Intel Solutions Lab, Reading England, 7th January 2002 - Stratus and its banking solutions partner, Mosaic Software UK, recently demonstrated a joint commitment to providing a fully-integrated Mobile Payments solution that leverages a best-of-breed approach to product selection.
The out-of-the-box solution offers Postilion Realtime as the online authorization, transaction switching and terminal-driving application running on Stratus ftServer fault-tolerant Windows 2000 servers. The solution enables a fast, cost-effective route to mobile online authorization.
By using Thyron Technologies' PayCell mobile Point of Sale (POS) terminal, payments transactions can be authorized online anywhere a standard mobile carrier signal can be detected, thus offering the benefits of online security in environments where a fixed line connection is not an option.
Built using Intel® Pentium III Xeon™ processors and supporting the Microsoft® Windows 2000 operating system, the Stratus ftServer series provides the powerful option of a fault-tolerant family of servers at industry-standard prices. The inherent reliability the hardware's fault-tolerant design, which includes both dual- modular redundancy and triple-modular redundancy, integrated with unique software-availability features and service technology,
prevents downtimes and data loss and protects users and applications from component outages.
Peter Rist, Partner Business Manager at Microsoft Ltd, who was on hand to watch the demonstration, observed "This Mobile Payments solution is extremely impressive, particularly since it deploys Windows 2000 and SQL 2000 as a sound foundation for 24x7 mission critical systems".
When a payment authorization request is initiated the transaction is transmitted securely as GSM data over the wireless network to a Postilion GSM Gateway. The gateway acts as a 'concentrator' for mobile devices, passing the request to a Postilion Realtime funds authorization server. The authorization server either authorizes that transaction locally or switches it to the card issuer. From the perspective of the cardholder the transaction appears just
like any other Point of Sale transaction, even to the point of allowing PIN entry where required.
Steve Whiting of Mosaic Software UK says, "This exciting development demonstrates that by combining the Postilion Realtime application with Microsoft Windows 2000 and Stratus ftServer hardware we are now able to offer a shrink-wrapped industrial strength solution that readily meets today's fast changing mobile EFTPOS business requirements. We are particularly pleased to see
the emergence of real-world examples of mobile payments and pre- payments over GSM and GPRS that are enabled in conjunction with Postilion Realtime by devices such as Thyron's PayCell."