Ignore the Nasdaq: confidence high in fintech

“I’m not worried about the recent blips,” said an investment banker who asked not to be named, on the sidelines of last week’s...

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Crisis impact lingers in banks' payment considerations
Banking

Crisis impact lingers in banks' payment considerations

3y | By Michael McCaw, Editor

Crisis impact lingers in banks' payment considerat...

The credit crisis that tore apart the banking sector has had a lasting impact on the way the industry works with third parties, particularly within th...

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Insurance incumbents going through “Janus moment” despite rigid structures
Banking

Insurance incumbents going through “Janus moment” despite rigid structures

3y | By Michael McCaw, Editor

Insurance incumbents going through “Janus moment” ...

The real-time underwriting space provides a great opportunity for insurance market participants, an audience at this year’s Money2020 conference...

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AI to reshape rather than replace finance workforce
Banking

AI to reshape rather than replace finance workforce

3y | By Michael McCaw, Editor

AI to reshape rather than replace finance workforc...

The job market within the financial service sector is set for a significant shift as the revolution in artificial intelligence (AI) reshapes processes...

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US states to proactively regulate fintech market
Banking

US states to proactively regulate fintech market

3y | By Michael McCaw, Editor

US states to proactively regulate fintech market

State regulators are to take a more hands-on approach to regulating and engaging with financial technology developments, according to Chris Camacho, p...

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Wealth managers face “digital emergency”
Asset management

Wealth managers face “digital emergency”

3y | By Michael McCaw, Editor

Wealth managers face “digital emergency”

The wealth management industry is struggling with a changing customer demographic in which a new generation of tech-savvy clients have higher expectat...

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SFTR report: firms preparing for a "tsunami of data"
Banking

SFTR report: firms preparing for a "tsunami of data"

3y | By Michael McCaw, Editor

SFTR report: firms preparing for a "tsunami of dat...

When the Financial Stability Board (FSB) published its guidelines to national and regional regulators to encourage greater oversight into financial ma...

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“Lack of skilled developers” may have led to Equifax breach
Asset management

“Lack of skilled developers” may have led to Equifax breach

3y | By Michael McCaw, Editor

“Lack of skilled developers” may have led to Equif...

A market-wide lack of skilled developers could be the reason why hacks such as that which led to consumer reporting agency Equifax being fined by the ...

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Forward-looking banks go to market for fintech elevation
Banking

Forward-looking banks go to market for fintech elevation

3y | By Michael McCaw, Editor

Forward-looking banks go to market for fintech ele...

“There’s a reluctance,” said Hans Tesselaar, executive director of the Banking Industry Architecture Network (Bian), when asked abou...

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Banking report: industry embraces AI
Banking

Banking report: industry embraces AI

3y | By Michael McCaw, Editor

Banking report: industry embraces AI

Across financial services artificial intelligence (AI) is no longer the stuff of the future. It has been embraced by banks supported by third party fi...

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No place for lookalike sites as insurtech drives market
Insurance

No place for lookalike sites as insurtech drives market

3y | By Michael McCaw, Editor

No place for lookalike sites as insurtech drives m...

The fragmentation of traditional insurance markets and concerns around the profitability of underwriting has led insurance providers and online compar...

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Quantum computing “ideal for portfolio optimisation”
Banking

Quantum computing “ideal for portfolio optimisation”

3y | By Michael McCaw, Editor

Quantum computing “ideal for portfolio optimisatio...

Although the technology is in its infancy, financial services are now experimenting with use cases for quantum computers. While the systems are expens...

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US OCC fintech charter to change banking landscape
Banking

US OCC fintech charter to change banking landscape

3y | By Michael McCaw, Editor

US OCC fintech charter to change banking landscape

The new ruling that will see the US Office of the Comptroller of the Currency (OCC) begin accepting national charter applications from fintech firms &...

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More than three quarters of Asia-Pacific firms fear regulatory risk
Banking

More than three quarters of Asia-Pacific firms fear regulatory risk

3y | By Michael McCaw, Editor

More than three quarters of Asia-Pacific firms fea...

Investment in data analytics may be the solution to concerns around regulatory uncertainty for Asia-Pacific-based financial market firms, according to...

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US fintech charter: banks to get on the defensive?
Banking

US fintech charter: banks to get on the defensive?

3y | By Michael McCaw, Editor

US fintech charter: banks to get on the defensive?

On July 31, the US Office of the Comptroller of the Currency announced it would begin accepting national charter applications from fintech firms, gran...

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Liberis CEO talks Open Banking and the future of SME funding
Banking

Liberis CEO talks Open Banking and the future of SME funding

3y | By Michael McCaw, Editor

Liberis CEO talks Open Banking and the future of S...

One of the major challenges facing small businesses can be finding the financing necessary to get off the ground and achieve growth. The difficulty of...

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Mifid II call recording failure: problems of procurement?
Trading & brokering

Mifid II call recording failure: problems of procurement?

3y | By Michael McCaw, Editor

Mifid II call recording failure: problems of procu...

