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TEMENOS Group AG Head Office

Temenos Headquarters SA, 2 Rue de l’Ecole-de-Chimie, CH - 1205 Geneva, Switzerland

ACTIS.BSP Germany GmbH Office

Einsteinstraße 2

Corporate Head Office Luxembourg Office

Odyssey Financial Technologies S.A.
Espace Kirchberg-Eolis; 26-28 rue Edward Steichen

London, UK Office

5th Floor, 71 Fenchurch Street

Frankfurt / Main Office

Hahnstraße 31-35
Frankfurt am Main

Boston Office

100 High Street

Brazil Office

Av. Roque Petroni Jr. 999-13° andar
São Paolo

Luxembourg Office

7, Rue des Primeurs

London Office

46 Chancery Lane

New York Office

2340 Harborside Plaza 5 Floor 23 185 Hudson St #100
Jersey City

Hong Kong Office

Unit 1001, 10/F, Miramar Tower, 132 Nathan Road
Hong Kong

Singapore Office

6, Temasek Boulevard #21-04 Suntec Tower Four

Paris Office

58, Rue de Châteaudun

Frankfurt Office

Westendstrasse 28

Bangalore Office

Safina Towers Private Limited 3 Ali Asker Road

Nyon Office

17, Rue des Marchandises

Dublin Office

7 Exchage Place IFSC

Winnipeg Office

201 Portage Avenue, 18th Floor

Shanghai Office

Unit 6011 6th Floor 21st Century Tower 210 Century Avenue Pudong District

Mumbai Office

Suite 249, Regus Business Centre Time Square Unit 1, Level 2, "B" Wing Andheri Kurla Road Andheri (E)

Birmingham, AL Office

Temenos USA, 10 Inverness Center Parkway, Suite 250, Birmingham, AL 35242, USA

Shanghai Office

Suite 1008, Hong Jia Tower, No.388, Fushan Road, Pudong new District, Shanghai, China 200122
Pudong new District

Dubai Office

Temenos Middle East Ltd, Dubai Internet City, Aptec Building, EIB-03, Office # G-01, P O Box 500060, Dubai, UAE

Singapore Office

Temenos Singapore PTE LTD, 61 Robinson Road, #20-01 Robinson Centre, Singapore 068893


44 207 423 3745


Manjinder Jaul
[email protected]


The software specialist for banking and finance

Mission Statement

TEMENOS Group AG provides integrated modular core banking systems to over 1000 financial institutions in more than 150 countries. We are headquartered in Geneva with 55 offices worldwide, and listed on the main segment of the SWX Swiss Exchange (TEMN).

Temenos software provides banks with a single, real-time view of the client across the enterprise, enabling banks to maximise returns while streamlining costs. We provide 24×7 functionality to the retail, wholesale, universal and private banking sectors; partner with central banks on core system replacement; and work with the World Bank on solutions for emerging markets. Temenos has a transparent approach to its operations and we bring to bear our experience, expertise, commitment and professionalism on every project.

Temenos’ only domain is banking software and our success is achieved by being completely focused on providing the best banking software available today. To this end, Temenos consistently devotes 20% of its revenues to research and development, higher than the average of our industry peers. This ensures that we can support banks with functionally rich systems that provide the flexibility to adapt to changes in business strategy or regulation.


Temenos, the world’s #1 banking software company, serves 3,000+ banks with AI and cloud technology to process transactions and client interactions.


At Temenos, we believe that our ability to provide clients with technologically-advanced and flexible software empowers them to grow their business whilst reducing costs and controlling risk.

Temenos enables growth through:
– Fast product and service time to market
– Cross-selling through single customer view
– Customer retention through improved services
– Clear management information directing resources to maximise profit
– Multiple and modern distribution channels
– Broad and modular functional coverage enabling rapid expansion

Temenos controls costs through:
– Efficient straight-through processing
– Open systems allowing cost-effective platform choices
– Local flexibility ensuring low cost modifications
– Reduced infrastructure through single, integrated systems

Temenos protects investment through:
– Proven implementation and migration methodology with 600 sites worldwide
– Continuous product development policy
– Ten years of financial growth
– Open technology standards and state-of-the art architecture


Temenos was started in 1993 in Geneva, Switzerland. It was founded on the basis of a simple and compelling vision.

The banking industry was using outdated technology: systems built decades before which prevented meaningful improvements in efficiency, innovation, risk management and customer service.

Temenos’ view was that, if a software vendor could produce high quality banking software that was truly packaged and upgradable, banks would no longer have to rely on their home-grown systems.

Instead, banks would start to move to packaged software and the resulting economies of scale would mean that, before long, the provider would be able to invest more each year than the majority of banks could ever afford to invest in their own developments, accelerating the shift.

That vision has become a reality. Since its foundation, Temenos has recorded on average more than a 20% compound growth in revenues, reflecting the virtuous cycle that comes from leading the market and attracting the best talent. It has invested more than USD1bn in developing great banking products. It has grown its product set from core banking to payments, wealth management, business analytics and channels, offering a comprehensive solution set to meet the industry’s needs. It has developed the largest network of partners in the industry to enable it to scale delivery. And it has helped more than 1,200 banks from more than 150 countries to leave behind their legacy applications, including some of the world’s largest and best-known financial institutions.

Today, more than 450 million banking customers rely on Temenos software for their daily needs. And our success has also brought success for our customers. Our customers have been rendered more agile, able to offer more personalised products and services, to operate at lower unit costs, to react quicker to market opportunities and to manage risk better. As such, our customers enjoy much better operating metrics than their peers: on average, a 46% higher return on capital, a 30% higher return on assets and an 8.5 point lower cost to income ratio than banks still running legacy.

What has been the key to success so far and will underpin Temenos’ success in the future? Simple. Temenos is committed to building packaged software. To serving only one industry. To investing more than its peers on R&D. And because at Temenos we stick to the same principles of re-use, openness and technology agnosticism, we will continue to lead the industry with highest levels of innovation – making our products better, faster, easier to install, easier to use and easier to integrate with other systems. And, in so doing, we will continue to deliver the best levels of customer success in the industry.


David Arnott, Chief Executive Officer

Mr. David Arnott has been Chief Executive Office of Temenos since July 2012. Mr. Arnott previously served as Chief Financial Officer of Temenos from April 2001.

Prior to joining the Group, he worked as Chief Financial Officer of Société Européenne de Communication in Luxembourg. Mr. Arnott also held a number of senior finance positions within the Anglo American group, a mining and precious metals trading company.

Prior to joining the Group, he worked as Chief Financial Officer of Société Européenne de Communication in Luxembourg. Mr. Arnott also held a number of senior finance positions within the Anglo American group, a mining and precious metals trading company.

Since David joined Temenos, the company has grown from 300 employees to more than 3,500, over 1,600 clients and to nearly USD 500 million in annual revenues – establishing it as a global leader in banking application software.

Max Chuard, Chief Financial Officer

Mr. Max Chuard has been Chief Financial Officer of Temenos since July 2012 and is responsible for finance, planning, treasury, information technology, investor relations, compensation and benefits and internal controls for the company.

Mr. Chuard is also responsible for mergers and acquisitions, and has conducted more than 10 successful transactions totalling around USD 300 million over the last ten years. Mr. Chuard has been with Temenos since 2002 where previously he held the position of Director of Corporate Finance and Investor Relations.

Prior to joining the company, Mr. Chuard started his career as a business analyst at JP Morgan and subsequently held a senior position at SWICORP, a Swiss merchant bank. Mr. Chuard holds a Master of Science in Finance from the University of Lausanne (HEC Lausanne), Switzerland.