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Giro Bankcard deploys ATM solutions from Level Four to support ATM channel

London, UK, 7 June 2004 - Level Four Software, the leading provider of ATM test and development software, today announced that Giro Bankcard Ltd (GBC) has licensed ATM Channel Development Suite to provide development support and end-to-end testing of its shared ATM network. GBC also intend to deploy Level Four's EMV FastTrack to support migration to the new EMV standard during 2005.

Based in Budapest, GBC operates an outsourcing operation to provide ATM device driving for banks in Hungary. GBC hosts approximately 750 ATMs and provides ATM acquirer services, switching and authorisation. GBC required a solution to support its ATM download image file maintenance, particularly given increasing pressure to offer more sophisticated multi-lingual screen maintenance and new types of transactions services, such as mobile phone top up.

GBC selected Level Four because of its proven ability in financial services, the advanced capabilities of ATM Channel Development Suite and its knowledge of European and Hungarian banking. Level Four already supports OTP Bank, the largest retail bank in Hungary, with ATM network enhancement and preparations for EMV.

Using Level Four's ATM Developer, GBC can design, configure and test new ATM
content from a desktop PC environment, drastically reducing time to market of new content across its ATM network. In parallel, GBC will use ATM Simulator to automate testing by simulating the ATM environment in a realistic manner. This is particularly significant as GBC manages ATMs from a number of vendors including NCR, IBM, Olivetti and Siemens.

The volume of testing required to implement or upgrade new services across
multiple vendors can be intensive, proving to be both costly and time consuming. ATM Simulator allows GBC to fully automate the testing process so that staff no longer have to manually test transactions on real ATMs. This results in dramatic cost reductions and reduced exposure to risk. GBC intends to implement Level Four's EMV FastTrack module to aid the upgrade of its shared ATM network in preparation for compliance to the EMV (Europay, Mastercard and Visa) smart card standard. EMV FastTrack will assist GBC in the rapid deployment of content and applications incorporating the complex functionality of EMV smart cards.

Dr. György Timár, CEO, Giro Bankcard Ltd, comments: "Partnering with a proven vendor is vital to the expansion of our ATM business and to the Hungarian banking community. We currently operate and manage 25% of the country's ATMs so it is critical that the service is modern, reliable and secure. Level Four's solutions give us the confidence to make continual enhancements and rapidly roll out updated content and services."

Martin Macmillan, CEO, Level Four comments, "Our flexible product suite caters for any type of ATM device, which has been crucial in supporting Giro Bankcard's multi-vendor ATM estate. Level Four's tools take away the need for duplicate programming or testing, which inevitably impacts time and costs, to ensure a streamlined process of ATM development and roll out. Giro Bankcard is an important client for us and strengthens our presence in Hungary."

For information, contact:
Jenny Taylor
Tel: +44 (0)20 7 959 5400
Martin Macmillan
Level Four Software Ltd
Tel: +44 (0)20 7661 9322