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Level Four wins third Middle East customer, as demand for its flexible ATM
testing tools continues to rise

London, 20 September 2004 - Level Four Software, the leading provider of ATM
test and development software, has today announced that Arab National Bank (ANB) is licensing its ATM Channel Development Suite, in order to deploy new
ATM functionality more quickly and to ensure the delivery of high-availability service to its customers. ANB is one of the Kingdom of Saudi Arabia's leading commercial banks and is Level Four's third new customer in the region this year.

ANB will deploy a range of tools from Level Four's ATM Channel Development suite to support the development of new functionality across its multi-vendor network of 300 ATMs throughout the Kingdom. These include core testing products ATM Developer and ATM Simulator, with additional modules EMV FastTrack, 3DES FastTrack, ATM Reporter and Load Group Manager.

Level Four's ATM Developer and ATM Simulator will enable ANB to deploy more
thorough end-to-end ATM network testing, as the technology delivers fully automated regression testing for new ATM software and hardware. This gives the bank competitive advantage as it improves time to market for new ATM functionality.

The bank's migration to international mandates for increased security such as Europay Mastercard Visa (EMV), Triple DES and remote key management will be aided by Level Four's EMV FastTrack and 3DES FastTrack. EMV FastTrack addresses the complexity of smart cards and enables the testing of EMV-ready ATM downloads. It will enable the bank to fully automate testing direct from the card, tracing the transactions through the ATM and the ACI BASE24 host system.

Compliance with SPAN2, the migration of the Saudi national debit card scheme to EMV will also be supported. SPAN2 is the second generation of the network established by the Saudi Arabian Monetary Agency (SAMA) and will continue to
facilitate inter-bank money transfers and easy access by bank customers to their funds through ATMs.

Level Four's technology provides a higher level of testing that would not be
possible by manual methods, therefore reducing the risk associated with large scale technology implementations. As part of the new implementation, ANB is also upgrading security of its ATM network. The bank will use 3DES FastTrack to simulate and test the additional cryptography introduced to meet requirements for the Triple DES security standard and ATM remote key management.

Osman Mehta, Middle East Regional Manager at Level Four Software, says:
"Arab National Bank will save both time and money through using our automated testing tools, while gaining a greater level of control and flexibility for future additions to its multi-vendor ATM network. The addition of Arab National Bank to our list of customers, reinforces our position as the ATM testing-tool vendor of choice for the Middle East."

Arab National Bank is the first Middle East customer using the ACI BASE24 host system to select Level Four for its ATM test and development. Other Level Four customers that are using the ACI BASE24 host system include Nationwide Building Society, LINK Interchange Network, Giro Bankcard, OTP Bank and Den norske Bank.

Level Four's existing Middle East customers include Banque Saudi Fransi and Samba Financial Group, both of whom have licensed the ATM Channel Development Suite for end-to-end ATM network testing and support of SPAN2 upgrades.