Few anticipated Europe’s largest set of financial rules to be a walk in the park – even after the one-year delay that many had hoped would...

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Firms call for better data
Asset management

Firms call for better data

3y | By Michael McCaw, Editor

Firms call for better data

In recent years, financial organisations have been attempting to pull more value from their data. Regulations – such as Mifid II – have pr...

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Educating finance: cultivating fintech knowledge becoming critical
Banking

Educating finance: cultivating fintech knowledge becoming critical

3y | By Michael McCaw, Editor

Educating finance: cultivating fintech knowledge b...

The future of finance sits at a precarious juncture. Over the past few years, banks, trading houses and financial services providers – small and...

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Navigating Basel: how innovative lending strategies can maintain competitive advantage
Insurance

Navigating Basel: how innovative lending strategies can maintain competitive advantage

3y | By Michael McCaw, Editor

Navigating Basel: how innovative lending strategie...

The deluge of regulations to have hit financial markets since the banking crisis has without a doubt completely reshaped the industry. As well as the ...

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Cyber warfare in payments gets intelligent
Banking

Cyber warfare in payments gets intelligent

3y | By Michael McCaw, Editor

Cyber warfare in payments gets intelligent

Artificial intelligence has come on leaps and bounds in the past few years, with big data and cyber security adding much to financial service firms&rs...

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Open Banking: regulatory “shot in the arm” drives global initiatives
Banking

Open Banking: regulatory “shot in the arm” drives global initiatives

3y | By Michael McCaw, Editor

Open Banking: regulatory “shot in the arm” drives ...

Open Banking initiatives, cultures and internal structures are taking off throughout the banking world, driven by regulation, consumer demand and bank...

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Is there a need for a US fintech charter?
Banking

Is there a need for a US fintech charter?

3y | By Michael McCaw, Editor

Is there a need for a US fintech charter?

Following years of new regulations, nobody in the financial sector is particularly keen on new rules. Since Dodd Frank and its related slew of regulat...

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Howard: Canadian retail banking transformation in full swing
Banking

Howard: Canadian retail banking transformation in full swing

3y | By Michael McCaw, Editor

Howard: Canadian retail banking transformation in ...

Canada’s developing retail banking sector has acknowledged that digital advances can reshape the market, offering a wider array of services to m...

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Regulatory convergence provides opportunity for fintech
Asset management

Regulatory convergence provides opportunity for fintech

3y | By Michael McCaw, Editor

Regulatory convergence provides opportunity for fi...

National and regional interests have helped to determine the shape of financial regulations in recent years, but politicians and regulators have ackno...

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Patel: regulators need to avoid a blanket approach to DLT rules
Insurance

Patel: regulators need to avoid a blanket approach to DLT rules

3y | By Michael McCaw, Editor

Patel: regulators need to avoid a blanket approach...

Across the world, regulators are struggling to put together constructive policies around the world’s newest financial and technological tool. Di...

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Limitations to banking apps slow consumer adoption
Banking

Limitations to banking apps slow consumer adoption

3y | By Michael McCaw, Editor

Limitations to banking apps slow consumer adoption

While a growing number of consumers are using mobile banking applications to undertake everyday banking activities the fact that a number of services ...

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How regulatory pressures are a blessing for data management
Banking

How regulatory pressures are a blessing for data management

3y | By Michael McCaw, Editor

How regulatory pressures are a blessing for data m...

After the financial crisis and particularly in Europe, recently, where the second Markets in Financial Instruments Directive (Mifid II) aimed to encou...

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IBM, Barclays, Synswap point to blockchain banking transformation
Banking

IBM, Barclays, Synswap point to blockchain banking transformation

3y | By Michael McCaw, Editor

IBM, Barclays, Synswap point to blockchain banking...

Capital and securities markets are among the banking sectors that could most enjoy the benefits of blockchain technology, according to speakers at a b...

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“Banks must prepare for API unknowns”
Banking

“Banks must prepare for API unknowns”

3y | By Michael McCaw, Editor

“Banks must prepare for API unknowns”

A lack of clarity over the potential products and services spawning from the open banking revolution will make it difficult for the industry to prepar...

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FIA: DLT could have impact on derivatives space
Banking

FIA: DLT could have impact on derivatives space

3y | By Michael McCaw, Editor

FIA: DLT could have impact on derivatives space

The Futures Industry Association (FIA) – the industry body representing organisations active in the trading and clearing of listed derivatives a...

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Zhang: Extraordinary global conditions are driving fintech developments
Insurance

Zhang: Extraordinary global conditions are driving fintech developments

3y | By Michael McCaw, Editor

Zhang: Extraordinary global conditions are driving...

“We are living in extraordinary times: when trade wars, unwindling of globalisation and volatility across markets has become the norm,” sa...

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Islamic finance embraces fintech
Banking

Islamic finance embraces fintech

3y | By Michael McCaw, Editor

Islamic finance embraces fintech

While banking and financial institutions in many corners of the globe have embraced the benefits technology has brought to the sector in recent years,...

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