Banking Circle

Company Insights

A new phenomenon - the underbanked FinTech

16th September 2016

Accelerator programmes, sandboxes and tech labs. These are all some of the latest buzzwords in banking and FinTech.  And they present some really exciting opportunities.   FinTech accelerators are popping up across the world, from The Bank of England  to Nordea in Helsinki and Stockholm, and The VC FinTech Accelerator in...
Foreign exchange of the future – streamlined, cost effective, fast

6th July 2016

In terms of currency and exchange rates, 2016 is expected to be another highly volatile year. The first half of the year has lived up to expectations, with Sterling in particular having had a tumultuous ride in the lead up to the ‘Brexit’ vote in June. Uncertainty around whether or not the UK will remain in the EU not only affected...
A different banking landscape

27th May 2016

Today, an increasing share of global economic activity involves cross border transactions. According to the latest McKinsey reports, in 2016 cross border electronic payments are expected to account for 81% of the value of all global payments flows. That’s an increase of 16% in a decade - up from 65% in 2006. In the era of the networked...
Missed Opportunities In Today's B2B Payments Landscape

5th April 2016

With international trade increasing rapidly, payments processes need to keep up to ensure they do not hold businesses back from their full potential. Traditional cross border bank transfers are no longer the only solution, but research commissioned by Saxo Payments released at Money2020 Europe shows that companies often lack the time and resources...
Ushering in the new era of banking innovation

15th March 2016

The past few years have seen a technology-led revolution in how we live our lives. Who would have thought, five years ago, that today we would be doing our weekly shop on our mobile phones on the bus, that we would wear wristbands to track our exercise, calories burned and sleep patterns or that we would pay to stay in the homes of strangers around...
Fintech: A Revolution From Innovation

29th February 2016

The B2B international payments sector is already huge and continues to grow. According to estimates, the B2B money transfer sector is 10 times larger than the B2C transaction volume and three to four times larger in dollar volume. Yet, despite non-bank alternatives making serious in-roads into the B2C sector, traditional banking still dominates the...
2015: The Year Fintech Really Took Off

8th December 2015

While heading up a business that goes to the heart of helping fintech companies deliver a better service for their customers, I have been tremendously excited to see how the fintech sector has moved up to a whole new level this year. What particularly excites me is the way that two particular groups have seemed to really recognise the role of...