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Sujeet Pramanik
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Infosys has been positioned as a leader in Gartner’s International Retail Core Banking* report for the ninth time in a row for its Finacle™ core banking solution.

Mission Statement

Finacle is the industry-leading universal banking solution from EdgeVerve Systems, a wholly owned subsidiary of Infosys. The solution helps financial institutions develop deeper connections with stakeholders, power continuous innovation and accelerate growth in the digital world. Today, Finacle is the choice of banks across 94 countries and serves over 848 million customers – estimated to be nearly 16.5 percent of the world’s adult banked population. The solution is consistently rated as a leader in the market by leading industry analysts and is proven to be the most scalable banking platform globally. Finacle solutions address the core banking, e-banking, mobile banking, CRM, payments, treasury, origination, liquidity management, Islamic banking, wealth management, and analytics needs of financial institutions worldwide. These solution are available for on-premise deployments or as cloud hosted banking platforms. Finacle has over 450 client deployments across financial institutions of all sizes. The solution’s componentized structure and enterprise-class capabilities help banks boost the agility and efficiency of their operations, and significantly improve customer experience across channels. Assessment of the top 1000 world banks reveals that banks powered by Finacle enjoy 50 percent higher returns on assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs to income than others.


Infosys Finacle
Finacle is a industry-leading digital banking solution suite offering truly digital transformation to achieve frictionless customer experiences,. Today, banks in over 100 countries rely on Finacle to service more than a billion consumers and 1.3 billion accounts.


Finacle’s componentized deployment offers you unmatched agility to progressively modernize and meet business priorities. This helps you realize modernization benefits in months as against years. The solution enables you to dynamically refresh your business model by adding or upgrading existing components to reach out to new customer segments.

Finacle’s industry-leading architecture combined with enterprise-class components simplify business technology by breaking product-centric silos and eliminating duplicate functions. The solution empowers you to streamline processes, reduce technology management costs and optimize operations to run your business in the most cost-effective manner.

With a unique multichannel framework, the solution orchestrates interactions between various channels and back office solutions to deliver a consistent cross channel service experience. Finacle 11E’s offers and catalog solution, a first of its kind in the banking industry, empowers banks to engage and delight customers across channels with retail industry like rich user experience.


Finacle is the industry-leading universal banking solution from EdgeVerve Systems, a wholly owned subsidiary of Infosys.


Contrary to popular understanding, truly digital banking is much more than just adding multi-channel capabilities and giving legacy processes a digital facelift. It is not the same old banking business model enhanced with digital technology. It is not about adding new delivery channels. And it is certainly not about automating existing processes without reimagining them for the digital natives.

With our experience of working with financial institutions across 94 countries, we believe, the truly digital banking paradigm has four standout characteristics: It will mark a gradual transfer of power to the end points, or in other words, to banking customers. It will see the banking ecosystem grow in importance. It will consider insight its most valuable resource. It will automate processes and customer interactions, and deliver consistent customer experiences no matter the channel, location, or device.

Banks planning to digitalize must therefore rethink their entire business, their organization, indeed their very identity, to align with digital-age realities.


Join Infosys Finacle on a #TrulyDigital journey and get ready to rethink digitization


Venkatramana Gosavi, Vice President & Regional Head – Growth Markets
Rajashekara V. Maiya, Associate Vice President & Global Head – Finacle Product Strategy
Anirban Dey (Andy) President – Customers & Operations